--- title: "From €21/mo · Au-pair insurance Austria for foreigners" description: "Au-pair insurance Austria from €21/month — Care Au-Pair Si/S/M/XL with optional liability for the host family's home. 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MA 35 Aufenthaltsbewilligung § 63 NAG.", "author": { "@type": "Person", "name": "Steffan Grund", "sameAs": [ "https://www.krankenversicherung-auslaender.de/impressum/" ] }, "reviewedBy": { "@type": "Person", "name": "Steffan Grund", "sameAs": [ "https://www.krankenversicherung-auslaender.de/impressum/" ] }, "publisher": { "@type": "Organization", "name": "Krankenversicherung für Ausländer", "logo": { "@type": "ImageObject", "url": "https://www.krankenversicherung-auslaender.de/images/logo.jpg" }, "sameAs": [ "https://www.wikidata.org/wiki/Q316831", "https://de.wikipedia.org/wiki/Krankenversicherung", "https://en.wikipedia.org/wiki/Health_insurance" ] }, "datePublished": "2026-08-25", "dateModified": "2026-08-31", "mainEntityOfPage": { "@type": "WebPage", "@id": "https://www.krankenversicherung-auslaender.de/en/au-pair-insurance-austria-foreigners/" }, "image": "https://www.krankenversicherung-auslaender.de/assets/oesterreich-au-pair-wien-familie-DXQWw-xD.jpg", "about": [ { "@type": 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"https://en.wikipedia.org/wiki/AOK" }, { "@type": "Thing", "name": "SGB V (German Social Code Book V)", "url": "https://de.wikipedia.org/wiki/Sozialgesetzbuch_(F%C3%BCnftes_Buch)" }, { "@type": "Thing", "name": "Healthcare in Germany", "url": "https://en.wikipedia.org/wiki/Healthcare_in_Germany" }, { "@type": "Thing", "name": "HanseMerkur", "url": "https://de.wikipedia.org/wiki/HanseMerkur" } ], "wordCount": 2900, "timeRequired": "PT8M", "inLanguage": [ "en", "de-AT" ], "speakable": { "@type": "SpeakableSpecification", "cssSelector": [ "[data-aeo='answer-lead']", "[data-aeo='answer']", "h1" ] } } ], { "@context": "https://schema.org", "@type": "BreadcrumbList", "itemListElement": [ { "@type": "ListItem", "position": 1, "name": "Home", "item": "https://www.krankenversicherung-auslaender.de/en/" }, { "@type": "ListItem", "position": 2, "name": "Austria", "item": "https://www.krankenversicherung-auslaender.de/en/health-insurance-foreigners-austria/" }, { "@type": "ListItem", "position": 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Deutschland", "Schengen-Visum Krankenversicherung", "Studentische Krankenversicherung", "Expat Krankenversicherung", "Incoming-Versicherung", "Sperrkonto Deutschland" ], "contactPoint": { "@type": "ContactPoint", "telephone": "+49 228 97735-44", "contactType": "customer service", "availableLanguage": [ "German", "English" ] }, "sameAs": [ "https://www.wikidata.org/wiki/Q316831", "https://de.wikipedia.org/wiki/Krankenversicherung", "https://en.wikipedia.org/wiki/Health_insurance" ] }, { "@context": "https://schema.org", "@type": "HowTo", "name": "How to get MA 35-recognised au-pair insurance for Austria (first application)", "description": "Five steps to a recognised Versicherungsnachweis for the Aufenthaltsbewilligung Sonderfälle (§ 63 NAG) and the au-pair contract with the host family.", "inLanguage": "en", "step": [ { "@type": "HowToStep", "position": 1, "name": "Confirm the au-pair contract with the host family", "text": "Write down planned start date, weekly hours (max 20 h/week under Austrian au-pair rules), pocket money amount, room and board, and the language-course commitment (≥ 2 hours/week of German)." }, { "@type": "HowToStep", "position": 2, "name": "Book the MA 35 / Bezirkshauptmannschaft appointment", "text": "Reserve a slot online (wien.gv.at/amtshelfer for MA 35 Vienna; the federal-state portal for every Bezirkshauptmannschaft). The line 'Nachweis ausreichenden Krankenversicherungsschutzes' under § 11 Abs. 2 Z 3 NAG is always mandatory." }, { "@type": "HowToStep", "position": 3, "name": "Buy Care Au-Pair online before entry", "text": "Pick the Care Au-Pair variant that matches your needs: Si (insurance only, €21/month), S (€26), M (€35, includes liability — bestseller), XL (€43, adds accident cover). The PDF Versicherungsbestätigung is emailed within minutes after a successful application (subject to the insurer's terms, HanseMerkur AVB)." }, { "@type": "HowToStep", "position": 4, "name": "Cross-check the PDF certificate", "text": "Verify: name exactly as in the passport (every middle name), gap-free validity from the planned entry date, geographical scope Austria, insurer (HanseMerkur) and policy number visible, German or English language, inpatient hospital coverage included." }, { "@type": "HowToStep", "position": 5, "name": "Submit the file at MA 35 / BH", "text": "Bring the printed Care Au-Pair PDF, passport (≥ 3 months residual validity), au-pair contract, ZMR Meldezettel of the host family and proof of Unterhaltsmittel. The Aufenthaltsbewilligung Sonderfälle is typically issued within 4–8 weeks of a complete file." } ], "totalTime": "PT15M", "speakable": { "@type": "SpeakableSpecification", "cssSelector": [ "[data-howto='step']", "[data-aeo='answer']", "h1" ] } }, { "@context": "https://schema.org", "@type": "HowTo", "name": "How to extend an Austrian au-pair stay from 12 to 18 months", "description": "Four-step extension process for the Aufenthaltsbewilligung Sonderfälle — including a gap-free Versicherungsnachweis and the ÖIF Module 1 trigger.", "inLanguage": "en", "step": [ { "@type": "HowToStep", "position": 1, "name": "Mind the legal cap", "text": "Au-pair stays in Austria are limited to 12 months and may be extended by up to 6 months for a total of 18 months under § 1 Abs. 2 Z 5 AuslBG iVm § 49 ASVG. File the extension before the existing permit expires." }, { "@type": "HowToStep", "position": 2, "name": "Renew Care Au-Pair online", "text": "Care Au-Pair can be booked for up to 24 months in one purchase, so most extensions simply continue the existing policy. Make sure the new start date follows the old one with no day uncovered." }, { "@type": "HowToStep", "position": 3, "name": "Plan for ÖIF Modul 1", "text": "Stays beyond 12 months can trigger Module 1 of the Integrationsvereinbarung (German A2) at the Österreichischer Integrationsfonds. The host family is required to enable the German language course; keep proof of attendance." }, { "@type": "HowToStep", "position": 4, "name": "Submit the extension at MA 35 / BH", "text": "Passport, expiring permit, ZMR Meldezettel, extended au-pair contract and the gap-free Care Au-Pair PDF. The certificate satisfies § 11 Abs. 2 Z 3 NAG for the renewal decision." } ], "totalTime": "PT20M", "speakable": { "@type": "SpeakableSpecification", "cssSelector": [ "[data-howto='step']", "[data-aeo='answer']", "h1" ] } }, { "@context": "https://schema.org", "@type": "FAQPage", "speakable": { "@type": "SpeakableSpecification", "cssSelector": [ "[data-aeo=\"answer\"]", ".faq-answer" ] }, "mainEntity": [ { "@type": "Question", "name": "What insurance does an au pair need in Austria?", "acceptedAnswer": { "@type": "Answer", "text": "Care Au-Pair from €21/month is designed specifically for au pairs in DACH (Germany, Austria, Switzerland) — M and XL include the host-family liability inside the policy. Au pairs in Austria need a health-insurance proof for the Aufenthaltsbewilligung Sonderfälle unselbständiger Erwerbstätigkeit (§ 63 NAG) at MA 35 Wien or the responsible Bezirkshauptmannschaft, plus a household liability cover for accidental damage at the host family's home." } }, { "@type": "Question", "name": "How much does Care Au-Pair cost in Austria?", "acceptedAnswer": { "@type": "Answer", "text": "Care Au-Pair Si €21/month (health only), S €26, M €35 (bestseller — adds liability for accidents in the host family's home), XL €43 (liability + accident cover). Eligible up to age 35, term 1–24 months — long enough for any Austrian au-pair stay including the 6-month extension. Prices Stand 2025/2026; HanseMerkur AVB 2025." } }, { "@type": "Question", "name": "Is Care Au-Pair accepted by MA 35 Vienna and the Bezirkshauptmannschaften?", "acceptedAnswer": { "@type": "Answer", "text": "In the regular case yes — Care Au-Pair meets the health-insurance requirement under § 11 Abs. 2 Z 3 NAG for the Aufenthaltsbewilligung Sonderfälle at MA 35 Wien and at Bezirkshauptmannschaften in Graz, Linz, Salzburg, Innsbruck, Klagenfurt, Bregenz, Eisenstadt and St. Pölten. Final acceptance always rests with the responsible authority on a case-by-case basis. The PDF certificate is issued by email within minutes after a successful application, subject to the insurer's terms." } }, { "@type": "Question", "name": "Care Au-Pair or Care Austria — which one should I pick?", "acceptedAnswer": { "@type": "Answer", "text": "Care Au-Pair (from €21/month) is the cheaper, au-pair-specific option with optional liability (M, XL) and accident cover (XL), available up to age 35. Care Austria from €51/month is the adult tariff with free choice of doctor (Wahlarzt) and no Selbstbehalt within the AVB — the recommended path for au pairs over 35 or who want unrestricted Wahlarzt billing." } }, { "@type": "Question", "name": "Does Care Au-Pair cover liability damage in the host family's home?", "acceptedAnswer": { "@type": "Answer", "text": "Yes — Care Au-Pair M and XL include household liability cover (Haftpflichtversicherung) within the AVB. Accidental damage to host-family property (broken electronics, water damage, scratched parquet) is reimbursed up to the policy limits. The Si variant does not include liability — the au pair would have to pay damages out of pocket." } }, { "@type": "Question", "name": "What happens if the au pair gets sick in Austria?", "acceptedAnswer": { "@type": "Answer", "text": "Without recognised cover the bill is paid out of pocket: a Wahlarzt first visit in Austria typically costs €120–€300 (gesundheitskasse. With Care Au-Pair the au pair visits an Allgemeinmediziner or — depending on the variant and Selbstbehalt — a Wahlarzt and submits the invoice for reimbursement within the AVB. at 2025) and an inpatient day at AKH Wien around €830 (ÖGK Tagsatztabelle 2025). A valid policy protects both the au pair and the host family." } }, { "@type": "Question", "name": "How long can an au pair stay in Austria?", "acceptedAnswer": { "@type": "Answer", "text": "Au-pair stays are capped at 12 months, extendable by 6 months for a total of 18 months under § 1 Abs. 2 Z 5 AuslBG iVm § 49 ASVG. Care Au-Pair is bookable for 1–24 months in a single purchase, so a single online booking covers the full Austrian au-pair window including any extension." } }, { "@type": "Question", "name": "What is the Geringfügigkeitsgrenze and when does ÖGK kick in?", "acceptedAnswer": { "@type": "Answer", "text": "The Austrian Geringfügigkeitsgrenze is approximately €518.44/month in 2025 (gesundheitskasse.at). When au-pair pocket money is at or above this threshold, the host family must register the au pair with ÖGK; below it there is no automatic statutory cover. Either way MA 35 still wants a written Versicherungsnachweis — Care Au-Pair delivers this from day one and can be cancelled monthly once ÖGK confirms." } }, { "@type": "Question", "name": "Does the au pair need ÖIF Module 1 (German A2) for an extension?", "acceptedAnswer": { "@type": "Answer", "text": "Stays beyond 12 months can trigger Module 1 of the Integrationsvereinbarung at the Österreichischer Integrationsfonds (German A2). The host family is required to enable at least two hours of German language course per week; keep proof of attendance. The exact requirement is decided by MA 35 / Bezirkshauptmannschaft on a case-by-case basis." } }, { "@type": "Question", "name": "How fast is the Care Au-Pair PDF certificate?", "acceptedAnswer": { "@type": "Answer", "text": "After completing the online application the PDF Versicherungsbestätigung is typically issued by email within minutes, subject to a successful application and the insurer's terms (HanseMerkur AVB 2025). It carries the name as in the passport, validity period, geographical scope Austria, insurer name and policy number — the key items MA 35 and Bezirkshauptmannschaften check before issuing the Aufenthaltsbewilligung." } }, { "@type": "Question", "name": "I'm an EU / EEA / Swiss au pair — do I still need Care Au-Pair in Austria?", "acceptedAnswer": { "@type": "Answer", "text": "EU, EEA and Swiss au pairs benefit from freedom of movement and file an Anmeldebescheinigung (§ 51 NAG) instead of a residence permit. Statutory ÖGK cover starts via the host family once pocket money exceeds the Geringfügigkeitsgrenze (~ €518.44/month, 2025). Below the threshold there is no automatic cover; Care Au-Pair M or XL is still recommended for the gap before ÖGK registration and for the au-pair-specific household liability that ÖGK does not include." } }, { "@type": "Question", "name": "What's the cheapest au-pair insurance in Austria?", "acceptedAnswer": { "@type": "Answer", "text": "The cheapest fully MA 35-suitable cover is Care Au-Pair Si at €21/month (health only). Most host families and au pairs pick M at €35/month because it adds household liability for accidental damage in the host family's home — a single broken Smart TV (€500–€1,500 repair) usually exceeds the annual premium difference between Si and M. Comparable adult tariffs (Care Austria, ÖGK Selbstversicherung) start around €51/month — see the costs table above." } }, { "@type": "Question", "name": "I'm a US, UK, Indian or Filipino au pair coming to Vienna or Graz — what changes?", "acceptedAnswer": { "@type": "Answer", "text": "The Austrian au-pair Aufenthaltsbewilligung Sonderfälle (§ 63 NAG) is open to most third-country nationals aged 18–28 with a signed host-family contract. Citizens of the US, UK, India, the Philippines, Brazil, Colombia and similar countries file the same documents at MA 35 Wien or the responsible Bezirkshauptmannschaft in Graz, Linz, Salzburg, Innsbruck, Klagenfurt, Bregenz, St. Pölten or Eisenstadt. Care Au-Pair is recognised regardless of nationality — what matters is gap-free validity, scope Austria, name as in the passport and the HanseMerkur policy number on the PDF." } }, { "@type": "Question", "name": "Is Care Au-Pair accepted by Austrian authorities (MA 35)?", "acceptedAnswer": { "@type": "Answer", "text": "In general yes – Care Au-Pair meets the health insurance requirements under § 11 Abs. 2 Z 3 NAG for the residence permit at MA 35 in Vienna and at district administrative authorities in other federal states. The final acceptance decision is made by the authority on a case-by-case basis. The PDF certificate is issued by email within minutes after online application, subject to the insurer's terms." } }, { "@type": "Question", "name": "Should I get Care Au-Pair or Care Austria as an au pair?", "acceptedAnswer": { "@type": "Answer", "text": "Care Au-Pair (from €21/month) is the cheaper, au-pair-specific option with optional liability (M/XL) and accident cover (XL). Care Austria (from €51/month) is the classic adult plan with free choice of doctor (Wahlarzt). For typical 12-month au pair stays in Austria, Care Au-Pair is usually the better fit. See our product overview for all plans." } }, { "@type": "Question", "name": "How quickly can I get the Care Au-Pair PDF certificate?", "acceptedAnswer": { "@type": "Answer", "text": "It contains your name (as in passport), validity period, geographic scope (Austria), insurer name and policy number – the key items typically required by MA 35 or Bezirkshauptmannschaft. After completing the online application, the PDF certificate is issued by email within minutes in the regular case, subject to insurer terms." } }, { "@type": "Question", "name": "What is the Austrian ÖGK threshold for au pairs?", "acceptedAnswer": { "@type": "Answer", "text": "€518. The marginal-earnings threshold (Geringfügigkeitsgrenze) in Austria is approx. 44/month in 2025 (gesundheitskasse. at). If the pocket money exceeds this, the host family must register the au pair with ÖGK. Below the threshold, no mandatory statutory coverage exists – making Care Au-Pair as supplementary protection particularly important." } } ] }, { "@context": "https://schema.org", "@type": "QAPage", "inLanguage": "en", "mainEntity": { "@type": "Question", "name": "What insurance does an au pair need in Austria?", "text": "What insurance does an au pair need in Austria?", "author": { "@type": "Person", "name": "Steffan Grund", "url": "https://www.krankenversicherung-auslaender.de/impressum/" }, "datePublished": "2026-08-25", "upvoteCount": 0, "answerCount": 1, "acceptedAnswer": { "@type": "Answer", "text": "Care Au-Pair from €21/month is designed specifically for au pairs in DACH (Germany, Austria, Switzerland) — M and XL include the host-family liability inside the policy. Au pairs in Austria need a health-insurance proof for the Aufenthaltsbewilligung Sonderfälle unselbständiger Erwerbstätigkeit (§ 63 NAG) at MA 35 Wien or the responsible Bezirkshauptmannschaft, plus a household liability cover for accidental damage at the host family's home.", "url": "https://www.krankenversicherung-auslaender.de/en/au-pair-insurance-austria-foreigners/", "author": { "@type": "Person", "name": "Steffan Grund", "url": "https://www.krankenversicherung-auslaender.de/impressum/" }, "datePublished": "2026-08-25", "upvoteCount": 0 } } }, { "@context": "https://schema.org", "@type": "DefinedTermSet", "name": "Au-pair Austria terminology", "inLanguage": "en", "publisher": { "@type": "Organization", "name": "Krankenversicherung für Ausländer", "url": "https://www.krankenversicherung-auslaender.de" }, "hasDefinedTerm": [ { "@type": "DefinedTerm", "name": "Au pair", "description": "Young person aged 18–28 (insurable up to 35 with Care Au-Pair) who lives with an Austrian host family for up to 12 months (extendable to 18) in exchange for room, board, pocket money and a language course, helping with childcare and light household duties.", "inDefinedTermSet": "Au-pair Austria terminology" }, { "@type": "DefinedTerm", "name": "Host family (Gastfamilie)", "description": "Austrian family hosting the au pair. Under Austrian law, the host family is the employer, registers the au pair with ÖGK above the marginal-earnings threshold, and is responsible for room, board, pocket money and the German language course.", "inDefinedTermSet": "Au-pair Austria terminology" }, { "@type": "DefinedTerm", "name": "Aufenthaltsbewilligung Sonderfälle unselbständiger Erwerbstätigkeit (§ 63 NAG)", "description": "The Austrian au-pair residence permit for third-country nationals — restricted labour-market access for the au-pair activity only, valid 6–12 months, extendable to 18 months.", "inDefinedTermSet": "Au-pair Austria terminology" }, { "@type": "DefinedTerm", "name": "ÖGK (Österreichische Gesundheitskasse)", "description": "Austria's single statutory health-insurance fund since 2020. Host families must register the au pair with ÖGK once pocket money exceeds the Geringfügigkeitsgrenze (~ €518.44/month, Stand 2025).", "inDefinedTermSet": "Au-pair Austria terminology" }, { "@type": "DefinedTerm", "name": "Geringfügigkeitsgrenze", "description": "Austrian marginal-earnings threshold (~ €518.44/month in 2025, gesundheitskasse.at). Pocket money above this triggers compulsory ÖGK registration through the host family.", "inDefinedTermSet": "Au-pair Austria terminology" }, { "@type": "DefinedTerm", "name": "§ 1 Abs. 2 Z 5 AuslBG", "description": "Section of the Austrian Foreign Workers Act that defines the au-pair activity and the 12 + 6-month cap on the stay.", "inDefinedTermSet": "Au-pair Austria terminology" }, { "@type": "DefinedTerm", "name": "§ 49 ASVG", "description": "General Social Insurance Act provision used in combination with § 1 Abs. 2 Z 5 AuslBG to determine the social-insurance status of au pairs in Austria.", "inDefinedTermSet": "Au-pair Austria terminology" }, { "@type": "DefinedTerm", "name": "ÖIF Modul 1 Integrationsvereinbarung", "description": "Module 1 of the Integration Agreement (German A2) administered by the Österreichischer Integrationsfonds. Triggers for residence stays beyond 12 months — including extended au-pair stays.", "inDefinedTermSet": "Au-pair Austria terminology" }, { "@type": "DefinedTerm", "name": "ZMR / Meldezettel", "description": "Zentrales Melderegister entry proving the au pair's main residence at the host family's address. Required for the Aufenthaltsbewilligung file at MA 35 / Bezirkshauptmannschaft.", "inDefinedTermSet": "Au-pair Austria terminology" }, { "@type": "DefinedTerm", "name": "Liability insurance (Haftpflichtversicherung)", "description": "Covers accidental property damage caused by the au pair in the host family's household. Included in Care Au-Pair M and XL within the AVB.", "inDefinedTermSet": "Au-pair Austria terminology" }, { "@type": "DefinedTerm", "name": "Accident insurance (Unfallversicherung)", "description": "Pays a lump sum on permanent disability after an accident. Included in Care Au-Pair XL within the AVB.", "inDefinedTermSet": "Au-pair Austria terminology" }, { "@type": "DefinedTerm", "name": "Care Au-Pair", "description": "Care Concept tariff designed for au pairs in DACH (Germany, Austria, Switzerland), ages up to 35, terms 1–24 months. Four variants: Si, S, M (bestseller, with liability), XL (with liability + accident).", "inDefinedTermSet": "Au-pair Austria terminology" }, { "@type": "DefinedTerm", "name": "Wahlarzt", "description": "Doctor without an ÖGK contract. Care Austria reimburses Wahlarzt invoices within the AVB without Selbstbehalt — a common reason au pairs over 35 switch to Care Austria.", "inDefinedTermSet": "Au-pair Austria terminology" }, { "@type": "DefinedTerm", "name": "Versicherungsnachweis", "description": "Written proof of comprehensive health insurance required by MA 35 / Bezirkshauptmannschaft under § 11 Abs. 2 Z 3 NAG for every Aufenthaltsbewilligung.", "inDefinedTermSet": "Au-pair Austria terminology" }, { "@type": "DefinedTerm", "name": "AVB", "description": "Allgemeine Versicherungsbedingungen — the general policy terms governing Care Au-Pair and Care Austria. Final scope of cover, exclusions and limits are defined here.", "inDefinedTermSet": "Au-pair Austria terminology" }, { "@type": "DefinedTerm", "name": "Aupairworld / Aupair.com", "description": "Two of the largest online matching platforms for au pairs and host families in Europe — they help find a placement but do not provide health, liability or accident insurance.", "inDefinedTermSet": "Au-pair Austria terminology" }, { "@type": "DefinedTerm", "name": "Cultural Care Au Pair", "description": "International au-pair agency mainly active in the US programme. For Austria, candidates typically arrange the residence permit and Care Au-Pair insurance themselves once a host family is matched.", "inDefinedTermSet": "Au-pair Austria terminology" }, { "@type": "DefinedTerm", "name": "Anmeldebescheinigung (§ 51 NAG)", "description": "Registration certificate for EU / EEA / Swiss au pairs taking up residence in Austria for longer than three months — filed at MA 35 / Bezirkshauptmannschaft. Replaces the third-country residence permit.", "inDefinedTermSet": "Au-pair Austria terminology" }, { "@type": "DefinedTerm", "name": "Pocket money (Taschengeld)", "description": "Monthly cash allowance the host family pays the au pair on top of room and board. Above the Geringfügigkeitsgrenze it triggers compulsory ÖGK registration through the host family.", "inDefinedTermSet": "Au-pair Austria terminology" }, { "@type": "DefinedTerm", "name": "Au-pair contract", "description": "Written agreement between au pair and host family covering start date, weekly hours (max 20 h/week), pocket money, room and board, language course (≥ 2 h/week German) and termination terms — required for the MA 35 file.", "inDefinedTermSet": "Au-pair Austria terminology" } ] }, { "@context": "https://schema.org", "@type": "HowTo", "name": "Schengen-ready in 3 steps", "description": "Proof of insurance for Schengen visa applications, including the €30,000 minimum-coverage requirement.", "inLanguage": "en", "step": [ { "@type": "HowToStep", "position": 1, "name": "Pick the right plan", "text": "Care Visa Protect for short Schengen stays · Care Economy for the Opportunity Card or longer visitor stays." }, { "@type": "HowToStep", "position": 2, "name": "Apply online", "text": "Enter passport, travel dates and destination. For Care Visa Protect, purchase before entry when required." }, { "@type": "HowToStep", "position": 3, "name": "Submit your proof", "text": "Receive the PDF certificate after successful online application and submit it with your visa or authority documents." } ], "totalTime": "PT10M", "speakable": { "@type": "SpeakableSpecification", "cssSelector": [ "[data-howto='step']", "[data-aeo='answer']", "h1" ] } }, { "@context": "https://schema.org", "@type": "ItemList", "name": "Austrian au-pair residence-permit authorities by federal state", "itemListOrder": "https://schema.org/ItemListOrderAscending", "numberOfItems": 9, "inLanguage": "en", "itemListElement": [ { "@type": "ListItem", "position": 1, "name": "Vienna — MA 35 — Municipal Department 35, Immigration and Citizenship" }, { "@type": "ListItem", "position": 2, "name": "Graz — Bezirkshauptmannschaft Graz-Umgebung / Magistrat Graz" }, { "@type": "ListItem", "position": 3, "name": "Linz — Magistrat Linz — Aufenthaltsbehörde" }, { "@type": "ListItem", "position": 4, "name": "Salzburg — BH Salzburg-Umgebung / Magistrat Salzburg" }, { "@type": "ListItem", "position": 5, "name": "Innsbruck — BH Innsbruck / Stadtmagistrat Innsbruck" }, { "@type": "ListItem", "position": 6, "name": "Klagenfurt — Magistrat Klagenfurt — Aufenthaltsbehörde" }, { "@type": "ListItem", "position": 7, "name": "Bregenz (Vorarlberg) — BH Bregenz — Aufenthaltsbehörde" }, { "@type": "ListItem", "position": 8, "name": "Eisenstadt (Burgenland) — BH Eisenstadt-Umgebung / Magistrat Eisenstadt" }, { "@type": "ListItem", "position": 9, "name": "St. Pölten (Lower Austria) — Magistrat St. Pölten — Aufenthaltsbehörde" } ] } ] --- EN [+49 228 97735-44](tel:+4922897735-44)· German & English spoken [Health Insurance for Foreigners in Germany ](/en/) - Foreigners in Germany - Visa & Schengen - Studies & Language School - Expats - Employees - Retirees - Blocked Account - Guides [All tariffs](/en/product-overview-germany/)[Find a tariff](/en/tariffinder-germany/) [Find a tariff](/en/tariffinder-germany/) Language Deutsch English العربية Main areas 🌍 Foreigners in Germany [Overview →](/en/health-insurance-foreigners-germany/) Audiences & situations [Overview — all foreigners in GermanyThe umbrella hub: every visa, every audience, recognised cover under § 5 AufenthG — start here. ](/en/health-insurance-foreigners-germany/)[Visa & SchengenFast insurance proof for embassy/foreigners' authority — short stays, Schengen visa, family visit. ](/en/health-insurance-visa-foreigners-germany/)[Studies & Language SchoolAffordable long-term health insurance for international students, Studienkolleg, German courses, exchange students and PhD candidates. ](/en/health-insurance-foreign-students-germany/)[Expats (long-term)Affordable long-term health insurance for expats, international skilled workers, freelancers and their families. ](/en/expat-health-insurance-germany/)[Employees (job start)Foreign employees, skilled workers with work visa, seasonal workers and people in the recognition procedure. ](/en/health-insurance-foreign-employees-germany/)[Retirees / parent reunificationAffordable long-term health insurance for foreign retirees, seniors and their partners, family visits. ](/en/health-insurance-foreign-retirees-germany/) More topics [Blocked account & visaAccepted for visa, Opportunity Card and university enrolment. ](/en/blocked-account-visa-germany/)[AustriaAffordable long-term health insurance for Austria. ](/en/health-insurance-foreigners-austria/)[Au-pair health insuranceAffordable health insurance for au-pairs in Germany, Austria & Switzerland — from €21/month. ](/en/au-pair-health-insurance-germany/)[Guides & FAQThe most common mistakes — and how to avoid them in 2 minutes. ](/en/guide-health-insurance-germany/)[Costs & benefitsWhat does it really cost? Compare tariffs, prices and benefits. ](/en/guide-health-insurance-germany/costs-benefits-germany/) Get started [Find a tariff Find the right insurance. ](/en/tariffinder-germany/)[All tariffs Overview of all tariffs. ](/en/product-overview-germany/) ✈️ Visa & Schengen [Overview →](/en/health-insurance-visa-foreigners-germany/) Audiences & situations [Overview — visa & SchengenThe visa umbrella hub: Schengen, national D-visa, short stay and family reunification at a glance. ](/en/health-insurance-visa-foreigners-germany/)[Schengen visa (up to 90 days)Fast health insurance proof for the Schengen visa — meet embassy requirements and avoid common mistakes. ](/en/health-insurance-visa-foreigners-germany/schengen-visa-health-insurance-germany/)[Short stay without visaAffordable health insurance for tourist and visa-free stays — easy, flexible and quick to apply online. ](/en/health-insurance-visa-foreigners-germany/short-stay-health-insurance-germany/)[Visitors & parent visits (3 months to 5 years)Cover for visitors and parents — for stays from 3 months to 5 years, affordable and online. ](/en/health-insurance-visa-foreigners-germany/foreign-visitors-visa-health-insurance-germany/)[Family reunificationFamily reunification: the right insurance proof for partner & children — so the application doesn't fail on missing documents. ](/en/guide-health-insurance-germany/faq-germany/family-reunification-which-health-insurance-is-commonly-required-germany/) Info & requirements [Insurance proof for the visaWhich insurance proofs embassies and immigration offices actually require. ](/en/guide-health-insurance-germany/visa-residence-germany/insurance-proof-visa-germany/)[Schengen insurance requirementsMinimum coverage, repatriation and validity area — so your proof doesn't fail on formalities. ](/en/guide-health-insurance-germany/visa-residence-germany/requirements-schengen-health-insurance-germany/)[Documents & checklistWhich documents to prepare before the visa application — to avoid delays. ](/en/guide-health-insurance-germany/visa-residence-germany/documents-checklist-german-visa-health-insurance-germany/)[Avoid rejectionThe most common mistakes with visa, proof and insurance — and what embassies pay particular attention to. ](/en/guide-health-insurance-germany/visa-residence-germany/avoid-rejection-of-insurance-proof-for-german-visa-germany/) Get started [Find a tariff Find the right insurance. ](/en/tariffinder-germany/)[All tariffs Overview of all tariffs. ](/en/product-overview-germany/) 🎓 Studies & Language School [Overview →](/en/health-insurance-foreign-students-germany/) Audiences & situations [Overview — students & language schoolThe student umbrella hub: GKV, private student insurance, language course, Studienkolleg, exchange and PhD at a glance. ](/en/health-insurance-foreign-students-germany/)[International studentsAffordable health insurance for international students — with quick proof for enrolment, visa and study start. ](/en/health-insurance-foreign-students-germany/)[Language school & German courseThe right insurance proof for language school & German course — so visa, embassy appointment and course start don't fail. ](/en/guide-health-insurance-germany/health-insurance-students-germany/health-insurance-language-course-before-study-differences-typical-mistakes-germany/)[StudienkollegAffordable health insurance for Studienkolleg — with quick proof for embassy, immigration office and course start, plus online application. ](/en/guide-health-insurance-germany/health-insurance-students-germany/preparatory-college-health-insurance-proof-registration-residence-germany/)[Exchange students & PhD candidatesSuitable health insurance for foreign exchange students & PhD candidates — for studies, exchange programmes, research and PhDs, with online application incl. insurance proof. ](/en/guide-health-insurance-germany/health-insurance-students-germany/exchange-students-phd-students-health-insurance-germany/) Info & decisions [Statutory or private student insurance?Statutory health insurance or private student insurance? Find out what really fits your status and study path. ](/en/guide-health-insurance-germany/health-insurance-students-germany/statutory-or-private-student-health-insurance-germany/)[Student visa & proofWhich insurance proofs really count for visa, university enrolment and authorities. ](/en/guide-health-insurance-germany/health-insurance-students-germany/health-insurance-proof-enrollment-university-germany/)[GKV exemptionExemption from statutory insurance: what to know before deciding — so it doesn't become a problem later. ](/en/guide-health-insurance-germany/health-insurance-students-germany/exemption-from-statutory-health-insurance-students-key-points-germany/)[Blocked account & study startHow blocked account, university enrolment and health insurance interact — so your study start isn't delayed. ](/en/guide-health-insurance-germany/health-insurance-students-germany/blocked-account-study-start-health-insurance-enrollment-germany/) Get started [Find a tariff Find the right insurance. ](/en/tariffinder-germany/)[All tariffs Overview of all tariffs. ](/en/product-overview-germany/) 🏠 Expats [Overview →](/en/expat-health-insurance-germany/) Audiences & situations [Overview — expats long-termAffordable & long-term: 6–60 months, family, freelancers, GKV vs private. ](/en/expat-health-insurance-germany/)[Long-term expats in Germany (6–60 months)Affordable long-term cover in Germany — with accepted proof. ](/en/expat-health-insurance-germany/long-term-health-insurance-foreigners-germany/)[Long-term expats in Austria (6–60 months)Affordable long-term cover in Austria — accepted by MA 35. ](/en/health-insurance-foreigners-austria/)[Expats with family (partner & children)Affordable long-term cover for partner & children — no surprises. ](/en/guide-health-insurance-germany/health-insurance-expats-germany/expat-with-family-joint-planning-partner-children-typical-questions-and-mistakes-germany/)[Freelancers & self-employed without an employerNo employer? Affordable long-term option — GKV or private, clarified fast. ](/en/expat-health-insurance-germany/health-insurance-foreign-self-employed-germany/)[Transition without a job (job search / change / termination)Job change or termination: affordable bridge — long-term cover continues. ](/en/guide-health-insurance-germany/health-insurance-expats-germany/expat-without-employer-during-job-search-how-to-stay-insured-germany/) Info & decisions [Which health insurance fits expats?Which health insurance fits as a long-term expat? Avoid mistakes — so registration works and you can see a doctor when needed. ](/en/guide-health-insurance-germany/health-insurance-expats-germany/)[GKV obligation or private solution? (quick check)Clear in 2 minutes: statutory obligation or private — so you don't commit to the wrong path. ](/en/guide-health-insurance-germany/health-insurance-expats-germany/private-vs-statutory-health-insurance-expats-which-factors-typically-matter-germany/)[Proofs for authorities (residence permit, registration, etc.)Get authority proofs right: avoid common mistakes, save time. ](/en/guide-health-insurance-germany/health-insurance-expats-germany/checklist-documents-immigration-office-expat-insurance-proof-deadlines-germany/)[Family & pregnancy: what to watch forAlready pregnant or planning? Common pitfalls in tariffs (waiting periods/benefits) — so there are no nasty surprises. ](/en/guide-health-insurance-germany/health-insurance-expats-germany/pregnancy-health-insurance-expats-proofs-costs-doctor-germany/) Get started [Find a tariff Find the right insurance. ](/en/tariffinder-germany/)[All tariffs Overview of all tariffs. ](/en/product-overview-germany/) Other groups 💼 Employees [Overview →](/en/health-insurance-foreign-employees-germany/) Audiences & situations [Overview — employees & job startThe employee umbrella hub: job start, Blue Card, job change, GKV obligation and employer proof. ](/en/health-insurance-foreign-employees-germany/)[Job start in GermanySo your job start works: the right health insurance + proof, fast and easy. ](/en/guide-health-insurance-germany/health-insurance-employees-germany/common-mistakes-when-starting-in-germany-registration-checklist-germany/)[Blue Card & skilled workersBlue Card & skilled workers: get insured properly, avoid mistakes — proof for employer and registration. ](/en/guide-health-insurance-germany/health-insurance-employees-germany/bluecard-skilled-workers-health-insurance-proof-employer-registration-germany/)[Job change / new positionJob change made easy: stay insured, avoid mistakes, done quickly. ](/en/guide-health-insurance-germany/health-insurance-employees-germany/job-change-health-insurance-what-happens-with-insurance-and-prove-germany/)[Part-time, mini-job & probationPart-time/mini-job/probation: find the right health insurance — without a wrong decision. ](/en/guide-health-insurance-germany/health-insurance-employees-germany/mini-job-midi-job-full-time-health-insurance-differences-germany/) Info & decisions [GKV registration step by stepGKV in 3 steps: error-free, step by step — so you finish quickly. ](/en/guide-health-insurance-germany/health-insurance-employees-germany/statutory-insurance-registration-step-by-step-employees-germany/)[What certificate does the employer need?Employer proof: which certificate is really required — explained quickly. ](/en/guide-health-insurance-germany/health-insurance-employees-germany/employer-asks-insurance-proof-what-must-one-submit-germany/)[GKV obligation: who must, who may choose?Who must join statutory insurance — and who may choose? Without mistakes. ](/en/guide-health-insurance-germany/health-insurance-employees-germany/statutory-insurance-requirement-who-must-who-may-foreigners-germany/)[Documents & checklist for the job startJob start checklist: documents, deadlines, next steps — so you don't forget anything. ](/en/guide-health-insurance-germany/health-insurance-employees-germany/common-mistakes-when-starting-in-germany-registration-checklist-germany/) [Find a tariff Find the right insurance. ](/en/tariffinder-germany/)[All tariffs Overview of all tariffs. ](/en/product-overview-germany/) 🧓 Retirees [Overview →](/en/health-insurance-foreign-retirees-germany/) Audiences & situations [Overview — retirees & parentsThe retiree umbrella hub: parent reunification, seniors 60+, short visits and pre-existing conditions at a glance. ](/en/health-insurance-foreign-retirees-germany/)[Parent reunification / bringing parents to Germany permanentlyBringing parents to Germany permanently: find the right health insurance — avoid common mistakes. ](/en/health-insurance-foreign-retirees-germany/parent-reunification-health-insurance-germany/)[Foreign retirees/parents 60+ in Germany (6 months to 5 years)For parents 60+: find the right long-term cover — so doctor, hospital and authority proofs don't become a problem. ](/en/health-insurance-foreign-retirees-germany/long-term-health-insurance-seniors-germany/)[Short stay / visiting children (up to 90 days)For parent visits up to 90 days: affordable health insurance for doctor & emergency — incl. proof, quick to apply online. ](/en/guide-health-insurance-germany/health-insurance-retirees-germany/short-visit-seniors-health-insurance-which-coverage-commonly-required-germany/)[Retirees with pre-existing conditions & medication (special cases)Pre-existing conditions or medication? We show what's possible — clearly explained, no false promises. ](/en/guide-health-insurance-germany/health-insurance-retirees-germany/health-insurance-pre-existing-conditions-what-is-commonly-checked-when-taking-out-germany/) Info & decisions [Which health insurance fits retirees? (quick overview)Find the right solution quickly for age, stay and proof — before you choose wrong. ](/en/guide-health-insurance-germany/health-insurance-retirees-germany/)[Statutory possible for retirees? Or rather private? (quick check)Statutory or private as a retiree? Clear in 2 minutes — so you don't decide wrongly. ](/en/health-insurance-foreign-retirees-germany/statutory-or-private-health-fund-foreign-retirees-germany/)[Proof for foreigners' authority & residence permit (checklist)Foreigners' authority: submit the proof correctly — avoid common mistakes, save time. ](/en/guide-health-insurance-germany/health-insurance-retirees-germany/immigration-office-insurance-proof-which-details-should-appear-germany/)[Costs in old age: contributions, deductibles, typical pitfallsWhat does it really cost in old age? Contributions, deductibles and typical cost traps — briefly explained. ](/en/guide-health-insurance-germany/health-insurance-retirees-germany/costs-in-age-premiums-deductible-cost-traps-germany/)[Acceptance, exclusions & waiting periods (age/pre-existing)Age/pre-existing conditions: what's possible, what's excluded, what waiting periods apply — briefly explained. ](/en/guide-health-insurance-germany/health-insurance-retirees-germany/health-insurance-pre-existing-conditions-what-is-commonly-checked-when-taking-out-germany/) [Find a tariff Find the right insurance. ](/en/tariffinder-germany/)[All tariffs Overview of all tariffs. ](/en/product-overview-germany/) 🏦 Blocked Account [Overview →](/en/blocked-account-visa-germany/) Audiences & situations [Overview — blocked accountThe blocked account umbrella hub: student visa, application, timing and Opportunity Card at a glance. ](/en/blocked-account-visa-germany/)[Blocked account for the student visa (national visa D)Combine blocked account + health insurance correctly — so the visa appointment doesn't fail. ](/en/blocked-account-visa-germany/blocked-account-student-visa-monthly-rate-logic-and-health-insurance-proof-germany/)[Blocked account + visa applicationWhich proofs belong together (blocked account, KV, documents) — avoid common mistakes. ](/en/blocked-account-visa-germany/blocked-account-and-health-insurance-for-visa-application-germany/)[Documents & checklist (blocked account)Which documents you really need — so nothing gets delayed. ](/en/blocked-account-visa-germany/blocked-account-documents-checklist-providers-mistakes-the-delay-germany/)[Timing: when to open, when to take out insurance?Order & timing: blocked account + KV in time before the visa appointment. ](/en/blocked-account-visa-germany/blocked-account-timing-opening-and-health-insurance-taking-out-before-visa-appointment-germany/)[Opportunity Card / stay without studiesWhen the blocked account is used for other purposes: what to watch for. ](/en/blocked-account-visa-germany/opportunity-card-residence-without-study-blocked-account-health-insurance-proofs-germany/) Info & decisions [Blocked account explained in 2 minutesWhat it is, what it's needed for, common misunderstandings. ](/en/blocked-account-visa-germany/)[Health insurance as proof for the visa (checklist)Which information must be on the proof — so the embassy/authority accepts it. ](/en/guide-health-insurance-germany/visa-residence-germany/documents-checklist-german-visa-health-insurance-germany/)[Avoid rejection (queries / proof errors)Top mistakes + quick fix — so you don't have to resubmit. ](/en/guide-health-insurance-germany/visa-residence-germany/avoid-rejection-of-insurance-proof-for-german-visa-germany/)[Which insurance fits at study start?How blocked account, university enrolment & health insurance interact. ](/en/guide-health-insurance-germany/health-insurance-students-germany/blocked-account-study-start-health-insurance-enrollment-germany/)[Blocked Account productIf you want to open the account directly: overview + application. ](/en/insurance-plans/blocked-account/overview/) [Find a tariff Find the right insurance. ](/en/tariffinder-germany/)[All tariffs Overview of all tariffs. ](/en/product-overview-germany/) 📚 Guides [Overview →](/en/guide-health-insurance-germany/) Audiences & situations [Overview — guides & FAQThe guides umbrella hub: all topics, FAQs and checklists on health insurance in Germany. ](/en/guide-health-insurance-germany/)[Visa & residenceAvoid common mistakes before applying. ](/en/guide-health-insurance-germany/visa-residence-germany/)[StudentsWhich insurance fits enrolment and visa. ](/en/guide-health-insurance-germany/health-insurance-students-germany/)[FAQShort answers to the most common questions. ](/en/guide-health-insurance-germany/faq-germany/)[Costs & benefitsWhat to look out for in affordable tariffs. ](/en/guide-health-insurance-germany/costs-benefits-germany/) More topics [ExpatsWhat matters during a longer stay. ](/en/guide-health-insurance-germany/health-insurance-expats-germany/)[EmployeesHow employees avoid expensive wrong decisions. ](/en/guide-health-insurance-germany/health-insurance-employees-germany/)[Language course / German courseWhich insurance is needed for language course and visa. ](/en/guide-health-insurance-germany/health-insurance-language-course-german-course-germany/)[RetireesWhat retirees should watch for when moving to Germany. ](/en/guide-health-insurance-germany/health-insurance-retirees-germany/)[StudienkollegSuitable cover for the time at Studienkolleg. ](/en/guide-health-insurance-germany/health-insurance-preparatory-college-germany/) [Find a tariff Find the right insurance. ](/en/tariffinder-germany/)[All tariffs Overview of all tariffs. ](/en/product-overview-germany/) [All tariffs](/en/product-overview-germany/)[Find a tariff](/en/tariffinder-germany/) 1 Step 1/3: Check plan (you are here) 2 Step 2/3: Get PDF proof 3 Step 3/3: Submit to authority [Compare Plans & Proof →](#recommended) [Care Au-Pair from €21/month (up to 2 years) ](/en/insurance-plans/care-au-pair/overview/) 1. [Home](/en/) 2. [Austria](/en/health-insurance-foreigners-austria/) 3. [Austria health insurance guide](/en/austria-health-insurance-guide-foreigners/) 4. Au pair insurance Austria 📑 On this page (8) - [→ Four worries every au pair has](#problems) - [→ What it costs without recognised insurance](#costs) - [→ Get au-pair insurance in 5 steps](#steps) - [→ Recommended au-pair tariffs for Austria](#recommended) - [→ Care Au-Pair — prices by tier & duration](#prices) - [→ Which Austrian permit fits your situation?](#permits) - [→ Responsible authorities by federal state](#authorities) - [→ Au-pair Austria glossary](#glossary) No insurance proof = MA 35 hands the file back. Care Au-Pair PDF in your inbox the same hour. # Au-pair insurance Austria for foreigners — Care Au-Pair from €21/month, MA 35-recognised 4.9/5 · 10,000+ policies since 2009 458 customer responses · [our own survey](/en/review-methodology/) · MA 35-recognised **Popular with au pairs from** — show country list Pakistan (Islamabad, Karachi, Lahore), India (Delhi, Mumbai, Bengaluru, Hyderabad, Chennai), Bangladesh, Sri Lanka, Nepal, Türkiye, Iran, Iraq, Syria, Lebanon, Egypt, Morocco, Tunisia, Algeria, Nigeria, Ghana, Kenya, Ethiopia, the Philippines, Indonesia, Vietnam, Thailand, China, Brazil, Colombia, Mexico, Ukraine, Russia, Kosovo, Serbia, Bosnia, North Macedonia and Albania. Used since 2009 by applicants worldwide — typically accepted in Austria by MA 35 (Vienna), MA 35 branch offices and the 8 Bezirkshauptmannschaften across Lower Austria, Upper Austria, Styria, Salzburg, Tyrol, Vorarlberg, Carinthia and Burgenland. Accepted: MA 35 Vienna (typically) 8 district authorities (typically) Embassy practice GDPR/EU No apostille required No German needed No medical questionnaire (within policy terms) PDF typically in 3–7 min — no Austrian bank account [ Tariff premium Care Austria from 51 €/mo Hospital night uninsured Vienna hospital: 830 €/night (Indicative AT hospital day rate (LKF/self-payer) — varies by state) ](#tarife) No commitment · monthly cancellation · confirmation by email (typically immediate). “Care Austria confirmation in the morning, BH Salzburg appointment in the afternoon — worked.” — P. S. (Salzburg), student Quotes from internal customer feedback, anonymised and shortened. Plan: Book Care Au-Pair online → Receive DE/EN PDF → Submit at MA 35 / BH. Indicative: around €800 in lost gross weekly wages at the Austrian median per week of residence-permit delay (source: indicative AT median earnings 2024/25) — Care Austria premium for the same week: about €12. Last reviewed: 2026-08-25 · by Steffan Grund (insurance expert, Krankenversicherung-Auslaender.de) · sources: oesterreich.gv.at, wien.gv.at, gesundheitskasse.at, HanseMerkur AVB 2025, § 11 / § 63 NAG, § 1 Abs. 2 Z 5 AuslBG, § 49 ASVG. Sources: oesterreich.gv.at · wien.gv.at · gesundheitskasse.at · bmsgpk.gv.at · HanseMerkur AVB 2025 · Care Concept AG · § 11 NAG · § 63 NAG · § 1 Abs. 2 Z 5 AuslBG · § 49 ASVG · ÖIF Integrationsvereinbarung ![Au pair in Vienna with the host family — Care Au-Pair Austria, MA 35 residence permit § 63 NAG](/assets/oesterreich-au-pair-wien-familie-DXQWw-xD.jpg) **No Versicherungsnachweis — no au-pair residence permit.** MA 35 Wien and Bezirkshauptmannschaften across Austria (Graz, Linz, Salzburg, Innsbruck, Klagenfurt, Bregenz, St. Pölten, Eisenstadt) require it under § 11 Abs. 2 Z 3 NAG before issuing the Aufenthaltsbewilligung Sonderfälle (§ 63 NAG). [Care Au-Pair from €21/month](/en/insurance-plans/care-au-pair/overview/) is the au-pair-specific DACH tariff — PDF certificate by email within minutes after a successful application and identity check (HanseMerkur AVB 2025). [Care Austria from €51/month](/en/insurance-plans/care-austria/overview/) is the adult fallback above age 35 or for free Wahlarzt billing. From €21/month Si €21 · S €26 · **M €35 bestseller** · XL €43. Ages ≤ 35, 1–24 months — one booking covers the 12 + 6-month extension. PDF in minutes Ready for the MA 35 / BH file the same day you book — name as in the passport, scope Austria, HanseMerkur policy number. Liability + accident M and XL cover accidental damage in the host family's home — ÖGK does not include household liability. Below: six MA 35 mandatory fields, an Austrian Wahlarzt cost check, the Care Au-Pair price table, a 5-situation residence-permit matrix (incl. EU/EEA Anmeldebescheinigung), the ÖGK vs Care Au-Pair flowchart, the 12 → 18-month extension flow, authorities for all nine Bundesländer, a Vienna case study and FAQs for au pairs from the US, UK, India, Pakistan, the Philippines, Bangladesh, Vietnam, Nigeria, Türkiye, Brazil, Colombia, Indonesia, Egypt, Morocco, Ukraine, Russia, China, Kosovo, Serbia and the EU/EEA. **Popular with au pairs from** Pakistan (Islamabad, Karachi, Lahore), India (Delhi, Mumbai, Bengaluru), the Philippines, Indonesia, Vietnam, Nigeria, Türkiye, Brazil, Colombia, Bangladesh, Egypt, Morocco, Ukraine, Russia, China and beyond — Care Au-Pair pricing does not depend on nationality, only on age and contract length. The PDF Versicherungsnachweis is issued in English and German for MA 35 Wien and every Bezirkshauptmannschaft. Austria Residence Cover Care Austria by HanseMerkur Versicherungsgruppe / Advigon Austrian Authority Proof For MA35, magistrate or residence permit documents Policy Documents Available after successful application ![Steffan Grund](/assets/steffan-grund-B5K5tUm9.jpg)Written by **Steffan Grund** Reviewed: **August 31, 2026** Sourcesoesterreich.gv.at · wien.gv.at · gesundheitskasse.at · HanseMerkur AVB · Care Concept AG · § 11 NAG · § 63 NAG · § 1 Abs. 2 Z 5 AuslBG 4.9/5 458 customer responses · [our own survey](/en/review-methodology/) Over 10,000 policies issued · Since 2009 ## Au-pair contract signed? Get your Care Au-Pair certificate now. [Care Au-Pair from €21/month (up to 2 years) ](/en/insurance-plans/care-au-pair/overview/)[Apply now — Care Au-Pair ab nur 21,00 € / Monat (bis 2 Jahre) ](/en/insurance-plans/care-au-pair/apply/)[30-second tariff finder](/en/tariffinder-germany/) [📋 All Plans](/en/product-overview-germany/) 🏛️ Authority-approved 📄 Instant proof 🔒 DAK / HanseMerkur 🏷️ Transparent pricing 4.9/5 · Over 10,000 policies placed since 2009 from 458 customer responses · [our own survey](/en/review-methodology/), not independently verified · [How this rating works](/en/review-methodology/) ## 📌 TL;DR — at a glance - MA 35 Wien and every Bezirkshauptmannschaft require a Versicherungsnachweis under § 11 Abs. 2 Z 3 NAG for the au-pair Aufenthaltsbewilligung Sonderfälle (§ 63 NAG). - Care Au-Pair from €21/month is the au-pair-specific tariff (ages ≤ 35, 1–24 months) — Si €21, S €26, M €35 (bestseller, with liability), XL €43 (liability + accident). - Austrian au-pair stay is capped at 12 months, extendable by 6 months to 18 months total under § 1 Abs. 2 Z 5 AuslBG iVm § 49 ASVG. - Pocket money above the Geringfügigkeitsgrenze (~ €518.44/mo, 2025) triggers ÖGK registration via the host family; Care Au-Pair stays the primary protection otherwise. Key facts at a glance Reviewed August 31, 2026 - **Care Au-Pair from €21/month:** Si (insurance only), S €26, M €35 (with liability, bestseller), XL €43 (liability + accident). Ages up to 35, terms 1–24 months. PDF certificate by email within minutes after a successful application. (Source: HanseMerkur AVB 2025). - **Maximum au-pair stay in Austria:** 12 months, extendable by up to 6 months for a total of 18 months under § 1 Abs. 2 Z 5 AuslBG iVm § 49 ASVG. Care Au-Pair can be booked for the full window in one purchase. (Source: § 1 Abs. 2 Z 5 AuslBG). - **Geringfügigkeitsgrenze 2025:** approx. €518.44/month. Pocket money above this threshold triggers compulsory ÖGK registration through the host family. Below the threshold, Care Au-Pair stays the primary protection. (Source: gesundheitskasse.at 2025). - **AKH Vienna inpatient (self-payer):** around €830+/day in a public LKH per ÖGK Tagsatztabelle 2025. A single hospital week without cover usually exceeds the entire annual Care Au-Pair premium. (Source: ÖGK Tagsatztabelle 2025). ## Four worries every au pair has before flying to Vienna **Quick answer:** Four worries dominate au-pair onboarding to Austria: accidental damage in the host family's home, getting sick during the language course, weekend trips inside Schengen, and MA 35 paperwork rejection. Care Au-Pair M from €35/month combines health and household liability in one policy and produces the MA 35 certificate within minutes. ## Avoid the mistakes that can delay your application ### Schengen proof missing? For short Schengen stays, choose insurance that meets the €30,000 minimum-coverage requirement. ### Short stay or longer stay? Care Visa Protect fits many 1–92 day Schengen visits; Care Economy may fit longer or more flexible stays. ### Wrong insurance can cost time Before your embassy appointment, check that the proof matches your visa type, dates and destination. ### Multiple entries planned? If you travel more than once, check the multiple-entry option and the annual day limit before applying. ## What it costs in Austria without recognised au-pair insurance ## One wrong insurance choice can cost you money, time and your application deadline A medical incident can become expensive fast — but the wrong certificate can also delay your visa, enrollment, residence permit or work start. 🏥 €500–€1,500 Emergency doctor visit One urgent doctor or emergency-room visit can already create a painful bill — before tests, medication or follow-up treatment are added. 🏨 €2,000–€10,000+ Hospital treatment If observation, surgery, overnight stay or specialist treatment is needed, costs can quickly move from hundreds to thousands of euros. 🇦🇹 Austria is different German proof may not fit MA35 For Austrian residence documents, choose an Austria-specific option instead of assuming German-focused insurance will fit. - Wrong or incomplete proof can delay your visa, enrollment or authority process. - Cheap home-country policies may miss the exact coverage, dates or repatriation wording required. - The cheapest policy can become expensive if it is the wrong proof for your situation. Before you apply, check: coverage amount, validity dates, destination area and repatriation cover. ## Why timing matters before the MA 35 / Bezirkshauptmannschaft appointment ## Why act before Austrian residence paperwork Austria has its own residence-process requirements. A Germany-focused insurance route may not fit MA35 or magistrate documents. 🇦🇹 Austria is different Use an Austria-specific route for Austrian residence documents instead of assuming German insurance proof will fit. 📄 MA35 documents Care Austria is designed for Austrian residence processes and authority documents. ⚡ 364 days or unlimited Choose the 364-day option or the unlimited option depending on your stay. 💶 Education or Standard Students, language students and au pairs may qualify for Education pricing; other cases generally use Standard pricing. ## Six mandatory fields MA 35 expects on the au-pair certificate From dozens of MA 35 and Bezirkshauptmannschaft au-pair cases we have seen, these six fields decide whether the certificate is accepted at the first appointment. Care Au-Pair includes them all by default in the PDF (subject to HanseMerkur AVB 2025). Name exactly as in the passport Every given name — including middle names — must match the passport letter by letter. Spelling mismatches are a common reason for a Rückstellung at the first appointment. Gap-free validity period Policy start date on or before the planned entry / au-pair start date — no day uncovered. End date covering the planned 12-month (or 18-month extended) au-pair window. Austria as geographical scope Policy must explicitly cover Austria. Schengen minimum cover is €30,000 for medical treatment; for the long-term au-pair permit MA 35 expects open coverage in line with § 11 NAG. Insurer name + policy number Legal insurer (HanseMerkur) and unique policy / certificate number must be printed on the PDF. Care Au-Pair certificates show both at the top. Language: German or English MA 35 routinely accepts both. Documents in other languages typically require a certified translation, which costs additional time and money. Inpatient hospital coverage Stationary treatment must be included. Care Au-Pair covers inpatient treatment within the AVB — no separate hospital rider needed for the residence-permit file. ## Get au-pair insurance in 5 steps 10 minutes online. PDF Versicherungsbestätigung within minutes (subject to a successful application and identity check). Ready for your MA 35 / Bezirkshauptmannschaft appointment and the host-family contract. ## Schengen-ready in 3 steps Proof of insurance for Schengen visa applications, including the €30,000 minimum-coverage requirement. 1. Pick the right plan Care Visa Protect for short Schengen stays · Care Economy for the Opportunity Card or longer visitor stays. 2. Apply online Enter passport, travel dates and destination. For Care Visa Protect, purchase before entry when required. 3. Submit your proof Receive the PDF certificate after successful online application and submit it with your visa or authority documents. ## What au pairs say about Care Au-Pair for the MA 35 Aufenthaltsbewilligung Sonderfälle in Austria 4.9/5 458 customer responses · [our own survey](/en/review-methodology/) 5/5 > “My biggest worry was that the embassy wouldn't accept the insurance. > The proof was accepted immediately — no questions asked. > That saved me a lot of stress.” ![Georges from Cameroon](/assets/georges-kamerun-C6GQZGzu.jpg) Georges Cameroon 5/5 > “I needed proof of insurance urgently for my visa appointment. > The confirmation arrived within minutes by email. > Everything worked first time at the embassy.” ![Olga from Russia](/assets/olga-russland--B_6p7O-.jpg) Olga Russia 5/5 > “Found the best solution and best service for health insurance for foreign visitors and guests in Germany. > Fast, simple and affordable. > Highly recommended!” ![Michael from Germany](/assets/michael-deutschland-CFcwSzJg.jpg) Michael Germany 5/5 > “The online sign-up was done in just a few minutes. > When I actually had to see a doctor, the billing went smoothly. > I was really covered — not just on paper.” ![Yunhee from Australia](/assets/yunhee-australien-CaHyNO5z.jpg) Yunhee Australia ### Now choose your plan 4.9/5 458 customer responses · [our own survey](/en/review-methodology/) ## Recommended au-pair tariffs for Austria **Quick answer:** **The right policy depends on age, budget and the host-family contract:** **Care Au-Pair from €21/month** is the au-pair-specific tariff with optional liability (M, XL) and accident cover (XL), available up to age 35. For applicants above 35 or with a strong Wahlarzt preference, **Care Austria from €51/month** is the adult fallback with free choice of doctor. ⭐ Au-pair specific · MA 35-recognised ### Care Au-Pair from only €21.00 / month (coverage up to 24 months) For foreign au pairs in Germany & host families - Proof of insurance for visas & immigration authorities quickly available (PDF) - Meets requirements for authorities & au pair contracts - Doctor, hospital, prescription medication & dental treatment coverage - For au pair stays in Germany - 4 plan levels: Si, S, M & XL — based on budget and coverage needs - Temporary trips outside the host country may be covered depending on tariff and conditions - 24/7 assistance + digital insurance card - Coverage term: 1 to 24 months · entry age up to 35 - Rates by plan level: from €21 / month - Reputable insurance carrier Why Care Au-Pair? For foreign au pairs in Germany who need affordable health insurance and fast proof of coverage for visas, immigration authorities or the au pair contract — suitable for both au pairs and host families. Why a 24-month coverage term? More planning security during the au pair stay: less renewal stress and a lower risk of a coverage gap if the stay lasts longer. - 🏛️ HanseMerkur Insurance Group Hamburg – Advigon Insurance AG - 📄 Instant proof of insurance for visas & immigration authorities (PDF) - 🔒 Doctor, clinic, dental emergency & repatriation coverage - 🏷️ From €21 / month · coverage up to 24 months [Care Au-Pair – Quick Overview](/en/insurance-plans/care-au-pair/plan-details/) [Apply online now](/en/insurance-plans/care-au-pair/apply/) → Complete the application, receive your instant PDF, submit your proof 🔄 Age > 35 · Wahlarzt without Selbstbehalt ### Care Austria from only €51.00 / month (364-day or unlimited option available) For foreign nationals in Austria: students, language students, au pairs, expats, guests & seasonal workers - Recognized for residence permits & Austrian authorities - Suitable for MA35, magistrates & district authorities - Affordable private health insurance from €51/month - Doctor, hospital, prescription medication & dental treatment coverage - Treatment with private doctors & private clinics possible - For stays in Austria with additional EU coverage depending on the plan option - Suitable for students, language students, au pairs, expats, guests & seasonal workers - 2 coverage terms: up to 364 days or unlimited - Rates by target group: Education from €51/month · Standard from €95/month - Reputable insurance carrier Why Care Austria? For foreign nationals in Austria who need health insurance recognized by authorities for a residence permit, MA35 or magistrate office — suitable for education, au pair stays, expat stays or longer visits. Why unlimited coverage? More security for longer stays: less renewal stress, no new health check for later extensions and a lower risk of a coverage gap. - 🏛️ HanseMerkur Insurance Group Hamburg – Advigon Insurance AG - 📄 Proof of insurance for residence permits & authorities - 🔒 Doctor, clinic, dental treatment & repatriation coverage - 🏷️ From €51 / month · 364-day or unlimited options [Care Austria – Quick Overview](/en/insurance-plans/care-austria/plan-details/) [Apply online now](/en/insurance-plans/care-austria/apply/) → Complete the application, receive your proof, prepare your residence permit ## Care Au-Pair — all prices by tier and duration **Quick answer:** Care Au-Pair scales by feature, not age: Si €21/month (insurance only), S €26/month, M €35/month (bestseller — includes liability for accidents in the host family's home), XL €43/month (liability plus accident cover). Eligible up to age 35, term 1–24 months. Final acceptance always rests with MA 35 Wien or the Bezirkshauptmannschaft on a case-by-case basis. Care Au-Pair Care Au-Pair SI Care Au-Pair S Bestseller Care Au-Pair M Care Au-Pair XL Monthly premium (€/month) €21.00 / month €26.00 / month €35.00 / month €43.00 / month Deductible 50 €/case 35 €/case 0 € 0 € All prices per month/person in euros. Entry age up to 35. Term 1–24 months. Insurable groups include foreign au pairs with permanent residence abroad during a stay in Germany, plus German/Austrian residents abroad. Scope depends on residence, host country and tariff conditions; USA, Canada and Mexico excluded. 3-month post-contract liability (all plans). As of 2026. [Care Au-Pair — Overview](/en/insurance-plans/care-au-pair/overview/) [Apply now](/en/insurance-plans/care-au-pair/overview/) ## Which Austrian permit fits your au-pair situation? Five au-pair situations come up at MA 35 and the Bezirkshauptmannschaften. Each one needs a health-insurance proof under § 11 Abs. 2 Z 3 NAG — the right Care Concept tariff depends on citizenship, age and stay duration. Aufenthaltsbewilligung Sonderfälle unselbständiger Erwerbstätigkeit (§ 63 NAG) Third-country au pairs aged 18–28, restricted labour-market access for the au-pair activity only. The standard route for non-EU au pairs. Recommended cover: [Care Au-Pair Si–XL (ages ≤ 35, 1–24 months, from €21/month)](/en/insurance-plans/care-au-pair/overview/) Freedom of movement — EU / EEA / Swiss au pairs Au pairs from any EU / EEA member state or Switzerland. No residence permit required; an Anmeldebescheinigung (§ 51 NAG) is filed after 3 months. Recommended cover: [Care Au-Pair M or XL — for added liability and accident cover.](/en/insurance-plans/care-au-pair/overview/) National D-visa for the run-up phase Third-country candidates who enter before the au-pair contract starts (language course, MA 35 appointment, ZMR registration). Recommended cover: [Care Economy — flexible 1 day to 2 years, Schengen-compliant.](/en/insurance-plans/care-economy/overview/) Au pair > 35 years or Wahlarzt preference Applicants over the Care Au-Pair age cap or with a strong free-choice-of-doctor preference. Recommended cover: [Care Austria Standard — ages 0–74, Wahlarzt without Selbstbehalt within the AVB.](/en/insurance-plans/care-austria/overview/) Extension beyond 12 months (up to 18 months) Au pairs extending their stay; ÖIF Integrationsvereinbarung Module 1 (German A2) may become relevant. Recommended cover: [Care Au-Pair is bookable for the full 24-month maximum.](/en/insurance-plans/care-au-pair/overview/) ## Extending an au-pair stay from 12 to 18 months — 4-step process Austrian au-pair stays are capped at 12 months under § 1 Abs. 2 Z 5 AuslBG iVm § 49 ASVG, with a possible 6-month extension to a total of 18 months. File the extension before the existing permit expires — missing the deadline turns the case into a new first application and risks a residence gap. 1. 1 **Mind the legal cap:** 12 + 6 = 18 months maximum. Set a calendar reminder three months before expiry. 2. 2 **Keep insurance gap-free:** renew [Care Au-Pair](/en/insurance-plans/care-au-pair/overview/) online — the tariff is bookable for the full 24-month maximum in a single purchase. 3. 3 **Prepare ÖIF Module 1:** stays beyond 12 months can trigger Module 1 of the Integrationsvereinbarung (German A2). Continue the host-family German course and keep proof of attendance. 4. 4 **Submit at MA 35 / BH:** passport, expiring permit, ZMR Meldezettel, extended au-pair contract and the gap-free Care Au-Pair PDF — which satisfies § 11 Abs. 2 Z 3 NAG. ## Responsible authorities by Austrian federal state The au-pair Versicherungsnachweis is valid nationwide. The responsible authority depends on the host family's Hauptwohnsitz address — the legal basis (§ 63 NAG, § 11 NAG) is identical everywhere. City Authority Address Online booking Vienna MA 35 — Municipal Department 35, Immigration and Citizenship Dresdner Straße 93, 1200 Wien wien.gv.at/amtshelfer Graz Bezirkshauptmannschaft Graz-Umgebung / Magistrat Graz depends on Hauptwohnsitz address graz.at / bh-graz-umgebung.gv.at Linz Magistrat Linz — Aufenthaltsbehörde Hauptstraße 1–5, 4041 Linz linz.at/aufenthaltsbehoerde Salzburg BH Salzburg-Umgebung / Magistrat Salzburg depends on Hauptwohnsitz address stadt-salzburg.at Innsbruck BH Innsbruck / Stadtmagistrat Innsbruck Maria-Theresien-Straße 18, 6020 Innsbruck innsbruck.gv.at Klagenfurt Magistrat Klagenfurt — Aufenthaltsbehörde Neuer Platz 1, 9010 Klagenfurt klagenfurt.at Bregenz (Vorarlberg) BH Bregenz — Aufenthaltsbehörde Bahnhofstraße 41, 6900 Bregenz vorarlberg.at Eisenstadt (Burgenland) BH Eisenstadt-Umgebung / Magistrat Eisenstadt depends on Hauptwohnsitz address bgld.gv.at St. Pölten (Lower Austria) Magistrat St. Pölten — Aufenthaltsbehörde Rathausplatz 1, 3100 St. Pölten st-poelten.gv.at ## What the Austrian host family is responsible for Under Austrian au-pair rules the host family is the employer. They provide a private room, full board and pocket money, must register the au pair with ÖGK once pocket money exceeds the Geringfügigkeitsgrenze (~ €518.44/month, Stand 2025), and must enable at least two hours of German language course per week. The au-pair workload is capped at 20 hours per week of childcare and light household help. Many host families also fund Care Au-Pair as part of the contract — the €21–€43/month premium fits inside the typical au-pair budget and removes the household liability worry on both sides. Sources: oesterreich.gv.at, gesundheitskasse.at, AMS, § 1 Abs. 2 Z 5 AuslBG, § 49 ASVG. ## ÖGK and Care Au-Pair — when each route applies When pocket money is at or above the Geringfügigkeitsgrenze (~ €518.44/month, 2025), the host family must register the au pair with ÖGK; statutory cover then begins from the registration date. Below the threshold, no automatic ÖGK cover applies and Care Au-Pair is the only continuous protection. In both cases MA 35 still wants a written Versicherungsnachweis at the Aufenthaltsbewilligung file — the Care Au-Pair PDF delivers this from day one and can be cancelled monthly once ÖGK confirms cover. Sources: gesundheitskasse.at, ÖGK Tagsatztabelle 2025, MA 35 Versicherungsnachweis-Hinweise. ## Case study — Mariana from the Philippines, au pair in Wien-Hietzing **Situation:** Mariana (24) lands a 12-month au-pair contract with a family in Wien-Hietzing. Her MA 35 appointment in Dresdner Straße is in three weeks. The document checklist demands "Nachweis ausreichenden Krankenversicherungsschutzes" under § 11 Abs. 2 Z 3 NAG and an au-pair-typical liability cover. **Challenge:** her Philippine policy is not recognised by MA 35; ÖGK Pflichtversicherung will not start until the host family registers her after entry. Without proof, the Aufenthaltsbewilligung Sonderfälle file would be set aside. **Solution:** two weeks before departure she takes out Care Au-Pair M (€35/month) online. The PDF Versicherungsbestätigung arrives within minutes with her name "Mariana Cruz Reyes" exactly as in the passport, validity from the planned entry date, geographical scope Austria, insurer HanseMerkur and policy number visible. The host family in Hietzing covers the premium as part of the au-pair contract. **Outcome:** MA 35 accepted the proof in her individual case — the Aufenthaltsbewilligung Sonderfälle was issued within six weeks. Three months into the stay Mariana broke a host-family Smart TV; Care Au-Pair M reimbursed the €820 repair invoice within the AVB. _Individual case; authority and insurer decisions depend on the file._ **Field note:** across many MA 35 au-pair consultations, the two top reasons for a Rückstellung at the first appointment are passport-spelling mismatch (middle names!) and a policy with no Austrian geographical scope. ## Costs at a glance — au-pair insurance Austria 2026 **Quick answer:** Three realistic budget anchors for au-pair cover in Austria: Care Au-Pair from €21/month (Si, insurance only) up to €43/month (XL, liability + accident) for ages ≤ 35; Care Austria from €51/month for applicants above 35 or with a Wahlarzt preference; and ÖGK Pflichtversicherung via the host family, mandatory once pocket money is at or above the Geringfügigkeitsgrenze. Option Monthly cost Best for Limits Care Au-Pair Si €21/month Tight budgets, no liability needed €50/case Selbstbehalt; no liability cover Care Au-Pair M (bestseller) €35/month Typical au-pair file — adds household liability No Selbstbehalt; no accident cover Care Au-Pair XL €43/month Maximum protection — liability + accident Eligible up to age 35 Care Austria Standard from €51/month (age-scaled) Au pairs > 35, Wahlarzt preference, fallback file No e-card; Wahlarzt reimbursed within AVB ÖGK Pflichtversicherung (statutory) paid by host family above the marginal-earnings threshold Pocket money ≥ Geringfügigkeitsgrenze (~ €518.44/mo) Starts only after host-family registration; Care Au-Pair bridges the wait. Prices Stand 2025/2026; sources: HanseMerkur AVB 2025, Care Concept AG, gesundheitskasse.at, ÖGK Tagsatztabelle 2025. ## Au-pair Austria glossary Au pair Young person 18–28 (insurable to 35 with Care Au-Pair) hosted by an Austrian family for up to 18 months. Host family (Gastfamilie) Austrian family acting as employer; provides room, board, pocket money, German course. § 63 NAG Aufenthaltsbewilligung Sonderfälle — the au-pair residence permit for third-country nationals. § 1 Abs. 2 Z 5 AuslBG Austrian Foreign Workers Act defining the au-pair activity and the 12 + 6-month cap. § 49 ASVG General Social Insurance Act used to determine au-pair social-insurance status. ÖGK Österreichische Gesundheitskasse — single statutory health-insurance fund since 2020. Geringfügigkeitsgrenze Marginal-earnings threshold (~ €518.44/mo 2025) triggering ÖGK registration. ÖIF Modul 1 Module 1 of the Integrationsvereinbarung (German A2) for stays beyond 12 months. ZMR / Meldezettel Central residence register — proof of Hauptwohnsitz at the host family's address. Haftpflicht (Liability) Covers accidental damage in the host family's home; included in Care Au-Pair M, XL. Unfall (Accident) Lump sum on permanent disability; included in Care Au-Pair XL. Wahlarzt Doctor outside ÖGK contract; Care Austria reimburses within AVB, no Selbstbehalt. Care Au-Pair Care Concept tariff for au pairs in DACH, ages ≤ 35, 1–24 months, Si/S/M/XL variants. Versicherungsnachweis Written proof of insurance required at every Aufenthaltsbewilligung file. AVB Allgemeine Versicherungsbedingungen — the general policy terms. ## Frequently Asked Questions What insurance does an au pair need in Austria? [Care Au-Pair from €21/month](/en/insurance-plans/care-au-pair/overview/) is designed specifically for au pairs in DACH (Germany, Austria, Switzerland) — M and XL include the host-family liability inside the policy. Au pairs in Austria need a health-insurance proof for the Aufenthaltsbewilligung Sonderfälle unselbständiger Erwerbstätigkeit (§ 63 NAG) at MA 35 Wien or the responsible Bezirkshauptmannschaft, plus a household liability cover for accidental damage at the host family's home. How much does Care Au-Pair cost in Austria? Care Au-Pair Si €21/month (health only), S €26, M €35 (bestseller — adds liability for accidents in the host family's home), XL €43 (liability + accident cover). Eligible up to age 35, term 1–24 months — long enough for any Austrian au-pair stay including the 6-month extension. Prices Stand 2025/2026; HanseMerkur AVB 2025. Is Care Au-Pair accepted by MA 35 Vienna and the Bezirkshauptmannschaften? In the regular case yes — Care Au-Pair meets the health-insurance requirement under § 11 Abs. 2 Z 3 NAG for the Aufenthaltsbewilligung Sonderfälle at MA 35 Wien and at Bezirkshauptmannschaften in Graz, Linz, Salzburg, Innsbruck, Klagenfurt, Bregenz, Eisenstadt and St. Pölten. Final acceptance always rests with the responsible authority on a case-by-case basis. The PDF certificate is issued by email within minutes after a successful application, subject to the insurer's terms. Care Au-Pair or Care Austria — which one should I pick? Care Au-Pair (from €21/month) is the cheaper, au-pair-specific option with optional liability (M, XL) and accident cover (XL), available up to age 35. [Care Austria from €51/month](/en/insurance-plans/care-austria/overview/) is the adult tariff with free choice of doctor (Wahlarzt) and no Selbstbehalt within the AVB — the recommended path for au pairs over 35 or who want unrestricted Wahlarzt billing. Does Care Au-Pair cover liability damage in the host family's home? Yes — Care Au-Pair M and XL include household liability cover (Haftpflichtversicherung) within the AVB. Accidental damage to host-family property (broken electronics, water damage, scratched parquet) is reimbursed up to the policy limits. The Si variant does not include liability — the au pair would have to pay damages out of pocket. What happens if the au pair gets sick in Austria? Without recognised cover the bill is paid out of pocket: a Wahlarzt first visit in Austria typically costs €120–€300 (gesundheitskasse. With Care Au-Pair the au pair visits an Allgemeinmediziner or — depending on the variant and Selbstbehalt — a Wahlarzt and submits the invoice for reimbursement within the AVB. at 2025) and an inpatient day at AKH Wien around €830 (ÖGK Tagsatztabelle 2025). A valid policy protects both the au pair and the host family. How long can an au pair stay in Austria? Au-pair stays are capped at 12 months, extendable by 6 months for a total of 18 months under § 1 Abs. 2 Z 5 AuslBG iVm § 49 ASVG. Care Au-Pair is bookable for 1–24 months in a single purchase, so a single online booking covers the full Austrian au-pair window including any extension. What is the Geringfügigkeitsgrenze and when does ÖGK kick in? The Austrian Geringfügigkeitsgrenze is approximately €518.44/month in 2025 (gesundheitskasse.at). When au-pair pocket money is at or above this threshold, the host family must register the au pair with ÖGK; below it there is no automatic statutory cover. Either way MA 35 still wants a written Versicherungsnachweis — Care Au-Pair delivers this from day one and can be cancelled monthly once ÖGK confirms. Does the au pair need ÖIF Module 1 (German A2) for an extension? Stays beyond 12 months can trigger Module 1 of the Integrationsvereinbarung at the Österreichischer Integrationsfonds (German A2). The host family is required to enable at least two hours of German language course per week; keep proof of attendance. The exact requirement is decided by MA 35 / Bezirkshauptmannschaft on a case-by-case basis. How fast is the Care Au-Pair PDF certificate? After completing the online application the PDF Versicherungsbestätigung is typically issued by email within minutes, subject to a successful application and the insurer's terms (HanseMerkur AVB 2025). It carries the name as in the passport, validity period, geographical scope Austria, insurer name and policy number — the key items MA 35 and Bezirkshauptmannschaften check before issuing the Aufenthaltsbewilligung. I'm an EU / EEA / Swiss au pair — do I still need Care Au-Pair in Austria? EU, EEA and Swiss au pairs benefit from freedom of movement and file an Anmeldebescheinigung (§ 51 NAG) instead of a residence permit. Statutory ÖGK cover starts via the host family once pocket money exceeds the Geringfügigkeitsgrenze (~ €518.44/month, 2025). Below the threshold there is no automatic cover; [Care Au-Pair M or XL](/en/insurance-plans/care-au-pair/overview/) is still recommended for the gap before ÖGK registration and for the au-pair-specific household liability that ÖGK does not include. What's the cheapest au-pair insurance in Austria? The cheapest fully MA 35-suitable cover is Care Au-Pair Si at €21/month (health only). Most host families and au pairs pick M at €35/month because it adds household liability for accidental damage in the host family's home — a single broken Smart TV (€500–€1,500 repair) usually exceeds the annual premium difference between Si and M. Comparable adult tariffs (Care Austria, ÖGK Selbstversicherung) start around €51/month — see the costs table above. I'm a US, UK, Indian or Filipino au pair coming to Vienna or Graz — what changes? The Austrian au-pair Aufenthaltsbewilligung Sonderfälle (§ 63 NAG) is open to most third-country nationals aged 18–28 with a signed host-family contract. Citizens of the US, UK, India, the Philippines, Brazil, Colombia and similar countries file the same documents at MA 35 Wien or the responsible Bezirkshauptmannschaft in Graz, Linz, Salzburg, Innsbruck, Klagenfurt, Bregenz, St. Pölten or Eisenstadt. Care Au-Pair is recognised regardless of nationality — what matters is gap-free validity, scope Austria, name as in the passport and the HanseMerkur policy number on the PDF. Is Care Au-Pair accepted by Austrian authorities (MA 35)? In general yes – Care Au-Pair meets the health insurance requirements under § 11 Abs. 2 Z 3 NAG for the residence permit at MA 35 in Vienna and at district administrative authorities in other federal states. The final acceptance decision is made by the authority on a case-by-case basis. The PDF certificate is issued by email within minutes after online application, subject to the insurer's terms. Should I get Care Au-Pair or Care Austria as an au pair? Care Au-Pair (from €21/month) is the cheaper, au-pair-specific option with optional liability (M/XL) and accident cover (XL). Care Austria (from €51/month) is the classic adult plan with free choice of doctor (Wahlarzt). For typical 12-month au pair stays in Austria, Care Au-Pair is usually the better fit. See our [product overview](/produktuebersicht/) for all plans. How quickly can I get the Care Au-Pair PDF certificate? It contains your name (as in passport), validity period, geographic scope (Austria), insurer name and policy number – the key items typically required by MA 35 or Bezirkshauptmannschaft. After completing the online application, the PDF certificate is issued by email within minutes in the regular case, subject to insurer terms. What is the Austrian ÖGK threshold for au pairs? €518. The marginal-earnings threshold (Geringfügigkeitsgrenze) in Austria is approx. 44/month in 2025 (gesundheitskasse. at). If the pocket money exceeds this, the host family must register the au pair with ÖGK. Below the threshold, no mandatory statutory coverage exists – making Care Au-Pair as supplementary protection particularly important. 4.9/5 458 customer responses · [our own survey](/en/review-methodology/) Over 10,000 policies issued · Since 2009 ## Ready for your MA 35 au-pair appointment? Get your Care Au-Pair certificate now. [Care Au-Pair from €21/month (up to 2 years) ](/en/insurance-plans/care-au-pair/overview/)[Plan details ab nur 21,00 € / Monat (bis 2 Jahre) ](/en/insurance-plans/care-au-pair/plan-details/)[30-second tariff finder](/en/tariffinder-germany/) [📋 All Plans](/en/product-overview-germany/) 🏛️ Authority-approved 📄 Instant proof 🔒 DAK / HanseMerkur 🏷️ Transparent pricing ### More on Austria Part of [Health insurance for foreigners in Austria](/en/health-insurance-foreigners-austria/). Closely related: [MA 35 Vienna residence-permit proof](/en/ma35-vienna-health-insurance-proof-residence-permit-austria/) and [international students in Austria](/en/health-insurance-international-students-austria-vienna-graz-salzburg/). ### Deutschsprachige Version [Au-Pair-Versicherung Österreich für Ausländer](/ratgeber-krankenversicherung-oesterreich/au-pair-versicherung-oesterreich-auslaender/) — vollständiger DE-Ratgeber mit Care-Au-Pair-Preistabelle, Behördenliste und ÖGK-Anmeldung über die Gastfamilie. Editorial guidance only. Embassy and immigration-office requirements can vary by consulate, city and individual file; final acceptance always rests with the responsible authority. [Imprint (German)](/impressum/)[Privacy (German)](/datenschutz/)[Contact (German)](/kontakt/) Copyright © 2026 Health insurance for foreigners, foreign guests and visitors in Germany and the EU. All rights reserved. All information without guarantee, errors excepted. Note: The content of this site is for general information and orientation purposes only. It does not constitute legal or insurance advice. For binding information, please contact the responsible Ausländerbehörde (foreigners' authority) or a lawyer. Last updated: August 31, 2026.