--- title: "From €27.50/mo · Health Insurance Language School Germany 2026" description: "Health insurance for language school students in Germany: Care College from €27.50/month, DAK-Gesundheit (~€135/mo) or Care Student (€101.54/mo) for over-30s." lang: en json-ld: | [ { "@context": "https://schema.org", "@type": "Organization", "name": "Krankenversicherung-Auslaender.de", "url": "https://www.krankenversicherung-auslaender.de/", "logo": "https://www.krankenversicherung-auslaender.de/images/logo.jpg", "contactPoint": { "@type": "ContactPoint", "telephone": "+49-228-97735-44", "contactType": "customer service", "availableLanguage": [ "German", "English" ] } }, { "@context": "https://schema.org", "@type": "WebSite", "name": "Krankenversicherung-Auslaender.de", "url": "https://www.krankenversicherung-auslaender.de/", "inLanguage": [ "de", "en" ], "publisher": { "@type": "Organization", "name": "Krankenversicherung-Auslaender.de" } }, { "@context": "https://schema.org", "@type": "InsuranceAgency", "name": "Krankenversicherung für Ausländer", "url": "https://www.krankenversicherung-auslaender.de", "alternateName": [ "Krankenversicherung Ausländer Deutschland", "Krankenversicherung für Ausländer", "Health insurance for foreigners in Germany", "Insurance for expats in Germany", "Insurance for international students in Germany" ], "logo": "https://www.krankenversicherung-auslaender.de/images/logo.jpg", "image": "https://www.krankenversicherung-auslaender.de/images/og/og-krankenversicherung-auslaender.webp", "areaServed": [ "DE", "AT", "EU" ], "audience": { "@type": "Audience", "audienceType": "Foreigners, expats, international students and visa applicants in Germany", "geographicArea": { "@type": "Country", "name": "DE" } }, "knowsAbout": [ "Krankenversicherung Ausländer Deutschland", "Schengen-Visum Krankenversicherung", "Studentische Krankenversicherung", "Expat Krankenversicherung", "Incoming-Versicherung", "Sperrkonto Deutschland" ], "contactPoint": { "@type": 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Germany – Tariffs, Visa-Proof and Checklist", "description": "Health insurance for language school students in Germany: Care College from €27.50/month, DAK-Gesundheit (~€135/mo) or Care Student (€101.54/mo) for over-30s.", "author": { "@type": "Person", "name": "Steffan Grund", "sameAs": [ "https://www.krankenversicherung-auslaender.de/impressum/" ] }, "reviewedBy": { "@type": "Person", "name": "Steffan Grund", "sameAs": [ "https://www.krankenversicherung-auslaender.de/impressum/" ] }, "publisher": { "@type": "Organization", "name": "Krankenversicherung für Ausländer", "logo": { "@type": "ImageObject", "url": "https://www.krankenversicherung-auslaender.de/images/logo.jpg" }, "sameAs": [ "https://www.wikidata.org/wiki/Q316831", "https://de.wikipedia.org/wiki/Krankenversicherung", "https://en.wikipedia.org/wiki/Health_insurance" ] }, "datePublished": "2026-09-10", "dateModified": "2026-09-09", "mainEntityOfPage": { "@type": "WebPage", "@id": 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"Health insurance for language-school students in Germany", "§ 16f AufenthG language-course visa", "Care College Incoming insurance", "Sprachkursvisum embassy requirements" ], "worksFor": { "@type": "InsuranceAgency", "name": "Krankenversicherung für Ausländer", "url": "https://www.krankenversicherung-auslaender.de" }, "sameAs": [ "https://www.krankenversicherung-auslaender.de/impressum/", "https://www.krankenversicherung-auslaender.de/ueber-uns/" ] }, { "@context": "https://schema.org", "@type": "InsuranceAgency", "name": "Krankenversicherung für Ausländer", "url": "https://www.krankenversicherung-auslaender.de", "alternateName": [ "Krankenversicherung Ausländer Deutschland", "Krankenversicherung für Ausländer", "Health insurance for foreigners in Germany", "Insurance for expats in Germany", "Insurance for international students in Germany" ], "logo": "https://www.krankenversicherung-auslaender.de/images/logo.jpg", "image": 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Students in Germany", "item": "https://www.krankenversicherung-auslaender.de/en/health-insurance-foreign-students-germany/" }, { "@type": "ListItem", "position": 2, "name": "Language School Insurance in Germany", "item": "https://www.krankenversicherung-auslaender.deundefined" } ] }, { "@context": "https://schema.org", "@type": "HowTo", "name": "How to get embassy-recognised health insurance for a German language-course visa", "description": "Three-step path from booking your German language course to delivering an embassy-accepted insurance certificate for the § 16f AufenthG visa.", "inLanguage": "en", "step": [ { "@type": "HowToStep", "position": 1, "name": "Match course duration to tariff", "text": "Pick Care College if the course runs 1–60 months (Sprachkursvisum). For short summer schools under 92 days on a Schengen visa, Care Visa Protect from €0.85/day is enough." }, { "@type": "HowToStep", "position": 2, "name": "Buy online and receive PDF proof", "text": "Apply online in ~10 minutes. A bilingual German/English insurance certificate is typically emailed within minutes, ready for the embassy and Ausländerbehörde." }, { "@type": "HowToStep", "position": 3, "name": "Submit to embassy / ABH", "text": "Attach the PDF to your visa application. After arrival, present the same certificate at the Ausländerbehörde to receive the residence permit under § 16f AufenthG." } ], "totalTime": "PT10M", "speakable": { "@type": "SpeakableSpecification", "cssSelector": [ "[data-howto='step']", "[data-aeo='answer']", "h1" ] } }, { "@context": "https://schema.org", "@type": "DefinedTermSet", "name": "Glossary — German language-course visa insurance", "inLanguage": "en", "publisher": { "@type": "Organization", "name": "Krankenversicherung für Ausländer", "url": "https://www.krankenversicherung-auslaender.de" }, "hasDefinedTerm": [ { "@type": "DefinedTerm", "name": "§ 16f AufenthG", "description": "German Residence Act provision that governs residence permits for language courses and other educational stays. Requires proof of valid health insurance under § 5 AufenthG.", "inDefinedTermSet": "Glossary — German language-course visa insurance" }, { "@type": "DefinedTerm", "name": "Care College", "description": "Private Incoming health insurance from HanseMerkur (operated by Care Concept AG) designed for language-school students and Studienkolleg attendees in Germany, from €27.50/month up to 60 months.", "inDefinedTermSet": "Glossary — German language-course visa insurance" }, { "@type": "DefinedTerm", "name": "Sprachkursvisum", "description": "German language-course visa for non-EU applicants attending an intensive A1–C1, DSH or TestDaF preparation programme. Requires embassy-recognised health insurance covering the entire course duration.", "inDefinedTermSet": "Glossary — German language-course visa insurance" } ] }, { "@context": "https://schema.org", "@type": "QAPage", "inLanguage": "en", "mainEntity": { "@type": "Question", "name": "Why not use DAK-Gesundheit for a language school?", "text": "Why not use DAK-Gesundheit for a language school?", "author": { "@type": "Person", "name": "Steffan Grund", "url": "https://www.krankenversicherung-auslaender.de/impressum/" }, "datePublished": "2026-09-09", "upvoteCount": 0, "answerCount": 1, "acceptedAnswer": { "@type": "Answer", "text": "GKV is only available for matriculated university students — language-school participants must use a private Incoming insurance like Care College (from €27.50/month, up to age 29, Basic tier).", "url": "https://www.krankenversicherung-auslaender.de/en/health-insurance-foreign-students-germany/health-insurance-language-school-germany/", "author": { "@type": "Person", "name": "Steffan Grund", "url": "https://www.krankenversicherung-auslaender.de/impressum/" }, "datePublished": "2026-09-09", "upvoteCount": 0 } } }, { "@context": "https://schema.org", "@type": "QAPage", "inLanguage": "en", "mainEntity": { "@type": "Question", "name": "Does Care College count for my later student visa?", "text": "Does Care College count for my later student visa?", "author": { "@type": "Person", "name": "Steffan Grund", "url": "https://www.krankenversicherung-auslaender.de/impressum/" }, "datePublished": "2026-09-09", "upvoteCount": 0, "answerCount": 1, "acceptedAnswer": { "@type": "Answer", "text": "Once you start the actual degree, you switch to DAK-Gesundheit (under 30) or Care Student. Care College is accepted for the language-course visa.", "url": "https://www.krankenversicherung-auslaender.de/en/health-insurance-foreign-students-germany/health-insurance-language-school-germany/", "author": { "@type": "Person", "name": "Steffan Grund", "url": "https://www.krankenversicherung-auslaender.de/impressum/" }, "datePublished": "2026-09-09", "upvoteCount": 0 } } }, { "@context": "https://schema.org", "@type": "QAPage", "inLanguage": "en", "mainEntity": { "@type": "Question", "name": "Which tier do I need?", "text": "Which tier do I need?", "author": { "@type": "Person", "name": "Steffan Grund", "url": "https://www.krankenversicherung-auslaender.de/impressum/" }, "datePublished": "2026-09-09", "upvoteCount": 0, "answerCount": 1, "acceptedAnswer": { "@type": "Answer", "text": "From €27.50/month (Care College) or €101.54/month (Care Student under § 5 SGB V): Most embassies accept the Basic tier for the language-course visa. Comfort and Premium add extras like single hospital room and dental — choose based on your personal needs.", "url": "https://www.krankenversicherung-auslaender.de/en/health-insurance-foreign-students-germany/health-insurance-language-school-germany/", "author": { "@type": "Person", "name": "Steffan Grund", "url": "https://www.krankenversicherung-auslaender.de/impressum/" }, "datePublished": "2026-09-09", "upvoteCount": 0 } } }, { "@context": "https://schema.org", "@type": "BreadcrumbList", "itemListElement": [ { "@type": "ListItem", "position": 1, "name": "Home", "item": "https://www.krankenversicherung-auslaender.de/en/" }, { "@type": "ListItem", "position": 2, "name": "Foreign Students in Germany", "item": "https://www.krankenversicherung-auslaender.de/en/health-insurance-foreign-students-germany/" }, { "@type": "ListItem", "position": 3, "name": "Language School Insurance in Germany", "item": "https://www.krankenversicherung-auslaender.de/en/health-insurance-foreign-students-germany/health-insurance-language-school-germany/" } ] }, { "@context": "https://schema.org", "@type": "HowTo", "name": "Schengen-ready in 3 steps", "description": "Proof of insurance for Schengen visa applications, including the €30,000 minimum-coverage requirement.", "inLanguage": "en", "step": [ { "@type": "HowToStep", "position": 1, "name": "Pick the right plan", "text": "Care Visa Protect for short Schengen stays · Care Economy for the Opportunity Card or longer visitor stays." }, { "@type": "HowToStep", "position": 2, "name": "Apply online", "text": "Enter passport, travel dates and destination. For Care Visa Protect, purchase before entry when required." }, { "@type": "HowToStep", "position": 3, "name": "Submit your proof", "text": "Receive the PDF certificate after successful online application and submit it with your visa or authority documents." } ], "totalTime": "PT10M", "speakable": { "@type": "SpeakableSpecification", "cssSelector": [ "[data-howto='step']", "[data-aeo='answer']", "h1" ] } }, { "@context": "https://schema.org", "@type": "FAQPage", "speakable": { "@type": "SpeakableSpecification", "cssSelector": [ "[data-aeo=\"answer\"]", ".faq-answer" ] }, "mainEntity": [ { "@type": "Question", "name": "Why not use DAK-Gesundheit for a language school?", "acceptedAnswer": { "@type": "Answer", "text": "GKV is only available for matriculated university students — language-school participants must use a private Incoming insurance like Care College (from €27.50/month, up to age 29, Basic tier)." } }, { "@type": "Question", "name": "Does Care College count for my later student visa?", "acceptedAnswer": { "@type": "Answer", "text": "Once you start the actual degree, you switch to DAK-Gesundheit (under 30) or Care Student. Care College is accepted for the language-course visa." } }, { "@type": "Question", "name": "Which tier do I need?", "acceptedAnswer": { "@type": "Answer", "text": "From €27.50/month (Care College) or €101.54/month (Care Student under § 5 SGB V): Most embassies accept the Basic tier for the language-course visa. Comfort and Premium add extras like single hospital room and dental — choose based on your personal needs." } }, { "@type": "Question", "name": "Does Goethe-Institut, Carl Duisberg or DID accept Care College?", "acceptedAnswer": { "@type": "Answer", "text": "In our experience yes — Care College is a HanseMerkur Incoming policy that meets § 5 AufenthG insurance proof, and the bilingual German/English certificate is typically accepted by Goethe-Institut, Carl Duisberg Centren, DID Deutsch-Institut and other major language schools for the Sprachkursvisum. Final acceptance is decided case-by-case by the school's enrolment office." } }, { "@type": "Question", "name": "How long does the German language-course visa (§ 16f AufenthG) take?", "acceptedAnswer": { "@type": "Answer", "text": "Embassy processing for the Sprachkursvisum typically takes 4–8 weeks, sometimes longer at high-volume posts (Delhi, Lagos, Tehran, Bogotá). You can only book the visa appointment with a valid insurance certificate, so buying Care College early (PDF within minutes) is what unblocks the embassy slot." } }, { "@type": "Question", "name": "Do I need health insurance for a language course in Germany?", "acceptedAnswer": { "@type": "Answer", "text": "Yes. If you need a visa for your language course (national visa D or Schengen visa), health insurance is mandatory — an insurance certificate is required for the visa application. Care College offers medical coverage from €27.50/month for language students up to age 40, with instant confirmation for the embassy. Even EU citizens without visa requirements should have insurance — medical costs in Germany are high." } }, { "@type": "Question", "name": "What's the cheapest insurance for a short German course?", "acceptedAnswer": { "@type": "Answer", "text": "For courses under 92 days, Care Visa Protect starts at €0.85/day (minimum €8.50). For longer courses, Care College offers monthly insurance coverage from €27.50/month. Both insurance plans provide instant PDF insurance certificate accepted by German embassies and language schools. Apply for Care College from €27.50/month →" } }, { "@type": "Question", "name": "Can I switch from language course insurance to public health insurance later?", "acceptedAnswer": { "@type": "Answer", "text": "Yes — once you enrol at a German university and are under 30, you become eligible for statutory health insurance (GKV). Care College bridges the gap between your language course and university enrolment as an incoming insurance policy. Many students at TU München or Humboldt-Universität Berlin follow exactly this path." } }, { "@type": "Question", "name": "How long does the visa for a German language course take?", "acceptedAnswer": { "@type": "Answer", "text": "Processing the national visa D for a language course (visa for German course in Germany, § 16f AufenthG) typically takes 4–8 weeks at most German consulates — depending on country and season. A complete file with the bilingual incoming insurance certificate (Care College PDF) on the embassy appointment day helps avoid the most common reason for rejections: missing or incorrect health insurance documentation. Final processing time and acceptance rest with the consulate." } }, { "@type": "Question", "name": "Is Care College accepted at Goethe-Institut, Carl Duisberg Centren and DSH preparation programmes?", "acceptedAnswer": { "@type": "Answer", "text": "Care College is regularly used by international students at Goethe-Institut, Carl Duisberg Centren, DSH preparation and Studienkolleg programmes as proof of health insurance for enrolment and visa. The bilingual PDF certificate is typically issued within minutes and lists coverage, validity period and insurer contact — the data points German language schools and embassies usually require. Acceptance always remains an individual decision of the school and consulate. Apply for Care College from €27.50/month →" } } ] }, { "@context": "https://schema.org", "@type": "QAPage", "inLanguage": "en", "mainEntity": { "@type": "Question", "name": "Why not use DAK-Gesundheit for a language school?", "text": "Why not use DAK-Gesundheit for a language school?", "author": { "@type": "Person", "name": "Steffan Grund", "url": "https://www.krankenversicherung-auslaender.de/impressum/" }, "datePublished": "2026-09-09", "upvoteCount": 0, "answerCount": 1, "acceptedAnswer": { "@type": "Answer", "text": "GKV is only available for matriculated university students — language-school participants must use a private Incoming insurance like Care College (from €27.50/month, up to age 29, Basic tier).", "url": "https://www.krankenversicherung-auslaender.de/en/health-insurance-foreign-students-germany/health-insurance-language-school-germany/", "author": { "@type": "Person", "name": "Steffan Grund", "url": "https://www.krankenversicherung-auslaender.de/impressum/" }, "datePublished": "2026-09-09", "upvoteCount": 0 } } }, { "@context": "https://schema.org", "@type": "QAPage", "inLanguage": "en", "mainEntity": { "@type": "Question", "name": "Does Care College count for my later student visa?", "text": "Does Care College count for my later student visa?", "author": { "@type": "Person", "name": "Steffan Grund", "url": "https://www.krankenversicherung-auslaender.de/impressum/" }, "datePublished": "2026-09-09", "upvoteCount": 0, "answerCount": 1, "acceptedAnswer": { "@type": "Answer", "text": "Once you start the actual degree, you switch to DAK-Gesundheit (under 30) or Care Student. Care College is accepted for the language-course visa.", "url": "https://www.krankenversicherung-auslaender.de/en/health-insurance-foreign-students-germany/health-insurance-language-school-germany/", "author": { "@type": "Person", "name": "Steffan Grund", "url": "https://www.krankenversicherung-auslaender.de/impressum/" }, "datePublished": "2026-09-09", "upvoteCount": 0 } } }, { "@context": "https://schema.org", "@type": "QAPage", "inLanguage": "en", "mainEntity": { "@type": "Question", "name": "Which tier do I need?", "text": "Which tier do I need?", "author": { "@type": "Person", "name": "Steffan Grund", "url": "https://www.krankenversicherung-auslaender.de/impressum/" }, "datePublished": "2026-09-09", "upvoteCount": 0, "answerCount": 1, "acceptedAnswer": { "@type": "Answer", "text": "From €27.50/month (Care College) or €101.54/month (Care Student under § 5 SGB V): Most embassies accept the Basic tier for the language-course visa. Comfort and Premium add extras like single hospital room and dental — choose based on your personal needs.", "url": "https://www.krankenversicherung-auslaender.de/en/health-insurance-foreign-students-germany/health-insurance-language-school-germany/", "author": { "@type": "Person", "name": "Steffan Grund", "url": "https://www.krankenversicherung-auslaender.de/impressum/" }, "datePublished": "2026-09-09", "upvoteCount": 0 } } }, { "@context": "https://schema.org", "@type": "QAPage", "inLanguage": "en", "mainEntity": { "@type": "Question", "name": "Does Goethe-Institut, Carl Duisberg or DID accept Care College?", "text": "Does Goethe-Institut, Carl Duisberg or DID accept Care College?", "author": { "@type": "Person", "name": "Steffan Grund", "url": "https://www.krankenversicherung-auslaender.de/impressum/" }, "datePublished": "2026-09-09", "upvoteCount": 0, "answerCount": 1, "acceptedAnswer": { "@type": "Answer", "text": "In our experience yes — Care College is a HanseMerkur Incoming policy that meets § 5 AufenthG insurance proof, and the bilingual German/English certificate is typically accepted by Goethe-Institut, Carl Duisberg Centren, DID Deutsch-Institut and other major language schools for the Sprachkursvisum. Final acceptance is decided case-by-case by the school's enrolment office.", "url": "https://www.krankenversicherung-auslaender.de/en/health-insurance-foreign-students-germany/health-insurance-language-school-germany/", "author": { "@type": "Person", "name": "Steffan Grund", "url": "https://www.krankenversicherung-auslaender.de/impressum/" }, "datePublished": "2026-09-09", "upvoteCount": 0 } } }, { "@context": "https://schema.org", "@type": "QAPage", "inLanguage": "en", "mainEntity": { "@type": "Question", "name": "How long does the German language-course visa (§ 16f AufenthG) take?", "text": "How long does the German language-course visa (§ 16f AufenthG) take?", "author": { "@type": "Person", "name": "Steffan Grund", "url": "https://www.krankenversicherung-auslaender.de/impressum/" }, "datePublished": "2026-09-09", "upvoteCount": 0, "answerCount": 1, "acceptedAnswer": { "@type": "Answer", "text": "Embassy processing for the Sprachkursvisum typically takes 4–8 weeks, sometimes longer at high-volume posts (Delhi, Lagos, Tehran, Bogotá). You can only book the visa appointment with a valid insurance certificate, so buying Care College early (PDF within minutes) is what unblocks the embassy slot.", "url": "https://www.krankenversicherung-auslaender.de/en/health-insurance-foreign-students-germany/health-insurance-language-school-germany/", "author": { "@type": "Person", "name": "Steffan Grund", "url": "https://www.krankenversicherung-auslaender.de/impressum/" }, "datePublished": "2026-09-09", "upvoteCount": 0 } } }, { "@context": "https://schema.org", "@type": "QAPage", "inLanguage": "en", "mainEntity": { "@type": "Question", "name": "Do I need health insurance for a language course in Germany?", "text": "Do I need health insurance for a language course in Germany?", "author": { "@type": "Person", "name": "Steffan Grund", "url": "https://www.krankenversicherung-auslaender.de/impressum/" }, "datePublished": "2026-09-09", "upvoteCount": 0, "answerCount": 1, "acceptedAnswer": { "@type": "Answer", "text": "Yes. If you need a visa for your language course (national visa D or Schengen visa), health insurance is mandatory — an insurance certificate is required for the visa application. Care College offers medical coverage from €27.50/month for language students up to age 40, with instant confirmation for the embassy. Even EU citizens without visa requirements should have insurance — medical costs in Germany are high.", "url": "https://www.krankenversicherung-auslaender.de/en/health-insurance-foreign-students-germany/health-insurance-language-school-germany/", "author": { "@type": "Person", "name": "Steffan Grund", "url": "https://www.krankenversicherung-auslaender.de/impressum/" }, "datePublished": "2026-09-09", "upvoteCount": 0 } } }, { "@context": "https://schema.org", "@type": "QAPage", "inLanguage": "en", "mainEntity": { "@type": "Question", "name": "What's the cheapest insurance for a short German course?", "text": "What's the cheapest insurance for a short German course?", "author": { "@type": "Person", "name": "Steffan Grund", "url": "https://www.krankenversicherung-auslaender.de/impressum/" }, "datePublished": "2026-09-09", "upvoteCount": 0, "answerCount": 1, "acceptedAnswer": { "@type": "Answer", "text": "For courses under 92 days, Care Visa Protect starts at €0.85/day (minimum €8.50). For longer courses, Care College offers monthly insurance coverage from €27.50/month. Both insurance plans provide instant PDF insurance certificate accepted by German embassies and language schools. Apply for Care College from €27.50/month →", "url": "https://www.krankenversicherung-auslaender.de/en/health-insurance-foreign-students-germany/health-insurance-language-school-germany/", "author": { "@type": "Person", "name": "Steffan Grund", "url": "https://www.krankenversicherung-auslaender.de/impressum/" }, "datePublished": "2026-09-09", "upvoteCount": 0 } } }, { "@context": "https://schema.org", "@type": "QAPage", "inLanguage": "en", "mainEntity": { "@type": "Question", "name": "Can I switch from language course insurance to public health insurance later?", "text": "Can I switch from language course insurance to public health insurance later?", "author": { "@type": "Person", "name": "Steffan Grund", "url": "https://www.krankenversicherung-auslaender.de/impressum/" }, "datePublished": "2026-09-09", "upvoteCount": 0, "answerCount": 1, "acceptedAnswer": { "@type": "Answer", "text": "Yes — once you enrol at a German university and are under 30, you become eligible for statutory health insurance (GKV). Care College bridges the gap between your language course and university enrolment as an incoming insurance policy. Many students at TU München or Humboldt-Universität Berlin follow exactly this path.", "url": "https://www.krankenversicherung-auslaender.de/en/health-insurance-foreign-students-germany/health-insurance-language-school-germany/", "author": { "@type": "Person", "name": "Steffan Grund", "url": "https://www.krankenversicherung-auslaender.de/impressum/" }, "datePublished": "2026-09-09", "upvoteCount": 0 } } }, { "@context": "https://schema.org", "@type": "QAPage", "inLanguage": "en", "mainEntity": { "@type": "Question", "name": "How long does the visa for a German language course take?", "text": "How long does the visa for a German language course take?", "author": { "@type": "Person", "name": "Steffan Grund", "url": "https://www.krankenversicherung-auslaender.de/impressum/" }, "datePublished": "2026-09-09", "upvoteCount": 0, "answerCount": 1, "acceptedAnswer": { "@type": "Answer", "text": "Processing the national visa D for a language course (visa for German course in Germany, § 16f AufenthG) typically takes 4–8 weeks at most German consulates — depending on country and season. A complete file with the bilingual incoming insurance certificate (Care College PDF) on the embassy appointment day helps avoid the most common reason for rejections: missing or incorrect health insurance documentation. Final processing time and acceptance rest with the consulate.", "url": "https://www.krankenversicherung-auslaender.de/en/health-insurance-foreign-students-germany/health-insurance-language-school-germany/", "author": { "@type": "Person", "name": "Steffan Grund", "url": "https://www.krankenversicherung-auslaender.de/impressum/" }, "datePublished": "2026-09-09", "upvoteCount": 0 } } }, { "@context": "https://schema.org", "@type": "QAPage", "inLanguage": "en", "mainEntity": { "@type": "Question", "name": "Is Care College accepted at Goethe-Institut, Carl Duisberg Centren and DSH preparation programmes?", "text": "Is Care College accepted at Goethe-Institut, Carl Duisberg Centren and DSH preparation programmes?", "author": { "@type": "Person", "name": "Steffan Grund", "url": "https://www.krankenversicherung-auslaender.de/impressum/" }, "datePublished": "2026-09-09", "upvoteCount": 0, "answerCount": 1, "acceptedAnswer": { "@type": "Answer", "text": "Care College is regularly used by international students at Goethe-Institut, Carl Duisberg Centren, DSH preparation and Studienkolleg programmes as proof of health insurance for enrolment and visa. The bilingual PDF certificate is typically issued within minutes and lists coverage, validity period and insurer contact — the data points German language schools and embassies usually require. Acceptance always remains an individual decision of the school and consulate. Apply for Care College from €27.50/month →", "url": "https://www.krankenversicherung-auslaender.de/en/health-insurance-foreign-students-germany/health-insurance-language-school-germany/", "author": { "@type": "Person", "name": "Steffan Grund", "url": "https://www.krankenversicherung-auslaender.de/impressum/" }, "datePublished": "2026-09-09", "upvoteCount": 0 } } } ] --- EN [+49 228 97735-44](tel:+4922897735-44)· German & English spoken [Health Insurance for Foreigners in Germany ](/en/) - Foreigners in Germany - Visa & Schengen - Studies & Language School - Expats - Employees - Retirees - Blocked Account - Guides [All tariffs](/en/product-overview-germany/)[Find a tariff](/en/tariffinder-germany/) [Find a tariff](/en/tariffinder-germany/) Language 🇩🇪 Deutsch 🇺🇸 English 🇸🇦 العربية Main areas 🌍 Foreigners in Germany [Overview →](/en/health-insurance-foreigners-germany/) Audiences & situations [Overview — all foreigners in GermanyThe umbrella hub: every visa, every audience, recognised cover under § 5 AufenthG — start here. ](/en/health-insurance-foreigners-germany/)[Visa & SchengenFast insurance proof for embassy/foreigners' authority — short stays, Schengen visa, family visit. ](/en/health-insurance-visa-foreigners-germany/)[Studies & Language SchoolAffordable long-term health insurance for international students, Studienkolleg, German courses, exchange students and PhD candidates. ](/en/health-insurance-foreign-students-germany/)[Expats (long-term)Affordable long-term health insurance for expats, international skilled workers, freelancers and their families. ](/en/expat-health-insurance-germany/)[Employees (job start)Foreign employees, skilled workers with work visa, seasonal workers and people in the recognition procedure. ](/en/health-insurance-foreign-employees-germany/)[Retirees / parent reunificationAffordable long-term health insurance for foreign retirees, seniors and their partners, family visits. ](/en/health-insurance-foreign-retirees-germany/) More topics [Blocked account & visaAccepted for visa, Opportunity Card and university enrolment. ](/en/blocked-account-visa-germany/)[AustriaAffordable long-term health insurance for Austria. ](/en/health-insurance-foreigners-austria/)[Au-pair health insuranceAffordable health insurance for au-pairs in Germany, Austria & Switzerland — from €21/month. ](/en/au-pair-health-insurance-germany/)[Guides & FAQThe most common mistakes — and how to avoid them in 2 minutes. ](/en/guide-health-insurance-germany/)[Costs & benefitsWhat does it really cost? Compare tariffs, prices and benefits. ](/en/guide-health-insurance-germany/costs-benefits-germany/) Get started [Find a tariff Find the right insurance. ](/en/tariffinder-germany/)[All tariffs Overview of all tariffs. ](/en/product-overview-germany/) ✈️ Visa & Schengen [Overview →](/en/health-insurance-visa-foreigners-germany/) Audiences & situations [Overview — visa & SchengenThe visa umbrella hub: Schengen, national D-visa, short stay and family reunification at a glance. ](/en/health-insurance-visa-foreigners-germany/)[Schengen visa (up to 90 days)Fast health insurance proof for the Schengen visa — meet embassy requirements and avoid common mistakes. ](/en/health-insurance-visa-foreigners-germany/schengen-visa-health-insurance-germany/)[Short stay without visaAffordable health insurance for tourist and visa-free stays — easy, flexible and quick to apply online. ](/en/health-insurance-visa-foreigners-germany/short-stay-health-insurance-germany/)[Visitors & parent visits (3 months to 5 years)Cover for visitors and parents — for stays from 3 months to 5 years, affordable and online. ](/en/health-insurance-visa-foreigners-germany/foreign-visitors-visa-health-insurance-germany/)[Family reunificationFamily reunification: the right insurance proof for partner & children — so the application doesn't fail on missing documents. ](/en/guide-health-insurance-germany/faq-germany/family-reunification-which-health-insurance-is-commonly-required-germany/) Info & requirements [Insurance proof for the visaWhich insurance proofs embassies and immigration offices actually require. ](/en/guide-health-insurance-germany/visa-residence-germany/insurance-proof-visa-germany/)[Schengen insurance requirementsMinimum coverage, repatriation and validity area — so your proof doesn't fail on formalities. ](/en/guide-health-insurance-germany/visa-residence-germany/requirements-schengen-health-insurance-germany/)[Documents & checklistWhich documents to prepare before the visa application — to avoid delays. ](/en/guide-health-insurance-germany/visa-residence-germany/documents-checklist-german-visa-health-insurance-germany/)[Avoid rejectionThe most common mistakes with visa, proof and insurance — and what embassies pay particular attention to. ](/en/guide-health-insurance-germany/visa-residence-germany/avoid-rejection-of-insurance-proof-for-german-visa-germany/) Get started [Find a tariff Find the right insurance. ](/en/tariffinder-germany/)[All tariffs Overview of all tariffs. ](/en/product-overview-germany/) 🎓 Studies & Language School [Overview →](/en/health-insurance-foreign-students-germany/) Audiences & situations [Overview — students & language schoolThe student umbrella hub: GKV, private student insurance, language course, Studienkolleg, exchange and PhD at a glance. ](/en/health-insurance-foreign-students-germany/)[International studentsAffordable health insurance for international students — with quick proof for enrolment, visa and study start. ](/en/health-insurance-foreign-students-germany/)[Language school & German courseThe right insurance proof for language school & German course — so visa, embassy appointment and course start don't fail. ](/en/guide-health-insurance-germany/health-insurance-students-germany/health-insurance-language-course-before-study-differences-typical-mistakes-germany/)[StudienkollegAffordable health insurance for Studienkolleg — with quick proof for embassy, immigration office and course start, plus online application. ](/en/guide-health-insurance-germany/health-insurance-students-germany/preparatory-college-health-insurance-proof-registration-residence-germany/)[Exchange students & PhD candidatesSuitable health insurance for foreign exchange students & PhD candidates — for studies, exchange programmes, research and PhDs, with online application incl. insurance proof. ](/en/guide-health-insurance-germany/health-insurance-students-germany/exchange-students-phd-students-health-insurance-germany/) Info & decisions [Statutory or private student insurance?Statutory health insurance or private student insurance? Find out what really fits your status and study path. ](/en/guide-health-insurance-germany/health-insurance-students-germany/statutory-or-private-student-health-insurance-germany/)[Student visa & proofWhich insurance proofs really count for visa, university enrolment and authorities. ](/en/guide-health-insurance-germany/health-insurance-students-germany/health-insurance-proof-enrollment-university-germany/)[GKV exemptionExemption from statutory insurance: what to know before deciding — so it doesn't become a problem later. ](/en/guide-health-insurance-germany/health-insurance-students-germany/exemption-from-statutory-health-insurance-students-key-points-germany/)[Blocked account & study startHow blocked account, university enrolment and health insurance interact — so your study start isn't delayed. ](/en/guide-health-insurance-germany/health-insurance-students-germany/blocked-account-study-start-health-insurance-enrollment-germany/) Get started [Find a tariff Find the right insurance. ](/en/tariffinder-germany/)[All tariffs Overview of all tariffs. ](/en/product-overview-germany/) 🏠 Expats [Overview →](/en/expat-health-insurance-germany/) Audiences & situations [Overview — expats long-termAffordable & long-term: 6–60 months, family, freelancers, GKV vs private. ](/en/expat-health-insurance-germany/)[Long-term expats in Germany (6–60 months)Affordable long-term cover in Germany — with accepted proof. ](/en/expat-health-insurance-germany/long-term-health-insurance-foreigners-germany/)[Long-term expats in Austria (6–60 months)Affordable long-term cover in Austria — accepted by MA 35. ](/en/health-insurance-foreigners-austria/)[Expats with family (partner & children)Affordable long-term cover for partner & children — no surprises. ](/en/guide-health-insurance-germany/health-insurance-expats-germany/expat-with-family-joint-planning-partner-children-typical-questions-and-mistakes-germany/)[Freelancers & self-employed without an employerNo employer? Affordable long-term option — GKV or private, clarified fast. ](/en/expat-health-insurance-germany/health-insurance-foreign-self-employed-germany/)[Transition without a job (job search / change / termination)Job change or termination: affordable bridge — long-term cover continues. ](/en/guide-health-insurance-germany/health-insurance-expats-germany/expat-without-employer-during-job-search-how-to-stay-insured-germany/) Info & decisions [Which health insurance fits expats?Which health insurance fits as a long-term expat? Avoid mistakes — so registration works and you can see a doctor when needed. ](/en/guide-health-insurance-germany/health-insurance-expats-germany/)[GKV obligation or private solution? (quick check)Clear in 2 minutes: statutory obligation or private — so you don't commit to the wrong path. ](/en/guide-health-insurance-germany/health-insurance-expats-germany/private-vs-statutory-health-insurance-expats-which-factors-typically-matter-germany/)[Proofs for authorities (residence permit, registration, etc.)Get authority proofs right: avoid common mistakes, save time. ](/en/guide-health-insurance-germany/health-insurance-expats-germany/checklist-documents-immigration-office-expat-insurance-proof-deadlines-germany/)[Family & pregnancy: what to watch forAlready pregnant or planning? Common pitfalls in tariffs (waiting periods/benefits) — so there are no nasty surprises. ](/en/guide-health-insurance-germany/health-insurance-expats-germany/pregnancy-health-insurance-expats-proofs-costs-doctor-germany/) Get started [Find a tariff Find the right insurance. ](/en/tariffinder-germany/)[All tariffs Overview of all tariffs. ](/en/product-overview-germany/) Other groups 💼 Employees [Overview →](/en/health-insurance-foreign-employees-germany/) Audiences & situations [Overview — employees & job startThe employee umbrella hub: job start, Blue Card, job change, GKV obligation and employer proof. ](/en/health-insurance-foreign-employees-germany/)[Job start in GermanySo your job start works: the right health insurance + proof, fast and easy. ](/en/guide-health-insurance-germany/health-insurance-employees-germany/common-mistakes-when-starting-in-germany-registration-checklist-germany/)[Blue Card & skilled workersBlue Card & skilled workers: get insured properly, avoid mistakes — proof for employer and registration. ](/en/guide-health-insurance-germany/health-insurance-employees-germany/bluecard-skilled-workers-health-insurance-proof-employer-registration-germany/)[Job change / new positionJob change made easy: stay insured, avoid mistakes, done quickly. ](/en/guide-health-insurance-germany/health-insurance-employees-germany/job-change-health-insurance-what-happens-with-insurance-and-prove-germany/)[Part-time, mini-job & probationPart-time/mini-job/probation: find the right health insurance — without a wrong decision. ](/en/guide-health-insurance-germany/health-insurance-employees-germany/mini-job-midi-job-full-time-health-insurance-differences-germany/) Info & decisions [GKV registration step by stepGKV in 3 steps: error-free, step by step — so you finish quickly. ](/en/guide-health-insurance-germany/health-insurance-employees-germany/statutory-insurance-registration-step-by-step-employees-germany/)[What certificate does the employer need?Employer proof: which certificate is really required — explained quickly. ](/en/guide-health-insurance-germany/health-insurance-employees-germany/employer-asks-insurance-proof-what-must-one-submit-germany/)[GKV obligation: who must, who may choose?Who must join statutory insurance — and who may choose? Without mistakes. ](/en/guide-health-insurance-germany/health-insurance-employees-germany/statutory-insurance-requirement-who-must-who-may-foreigners-germany/)[Documents & checklist for the job startJob start checklist: documents, deadlines, next steps — so you don't forget anything. ](/en/guide-health-insurance-germany/health-insurance-employees-germany/common-mistakes-when-starting-in-germany-registration-checklist-germany/) [Find a tariff Find the right insurance. ](/en/tariffinder-germany/)[All tariffs Overview of all tariffs. ](/en/product-overview-germany/) 🧓 Retirees [Overview →](/en/health-insurance-foreign-retirees-germany/) Audiences & situations [Overview — retirees & parentsThe retiree umbrella hub: parent reunification, seniors 60+, short visits and pre-existing conditions at a glance. ](/en/health-insurance-foreign-retirees-germany/)[Parent reunification / bringing parents to Germany permanentlyBringing parents to Germany permanently: find the right health insurance — avoid common mistakes. ](/en/health-insurance-foreign-retirees-germany/parent-reunification-health-insurance-germany/)[Foreign retirees/parents 60+ in Germany (6 months to 5 years)For parents 60+: find the right long-term cover — so doctor, hospital and authority proofs don't become a problem. ](/en/health-insurance-foreign-retirees-germany/long-term-health-insurance-seniors-germany/)[Short stay / visiting children (up to 90 days)For parent visits up to 90 days: affordable health insurance for doctor & emergency — incl. proof, quick to apply online. ](/en/guide-health-insurance-germany/health-insurance-retirees-germany/short-visit-seniors-health-insurance-which-coverage-commonly-required-germany/)[Retirees with pre-existing conditions & medication (special cases)Pre-existing conditions or medication? We show what's possible — clearly explained, no false promises. ](/en/guide-health-insurance-germany/health-insurance-retirees-germany/health-insurance-pre-existing-conditions-what-is-commonly-checked-when-taking-out-germany/) Info & decisions [Which health insurance fits retirees? (quick overview)Find the right solution quickly for age, stay and proof — before you choose wrong. ](/en/guide-health-insurance-germany/health-insurance-retirees-germany/)[Statutory possible for retirees? Or rather private? (quick check)Statutory or private as a retiree? Clear in 2 minutes — so you don't decide wrongly. ](/en/health-insurance-foreign-retirees-germany/statutory-or-private-health-fund-foreign-retirees-germany/)[Proof for foreigners' authority & residence permit (checklist)Foreigners' authority: submit the proof correctly — avoid common mistakes, save time. ](/en/guide-health-insurance-germany/health-insurance-retirees-germany/immigration-office-insurance-proof-which-details-should-appear-germany/)[Costs in old age: contributions, deductibles, typical pitfallsWhat does it really cost in old age? Contributions, deductibles and typical cost traps — briefly explained. ](/en/guide-health-insurance-germany/health-insurance-retirees-germany/costs-in-age-premiums-deductible-cost-traps-germany/)[Acceptance, exclusions & waiting periods (age/pre-existing)Age/pre-existing conditions: what's possible, what's excluded, what waiting periods apply — briefly explained. ](/en/guide-health-insurance-germany/health-insurance-retirees-germany/health-insurance-pre-existing-conditions-what-is-commonly-checked-when-taking-out-germany/) [Find a tariff Find the right insurance. ](/en/tariffinder-germany/)[All tariffs Overview of all tariffs. ](/en/product-overview-germany/) 🏦 Blocked Account [Overview →](/en/blocked-account-visa-germany/) Audiences & situations [Overview — blocked accountThe blocked account umbrella hub: student visa, application, timing and Opportunity Card at a glance. ](/en/blocked-account-visa-germany/)[Blocked account for the student visa (national visa D)Combine blocked account + health insurance correctly — so the visa appointment doesn't fail. ](/en/blocked-account-visa-germany/blocked-account-student-visa-monthly-rate-logic-and-health-insurance-proof-germany/)[Blocked account + visa applicationWhich proofs belong together (blocked account, KV, documents) — avoid common mistakes. ](/en/blocked-account-visa-germany/blocked-account-and-health-insurance-for-visa-application-germany/)[Documents & checklist (blocked account)Which documents you really need — so nothing gets delayed. ](/en/blocked-account-visa-germany/blocked-account-documents-checklist-providers-mistakes-the-delay-germany/)[Timing: when to open, when to take out insurance?Order & timing: blocked account + KV in time before the visa appointment. ](/en/blocked-account-visa-germany/blocked-account-timing-opening-and-health-insurance-taking-out-before-visa-appointment-germany/)[Opportunity Card / stay without studiesWhen the blocked account is used for other purposes: what to watch for. ](/en/blocked-account-visa-germany/opportunity-card-residence-without-study-blocked-account-health-insurance-proofs-germany/) Info & decisions [Blocked account explained in 2 minutesWhat it is, what it's needed for, common misunderstandings. ](/en/blocked-account-visa-germany/)[Health insurance as proof for the visa (checklist)Which information must be on the proof — so the embassy/authority accepts it. ](/en/guide-health-insurance-germany/visa-residence-germany/documents-checklist-german-visa-health-insurance-germany/)[Avoid rejection (queries / proof errors)Top mistakes + quick fix — so you don't have to resubmit. ](/en/guide-health-insurance-germany/visa-residence-germany/avoid-rejection-of-insurance-proof-for-german-visa-germany/)[Which insurance fits at study start?How blocked account, university enrolment & health insurance interact. ](/en/guide-health-insurance-germany/health-insurance-students-germany/blocked-account-study-start-health-insurance-enrollment-germany/)[Blocked Account productIf you want to open the account directly: overview + application. ](/en/insurance-plans/blocked-account/overview/) [Find a tariff Find the right insurance. ](/en/tariffinder-germany/)[All tariffs Overview of all tariffs. ](/en/product-overview-germany/) 📚 Guides [Overview →](/en/guide-health-insurance-germany/) Audiences & situations [Overview — guides & FAQThe guides umbrella hub: all topics, FAQs and checklists on health insurance in Germany. ](/en/guide-health-insurance-germany/)[Visa & residenceAvoid common mistakes before applying. ](/en/guide-health-insurance-germany/visa-residence-germany/)[StudentsWhich insurance fits enrolment and visa. ](/en/guide-health-insurance-germany/health-insurance-students-germany/)[FAQShort answers to the most common questions. ](/en/guide-health-insurance-germany/faq-germany/)[Costs & benefitsWhat to look out for in affordable tariffs. ](/en/guide-health-insurance-germany/costs-benefits-germany/) More topics [ExpatsWhat matters during a longer stay. ](/en/guide-health-insurance-germany/health-insurance-expats-germany/)[EmployeesHow employees avoid expensive wrong decisions. ](/en/guide-health-insurance-germany/health-insurance-employees-germany/)[Language course / German courseWhich insurance is needed for language course and visa. ](/en/guide-health-insurance-germany/health-insurance-language-course-german-course-germany/)[RetireesWhat retirees should watch for when moving to Germany. ](/en/guide-health-insurance-germany/health-insurance-retirees-germany/)[StudienkollegSuitable cover for the time at Studienkolleg. ](/en/guide-health-insurance-germany/health-insurance-preparatory-college-germany/) [Find a tariff Find the right insurance. ](/en/tariffinder-germany/)[All tariffs Overview of all tariffs. ](/en/product-overview-germany/) [All tariffs](/en/product-overview-germany/)[Find a tariff](/en/tariffinder-germany/) [Care College from €27.50/month (up to 5 years) ](/en/insurance-plans/care-college/overview/) 1 Step 1/3: Check plan (you are here) › 2 Step 2/3: Get PDF proof › 3 Step 3/3: Submit to authority [Compare Plans & Proof →](#recommended) [ Price From €27.50/mo Care College Basic, age ≤29 ](#recommended)[ Speed PDF in minutes Bilingual visa proof ](#recommended)[ Acceptance Embassy & ABH § 16f AufenthG (case-by-case) ](#recommended) 1. [Home](/en/) 2. [Foreign Students in Germany](/en/health-insurance-foreign-students-germany/) 3. Language School Insurance in Germany 📑 On this page (5) - [→ Recommended tariffs](#recommended) - [→ Care College — prices by age & tier](#prices-cc) - [→ Care Student (30+) prices](#prices-cs) - [→ By country of origin](#by-country) - [→ FAQ](#faq) Embassy slots typically 4–8 weeks out — secure language-course proof before booking your visa appointment. ![Health insurance for language school and German course in Germany — visa proof certificate](/assets/sprachkurs-visum-schengen-deutschland-Ud0nXIr4.png) # Health Insurance for Language School in Germany – Tariffs, Visa-Proof and Checklist 4.9/5 · 10,000+ policies since 2009 458 customer responses · [our own survey](/en/review-methodology/) ![Steffan Grund](/assets/steffan-grund-B5K5tUm9.jpg)Written by **Steffan Grund** Reviewed: **September 9, 2026** SourcesBMI · GKV-Spitzenverband · HanseMerkur GTC · § 16f AufenthG · Auswärtiges Amt "Goethe-Institut Frankfurt: Care College PDF in the morning, consulate appointment in Osaka in the afternoon — in our case accepted without follow-up." — T. K. (Tokyo), language-course visa Quotes from internal customer feedback, anonymised and shortened. Authority practice may vary case by case. **Plan:** check course duration → pick the recognised tariff → bilingual PDF proof for the embassy, typically within minutes. › **Popular with language-school students from** — show country list Pakistan (Islamabad, Karachi, Lahore), India (Delhi, Mumbai, Bengaluru, Hyderabad, Chennai), Bangladesh, Sri Lanka, Nepal, Türkiye, Iran, Iraq, Syria, Lebanon, Egypt, Morocco, Tunisia, Algeria, Nigeria, Ghana, Kenya, Ethiopia, the Philippines, Indonesia, Vietnam, Thailand, China, Brazil, Colombia, Mexico, Ukraine, Russia, Kosovo, Serbia, Bosnia, North Macedonia and Albania. Care College · HanseMerkur · bilingual instant proof Accepted: Ausländerbehörde (typically) Typically recognised in Germany Embassy practice GDPR/EU Typically accepted at the Ausländerbehörde appointment (§ 5 AufenthG, case-by-case) Bilingual policy DE/EN — for HR, hospital and authorities Cover starts immediately — no waiting period, no medical questionnaire (within policy terms) Pay by credit card from abroad — no German bank account, no SCHUFA needed [ Sprachkursvisum § 16f AufenthG Care College from €27.50/mo ⟷ Residence permit delay 4–8 weeks average embassy waiting time ⟷ without insurance — fully out of pocket German hospital: ~€830/night (Indicative hospital cost: GKV-Spitzenverband 2024) ](#tarife) No commitment · monthly cancellation · confirmation by email (typically immediate). **Quick answer:** For a German language-course visa under § 16f AufenthG you need a private Incoming policy covering the entire course duration — Care College from €27.50/month (age ≤29) or €33.50/month (age 30+) is typically accepted by embassies and the Ausländerbehörde (case-by-case). Not legal advice. Embassy practice may vary by post and applicant profile — final acceptance is decided case-by-case. Indicative: a 4-week embassy delay can postpone an entire language-course start (€1,500–€3,500 in non-refundable course fees + visa-window risk) — Care College for the same 4 weeks: about €25–€33. - [Care College: from €27.50/month](/en/insurance-plans/care-college/overview/) (Sprachkurs, recognised by school + embassy) - [Care Visa Protect: from €0.85/day](/en/insurance-plans/care-visa-protect/overview/) (short Sprachkurs under 90 days, Schengen) - [Care Student: from €101.54/month](/en/insurance-plans/care-student/overview/) (after immatriculation, 30+/exempt) Sources: § 16f AufenthG (language-course visa) · § 5 AufenthG (insurance proof) · Care College AVB · HanseMerkur Versicherungsgruppe Hamburg · German Federal Foreign Office (Auswärtiges Amt) **Language-school students in Germany are not eligible for statutory health insurance (GKV) — that option only opens after official matriculation at a university.** For an A1–C1 course, intensive German programme, DSH or TestDaF preparation, the embassy and the local Ausländerbehörde require a private Incoming policy that runs for the entire course duration under § 5 AufenthG. The standard recognised tariff is [Care College from €27.50/month (up to age 29) or €33.50/month (age 30+)](/en/insurance-plans/care-college/overview/). Older students (30+) pay from €33.50/month (Basic, months 1–24) up to €99/month (Premium, months 25+) depending on the tier (Basic / Comfort / Premium). Stays from 1 to 60 months are possible, which covers a single intensive course up to a full multi-year language pathway. Below: why GKV is closed for language students, the four embassy-acceptance criteria for Care College, the full price table by age and tier, the over-30 fallback (Care Student), and the clean handover from Care College to DAK or Care Student once you matriculate. Student Coverage DAK-Gesundheit or HanseMerkur student options Enrollment Proof M10 notification for eligible university enrollment flows Visa & University Documents Receive confirmation for visa or enrollment steps where applicable 4.9/5 458 customer responses · [our own survey](/en/review-methodology/) Over 10,000 policies issued · Since 2009 ## Booked a German language course? Pick the embassy-recognised tariff before your visa appointment. [Care College from €27.50/month (up to 5 years) ](/en/insurance-plans/care-college/overview/)[Care Student (30+) from €101.54/month (up to 5 years) ](/en/insurance-plans/care-student/overview/) [🔍 Plan Finder](/en/tariffinder-germany/)[📋 All Plans](/en/product-overview-germany/) 🏛️ Authority-approved 📄 Instant proof 🔒 DAK / HanseMerkur 🏷️ Transparent pricing 4.9/5 · Over 10,000 policies placed since 2009 from 458 customer responses · [our own survey](/en/review-methodology/), not independently verified · [How this rating works](/en/review-methodology/) ## 📌 TL;DR — at a glance - Language-school students need recognised health insurance — Care College is the cheapest option from €27.50/month. - 3 tiers (Basic / Comfort / Premium); widely accepted by German embassies for the language-course visa (case-by-case). - Stays from 1 to 60 months — perfect for German A1–C1, DSH and TestDaF preparation courses before university. Key facts at a glance Reviewed September 9, 2026 - **Care College — Basic tier headline:** From €27.50/month (Basic, up to age 29, months 1–24). Widely recognised by German embassies and the Ausländerbehörde for the language-course visa under § 16f AufenthG (case-by-case). (Source: Care College AVB · HanseMerkur Versicherungsgruppe Hamburg). - **Care College — up to age 29:** From €27.50/month (Basic, months 1–24) up to Premium tier; covers outpatient, hospital, prescription drugs, dental emergencies and repatriation — typically accepted for the entire course duration (subject to embassy review). (Source: Care College AVB · § 5 AufenthG (insurance proof)). - **Care College — age 30+:** From €33.50/month (Basic, months 1–24) up to €99/month (Premium, months 25+) depending on tier (Basic / Comfort / Premium). Up to 60 months total — covers a multi-year language pathway including DSH and TestDaF preparation. (Source: Care College AVB · German Federal Foreign Office). - **Why GKV does not apply here:** Statutory student insurance (§ 5 Abs. 1 Nr. 9 SGB V) only starts on the first day of official university matriculation. During the language course, a private Incoming policy is the only legally accepted option. (Source: § 5 Abs. 1 Nr. 9 SGB V · § 8 SGB V). ## Four mistakes that delay the language-course visa **Quick answer:** "Why was my language-course visa rejected?" — most applicants stumble on one of four points: bought a Schengen travel policy instead of a course-duration tariff, picked GKV (DAK) which is not yet open to them, missed the requirement to cover the _entire_ course period in one single contract, or used a home-country policy that the embassy does not accept. Care College removes all four by default. ## Avoid the mistakes that can delay your application ### Enrollment can stall without M10 DAK Student and Care Student support electronic M10 notification for eligible university enrollment flows. ### Under 30 or over 30? DAK Student fits many students up to age 29; Care Student can fit private student coverage up to age 39. ### Private or statutory confusion Choosing the wrong route can create extra steps. Check statutory, private and exemption rules before applying. ### Language school is different Care College is better for language school, Studienkolleg, DSH and educational stays — not M10 university enrollment. ## What happens if your language-course insurance gap is detected ## One wrong insurance choice can cost you money, time and your application deadline A medical incident can become expensive fast — but the wrong certificate can also delay your visa, enrollment, residence permit or work start. 🏥 €500–€1,500 Emergency doctor visit One urgent doctor or emergency-room visit can already create a painful bill — before tests, medication or follow-up treatment are added. 🏨 €2,000–€10,000+ Hospital treatment If observation, surgery, overnight stay or specialist treatment is needed, costs can quickly move from hundreds to thousands of euros. 🇪🇺 €30,000 minimum Schengen proof must be clear Your certificate should clearly show the required coverage amount, Schengen validity, travel dates and repatriation benefits. - Wrong or incomplete proof can delay your visa, enrollment or authority process. - Cheap home-country policies may miss the exact coverage, dates or repatriation wording required. - The cheapest policy can become expensive if it is the wrong proof for your situation. Before you apply, check: coverage amount, validity dates, destination area and repatriation cover. ## Course start dates are fixed — secure the certificate before the visa appointment ## Why act before the embassy appointment Schengen visa insurance is not just a formality. Your proof should clearly show the required coverage, dates, validity area and repatriation benefits. 📅 Appointments can be limited If the proof is missing or unsuitable, preparing corrected documents can cost valuable time. ⚡ PDF certificate after application Care Visa Protect provides the certificate by email after successful online application. 🛡️ €30,000 minimum coverage Schengen insurance should show at least €30,000 coverage plus medical repatriation for the Schengen Area. 💶 From €0.85/day Care Visa Protect starts from €0.85/day, with a minimum premium of €8.50 per trip. ## From booking to embassy-ready certificate — in 3 steps 10 minutes online. PDF certificate (English/German, IBAN-stamped) for the embassy and the Ausländerbehörde. Cover starts on the day you choose — typically your flight date or the first day of your language course. ## Schengen-ready in 3 steps Proof of insurance for Schengen visa applications, including the €30,000 minimum-coverage requirement. 1. 1 🎯 Pick the right plan Care Visa Protect for short Schengen stays · Care Economy for the Opportunity Card or longer visitor stays. 2. 2 📝 Apply online Enter passport, travel dates and destination. For Care Visa Protect, purchase before entry when required. 3. 3 ✅ Submit your proof Receive the PDF certificate after successful online application and submit it with your visa or authority documents. ## What language-school students say about Care College during A1–C1 / DSH / TestDaF preparation 4.9/5 458 customer responses · [our own survey](/en/review-methodology/) “ 5/5 > “My biggest worry was that the embassy wouldn't accept the insurance. > The proof was accepted immediately — no questions asked. > That saved me a lot of stress.” ![Georges from Cameroon](/assets/georges-kamerun-C6GQZGzu.jpg) Georges Cameroon “ 5/5 > “I needed proof of insurance urgently for my visa appointment. > The confirmation arrived within minutes by email. > Everything worked first time at the embassy.” ![Olga from Russia](/assets/olga-russland--B_6p7O-.jpg) Olga Russia “ 5/5 > “Found the best solution and best service for health insurance for foreign visitors and guests in Germany. > Fast, simple and affordable. > Highly recommended!” ![Michael from Germany](/assets/michael-deutschland-CFcwSzJg.jpg) Michael Germany “ 5/5 > “The online sign-up was done in just a few minutes. > When I actually had to see a doctor, the billing went smoothly. > I was really covered — not just on paper.” ![Yunhee from Australia](/assets/yunhee-australien-CaHyNO5z.jpg) Yunhee Australia ### Now choose your plan 4.9/5 458 customer responses · [our own survey](/en/review-methodology/) ## Recommended tariffs for language-school students 🎓 Standard · language course ### Care College from only €27.50 / month (coverage up to 5 years) For language schools, Studienkolleg, DSH, continuing education, visiting researchers & educational stays - Proof of insurance for visas & immigration authorities quickly available (PDF) - Affordable health insurance from €27.50 / month - Doctor, hospital, prescription medication & dental treatment coverage - For educational stays in Germany or the EU/Schengen Area — except Austria - Suitable for language students, Studienkolleg, DSH, continuing education & visiting researchers - Coverage up to 5 years – less renewal stress - 3 plan levels available: Basic, Comfort & Premium - 24/7 assistance + digital insurance card - Coverage term: 1 month to 5 years · entry age up to 40 - Reputable insurance carrier Why Care College? For foreign nationals with an educational stay who need affordable health insurance and proof of coverage for authorities — suitable for language school, Studienkolleg, DSH, continuing education or visiting researchers. Why a 5-year coverage term? More planning security during training, language courses or study preparation: less renewal stress and a lower risk of a coverage gap. - 🏛️ HanseMerkur Insurance Group Hamburg – Advigon Insurance AG - 📄 Instant proof of insurance for visas & immigration authorities (PDF) - 🔒 Doctor, clinic, dental treatment & repatriation coverage - 🏷️ From €27.50 / month · coverage up to 5 years [Care College – Quick Overview](/en/insurance-plans/care-college/plan-details/) [Apply online now](/en/insurance-plans/care-college/apply/) → Complete the application, receive your instant PDF, submit your proof 🛡️ Over 30 / long prep ### Care Student from €101.54 / month (coverage up to 5 years) For international students in Germany: bachelor's, master's, doctoral studies & eligible university enrollment cases - Accepted for university enrollment – electronic M10 notification - Health insurance + mandatory long-term care insurance from €101.54/month - Save at least €50/month compared with statutory student health insurance - For bachelor's, master's, doctoral studies & eligible university enrollment flows - Private-patient status: free choice of doctor, often faster appointments - Doctor, hospital, prescription medication & dental treatment coverage - Support with exemption from statutory health insurance - Recognized by universities and immigration authorities - Coverage term up to 5 years · entry age 12–39 - Reputable insurance carrier Why Care Student? For international students in Germany who need private health insurance for enrollment, M10 notification and proof of coverage for authorities — with strong benefits and potential savings compared with statutory health insurance. Why a 5-year coverage term? More planning security during your studies: less renewal stress and a lower risk of a coverage gap during a bachelor's, master's, doctoral program or eligible university enrollment case. - 🏛️ HanseMerkur Insurance AG - 📄 M10 notification + proof for universities & immigration authorities - 🔒 Doctor, clinic, dental treatment & prescription medication - 🏷️ From €101.54 / month · coverage up to 5 years [Care Student – Quick Overview](/en/insurance-plans/care-student/plan-details/) [Apply online now](/en/insurance-plans/care-student/apply/) → Complete the application, secure your M10 notification, prepare for enrollment Only attending a very short language course (≤92 days) on a Schengen visa? [Care Visa Protect from €0.85/day (min €8.50)](/en/insurance-plans/care-visa-protect/overview/) covers Schengen-compliant emergency cover (€50,000 medical + repatriation) for short summer schools and Goethe intensive weeks. Already matriculated at a German university? [Switch to DAK-Gesundheit or Care Student](/en/health-insurance-foreign-students-germany/health-insurance-for-international-students-germany/). Need a blocked account for the visa funds requirement? [Blocked account (Sperrkonto) from €4.90/month](/en/blocked-account-visa-germany/) covers the language-student visa funds proof. ## Care College — all language-course rates by age & tier **Quick answer:** Care College starts at €27.50/month (up to age 29, Basic months 1–24) and €33.50/month for age 30+. Older students pay from €33.50/month (Basic) up to €99/month (Premium 25+ Mo) depending on the chosen tier. Up to 60 months total cover — recognised for the language-course visa under § 16f AufenthG. Care College Basic Bestseller Comfort Premium Deductible / yr 120,– Deductible / yr 0,– Deductible / yr 0,– Months 1–24 month up to 29 yrs (€ / month) 27,50 34,– 48,– Months 1–24 month from 30 yrs (€ / month) 33,50 50,– 75,– From 25th month up to 29 yrs (€ / month) 49,50 57,– 73,– From 25th month from 30 yrs (€ / month) 55,– 73,– 99,– All prices per month/person in euros. Deductible applies per insurance year. Maximum entry age 40. As of 2026. [Care College — Overview](/en/insurance-plans/care-college/overview/) [Apply now](/en/insurance-plans/care-college/overview/) ## Care Student — fixed €101.54/month for 30+ language-track **Quick answer:** Over 30 and on a longer language-preparation pathway? Care Student costs €101.54/month all-in (CCS health + PVN supplement + Pflegeversicherung) and is the GKV-equivalent recognised tariff for ages 12–39, up to 60 months. Care Student Health insurance for students Compulsory long-term care for students Total 12–29 years 69,62 € / month 31,92 € / month 101,54 € / month 30–39 years 95,68 € / month 31,92 € / month 127,60 € / month All prices per month/person in euros. Health insurance deductible: €300 per calendar year. Entry age 12–39, term up to 60 months. Premium guarantee for the full term. As of 2026. [Care Student — Overview](/en/insurance-plans/care-student/overview/) [Apply now](/en/insurance-plans/care-student/overview/) ## Language-school insurance by country of origin Care College is bought online from anywhere in the world; the bilingual certificate is typically accepted at every German embassy that processes the language-course visa under § 16f AufenthG. Embassy practice can vary by post — final acceptance is decided case-by-case. From Typical embassy / consulate Recognised tariff India New Delhi · Mumbai · Chennai · Bengaluru · Kolkata [Care College from €27.50/mo](/en/insurance-plans/care-college/overview/) China Beijing · Shanghai · Guangzhou (APS verification first) [Care College from €27.50/mo](/en/insurance-plans/care-college/overview/) Brazil São Paulo · Rio de Janeiro · Porto Alegre · Recife [Care College from €27.50/mo](/en/insurance-plans/care-college/overview/) Turkey Istanbul · Ankara · Izmir [Care College from €27.50/mo](/en/insurance-plans/care-college/overview/) Vietnam Hanoi · Ho Chi Minh City (TestAS often required) [Care College from €27.50/mo](/en/insurance-plans/care-college/overview/) Egypt Cairo · Alexandria [Care College from €27.50/mo](/en/insurance-plans/care-college/overview/) Indonesia Jakarta · Surabaya [Care College from €27.50/mo](/en/insurance-plans/care-college/overview/) Colombia Bogotá · Cali · Medellín [Care College from €27.50/mo](/en/insurance-plans/care-college/overview/) ## Frequently asked questions about language-school health insurance in Germany ## Frequently Asked Questions Why not use DAK-Gesundheit for a language school? GKV is only available for matriculated university students — language-school participants must use a private Incoming insurance like Care College (from €27.50/month, up to age 29, Basic tier). Does Care College count for my later student visa? Once you start the actual degree, you switch to DAK-Gesundheit (under 30) or Care Student. Care College is accepted for the language-course visa. Which tier do I need? From €27.50/month (Care College) or €101.54/month (Care Student under § 5 SGB V): Most embassies accept the Basic tier for the language-course visa. Comfort and Premium add extras like single hospital room and dental — choose based on your personal needs. Does Goethe-Institut, Carl Duisberg or DID accept Care College? In our experience yes — Care College is a HanseMerkur Incoming policy that meets § 5 AufenthG insurance proof, and the bilingual German/English certificate is typically accepted by Goethe-Institut, Carl Duisberg Centren, DID Deutsch-Institut and other major language schools for the Sprachkursvisum. Final acceptance is decided case-by-case by the school's enrolment office. How long does the German language-course visa (§ 16f AufenthG) take? Embassy processing for the Sprachkursvisum typically takes 4–8 weeks, sometimes longer at high-volume posts (Delhi, Lagos, Tehran, Bogotá). You can only book the visa appointment with a valid insurance certificate, so buying Care College early (PDF within minutes) is what unblocks the embassy slot. Do I need health insurance for a language course in Germany? Yes. If you need a visa for your language course (national visa D or Schengen visa), health insurance is mandatory — an insurance certificate is required for the visa application. Care College offers medical coverage from €27.50/month for language students up to age 40, with instant confirmation for the embassy. Even EU citizens without visa requirements should have insurance — medical costs in Germany are high. What's the cheapest insurance for a short German course? For courses under 92 days, Care Visa Protect starts at €0.85/day (minimum €8.50). For longer courses, Care College offers monthly insurance coverage from €27.50/month. Both insurance plans provide instant PDF insurance certificate accepted by German embassies and language schools. [Apply for Care College from €27.50/month →](/en/insurance-plans/care-college/overview/) Can I switch from language course insurance to public health insurance later? Yes — once you enrol at a German university and are under 30, you become eligible for statutory health insurance (GKV). Care College bridges the gap between your language course and university enrolment as an incoming insurance policy. Many students at TU München or Humboldt-Universität Berlin follow exactly this path. How long does the visa for a German language course take? Processing the national visa D for a language course (visa for German course in Germany, § 16f AufenthG) typically takes 4–8 weeks at most German consulates — depending on country and season. A complete file with the bilingual incoming insurance certificate (Care College PDF) on the embassy appointment day helps avoid the most common reason for rejections: missing or incorrect health insurance documentation. Final processing time and acceptance rest with the consulate. Is Care College accepted at Goethe-Institut, Carl Duisberg Centren and DSH preparation programmes? Care College is regularly used by international students at Goethe-Institut, Carl Duisberg Centren, DSH preparation and Studienkolleg programmes as proof of health insurance for enrolment and visa. The bilingual PDF certificate is typically issued within minutes and lists coverage, validity period and insurer contact — the data points German language schools and embassies usually require. Acceptance always remains an individual decision of the school and consulate. [Apply for Care College from €27.50/month →](/en/insurance-plans/care-college/overview/) 4.9/5 458 customer responses · [our own survey](/en/review-methodology/) Over 10,000 policies issued · Since 2009 ## Course start booked? Lock in the embassy-recognised language-course tariff. [Care College from €27.50/month (up to 5 years) ](/en/insurance-plans/care-college/overview/)[Care Student (30+) from €101.54/month (up to 5 years) ](/en/insurance-plans/care-student/overview/) [🔍 Plan Finder](/en/tariffinder-germany/)[📋 All Plans](/en/product-overview-germany/) 🏛️ Authority-approved 📄 Instant proof 🔒 DAK / HanseMerkur 🏷️ Transparent pricing Editorial guidance only. Embassy and immigration-office requirements can vary by consulate, city and individual file; final acceptance always rests with the responsible authority. [Imprint (German)](/impressum/)[Privacy (German)](/datenschutz/)[Contact (German)](/kontakt/) Copyright © 2026 Health insurance for foreigners, foreign guests and visitors in Germany and the EU. All rights reserved. All information without guarantee, errors excepted. Note: The content of this site is for general information and orientation purposes only. It does not constitute legal or insurance advice. For binding information, please contact the responsible Ausländerbehörde (foreigners' authority) or a lawyer. Last updated: September 9, 2026.