--- title: "From €51/mo · MA 35 Vienna residence permit insurance" description: "MA 35 Vienna & every Bezirkshauptmannschaft: health insurance proof for the Austrian residence permit. Care Austria from €51/month, § 11 NAG, RWR-Karte plus." lang: en json-ld: | [ { "@context": "https://schema.org", "@type": "Organization", "name": "Krankenversicherung-Auslaender.de", "url": "https://www.krankenversicherung-auslaender.de/", "logo": "https://www.krankenversicherung-auslaender.de/images/logo.jpg", "contactPoint": { "@type": "ContactPoint", "telephone": "+49-228-97735-44", "contactType": "customer service", "availableLanguage": [ "German", "English" ] } }, { "@context": "https://schema.org", "@type": "WebSite", "name": "Krankenversicherung-Auslaender.de", "url": "https://www.krankenversicherung-auslaender.de/", "inLanguage": [ "de", "en" ], "publisher": { "@type": "Organization", "name": "Krankenversicherung-Auslaender.de" } }, { "@context": "https://schema.org", "@type": "InsuranceAgency", "name": "Krankenversicherung für Ausländer", "url": "https://www.krankenversicherung-auslaender.de", "alternateName": [ "Krankenversicherung Ausländer Deutschland", "Krankenversicherung für Ausländer", "Health insurance for foreigners in Germany", "Insurance for expats in Germany", "Insurance for international students in Germany" ], "logo": "https://www.krankenversicherung-auslaender.de/images/logo.jpg", "image": "https://www.krankenversicherung-auslaender.de/images/og/og-krankenversicherung-auslaender.webp", "areaServed": [ "DE", "AT", "EU" ], "audience": { "@type": "Audience", "audienceType": "Foreigners, expats, international students and visa applicants in Germany", "geographicArea": { "@type": "Country", "name": "DE" } }, "knowsAbout": [ "Krankenversicherung Ausländer Deutschland", "Schengen-Visum Krankenversicherung", "Studentische Krankenversicherung", "Expat Krankenversicherung", "Incoming-Versicherung", "Sperrkonto Deutschland" ], "contactPoint": { "@type": "ContactPoint", "telephone": "+49 228 97735-44", "contactType": "customer service", "availableLanguage": [ "German", "English" ] }, "sameAs": [ "https://www.wikidata.org/wiki/Q316831", "https://de.wikipedia.org/wiki/Krankenversicherung", "https://en.wikipedia.org/wiki/Health_insurance" ] }, { "@context": "https://schema.org", "@type": "Person", "name": "Steffan Grund", "jobTitle": "Versicherungsexperte für Krankenversicherung Ausländer", "knowsAbout": [ "Krankenversicherung für Ausländer in Deutschland", "Schengen-Visum Krankenversicherung", "GKV-Befreiung Studenten", "Aufenthaltstitel Krankenversicherung", "Incoming-Versicherung" ], "worksFor": { "@type": "InsuranceAgency", "name": "Krankenversicherung für Ausländer", "url": "https://www.krankenversicherung-auslaender.de" }, "url": "/impressum/", "sameAs": [ "https://www.krankenversicherung-auslaender.de/impressum/" ] }, [ { "@context": "https://schema.org", "@type": "Article", "headline": "MA 35 Vienna: health insurance proof for your Austrian residence permit — Care Austria from €51/month", "description": "MA 35 Vienna & every Bezirkshauptmannschaft: health insurance proof for the Austrian residence permit. Care Austria from €51/month, § 11 NAG, RWR-Karte plus.", "author": { "@type": "Person", "name": "Steffan Grund", "sameAs": [ "https://www.krankenversicherung-auslaender.de/impressum/" ] }, "reviewedBy": { "@type": "Person", "name": "Steffan Grund", "sameAs": [ "https://www.krankenversicherung-auslaender.de/impressum/" ] }, "publisher": { "@type": "Organization", "name": "Krankenversicherung für Ausländer", "logo": { "@type": "ImageObject", "url": "https://www.krankenversicherung-auslaender.de/images/logo.jpg" }, "sameAs": [ "https://www.wikidata.org/wiki/Q316831", "https://de.wikipedia.org/wiki/Krankenversicherung", "https://en.wikipedia.org/wiki/Health_insurance" ] }, "datePublished": "2026-08-13", "dateModified": "2026-07-29", "mainEntityOfPage": { "@type": "WebPage", "@id": "https://www.krankenversicherung-auslaender.de/en/ma35-vienna-health-insurance-proof-residence-permit-austria/" }, "image": "https://www.krankenversicherung-auslaender.de/og-austria-students.jpg", "about": [ { "@type": "Thing", "name": "MA 35 Vienna residence permit health insurance proof" }, { "@type": "Thing", "name": "Bezirkshauptmannschaft Aufenthaltstitel Austria" }, { "@type": "Thing", "name": "Red-White-Red Card plus § 41a NAG" }, { "@type": "Thing", "name": "EU Blue Card Austria § 42 NAG" }, { "@type": "Thing", "name": "Niederlassungsbewilligung § 41 NAG" }, { "@type": "Thing", "name": "Aufenthaltsbewilligung Studierende § 64 NAG" }, { "@type": "Thing", "name": "Family reunification permit § 47 NAG" }, { "@type": "Thing", "name": "Daueraufenthalt-EU § 45 NAG" }, { "@type": "Thing", "name": "§ 11 Abs. 2 Z 3 NAG insurance requirement" } ], "mentions": [ { "@type": "Thing", "name": "DAK-Gesundheit", "url": "https://de.wikipedia.org/wiki/DAK-Gesundheit" }, { "@type": "Thing", "name": "Techniker Krankenkasse", "url": "https://en.wikipedia.org/wiki/Techniker_Krankenkasse" }, { "@type": "Thing", "name": "AOK", "url": "https://en.wikipedia.org/wiki/AOK" }, { "@type": "Thing", "name": "SGB V (German Social Code Book V)", "url": "https://de.wikipedia.org/wiki/Sozialgesetzbuch_(F%C3%BCnftes_Buch)" }, { "@type": "Thing", "name": "Healthcare in Germany", "url": "https://en.wikipedia.org/wiki/Healthcare_in_Germany" }, { "@type": "Thing", "name": "HanseMerkur", "url": "https://de.wikipedia.org/wiki/HanseMerkur" } ], "timeRequired": "PT10M", "inLanguage": [ "en", "de-AT" ], "speakable": { "@type": "SpeakableSpecification", "cssSelector": [ "[data-aeo='answer-lead']", "[data-aeo='answer']", "h1" ] } } ], { "@context": "https://schema.org", "@type": "BreadcrumbList", "itemListElement": [ { "@type": "ListItem", "position": 1, "name": "Home", "item": "https://www.krankenversicherung-auslaender.de/en/" }, { "@type": "ListItem", "position": 2, "name": "Austria", "item": "https://www.krankenversicherung-auslaender.de/en/health-insurance-foreigners-austria/" }, { "@type": "ListItem", "position": 3, "name": "Austria health insurance guide", "item": "https://www.krankenversicherung-auslaender.de/en/austria-health-insurance-guide-foreigners/" }, { "@type": "ListItem", "position": 4, "name": "MA 35 Vienna residence permit insurance", "item": "https://www.krankenversicherung-auslaender.de/en/ma35-vienna-health-insurance-proof-residence-permit-austria/" } ] }, { "@context": "https://schema.org", "@type": "Person", "name": "Steffan Grund", "jobTitle": "Versicherungsexperte für Krankenversicherung Ausländer", "knowsAbout": [ "MA 35 Vienna residence permit insurance proof", "Bezirkshauptmannschaft Aufenthaltsbewilligung", "Red-White-Red Card plus § 41a NAG", "EU Blue Card Austria § 42 NAG", "Niederlassungsbewilligung Schlüsselkraft § 41 NAG", "Aufenthaltsbewilligung Studierende § 64 NAG", "Aufenthaltstitel renewal Austria", "Daueraufenthalt-EU permanent residence Austria", "Third-country national residence permit Austria", "Care Austria recognised health insurance proof" ], "worksFor": { "@type": "InsuranceAgency", "name": "Krankenversicherung für Ausländer", "url": "https://www.krankenversicherung-auslaender.de" }, "sameAs": [ "https://www.krankenversicherung-auslaender.de/impressum/" ] }, { "@context": "https://schema.org", "@type": "InsuranceAgency", "name": "Krankenversicherung für Ausländer", "url": "https://www.krankenversicherung-auslaender.de", "alternateName": [ "Krankenversicherung Ausländer Deutschland", "Krankenversicherung für Ausländer", "Health insurance for foreigners in Germany", "Insurance for expats in Germany", "Insurance for international students in Germany" ], "logo": "https://www.krankenversicherung-auslaender.de/images/logo.jpg", "image": "https://www.krankenversicherung-auslaender.de/images/og/og-krankenversicherung-auslaender.webp", "areaServed": [ "DE", "AT", "EU" ], "audience": { "@type": "Audience", "audienceType": "Foreigners, expats, international students and visa applicants in Germany", "geographicArea": { "@type": "Country", "name": "DE" } }, "knowsAbout": [ "Krankenversicherung Ausländer Deutschland", "Schengen-Visum Krankenversicherung", "Studentische Krankenversicherung", "Expat Krankenversicherung", "Incoming-Versicherung", "Sperrkonto Deutschland" ], "contactPoint": { "@type": "ContactPoint", "telephone": "+49 228 97735-44", "contactType": "customer service", "availableLanguage": [ "German", "English" ] }, "sameAs": [ "https://www.wikidata.org/wiki/Q316831", "https://de.wikipedia.org/wiki/Krankenversicherung", "https://en.wikipedia.org/wiki/Health_insurance" ] }, { "@context": "https://schema.org", "@type": "HowTo", "name": "How to get MA 35-compliant health insurance proof for the Austrian residence permit", "description": "Five steps to a recognised Versicherungsnachweis for MA 35 Vienna and every Bezirkshauptmannschaft in Austria — first application and renewal.", "inLanguage": "en", "step": [ { "@type": "HowToStep", "position": 1, "name": "Book the MA 35 / Bezirkshauptmannschaft appointment", "text": "Reserve your slot online (wien.gv.at/amtshelfer for MA 35 Vienna; the federal-state portal for every Bezirkshauptmannschaft) and download the document checklist. The line 'Nachweis ausreichenden Krankenversicherungsschutzes' (§ 11 Abs. 2 Z 3 NAG) is always mandatory." }, { "@type": "HowToStep", "position": 2, "name": "Collect the mandatory data", "text": "Have your full name exactly as printed in the passport, planned stay duration, requested insurance start date and Hauptwohnsitz Bundesland ready." }, { "@type": "HowToStep", "position": 3, "name": "Apply for Care Austria online", "text": "Choose the Care Austria variant (Standard or 364-day) that matches your planned stay and submit the online application. The PDF Versicherungsbestätigung is issued by email within minutes — subject to successful application and identity check under the insurer's terms (HanseMerkur AVB 2025)." }, { "@type": "HowToStep", "position": 4, "name": "Cross-check the PDF certificate", "text": "Verify: name = passport, validity gap-free from the planned entry date, Austria as geographical scope, insurer (HanseMerkur) and policy number visible, German or English language, inpatient coverage included." }, { "@type": "HowToStep", "position": 5, "name": "Attend the appointment with printout", "text": "Bring the printed PDF (and your passport, accommodation proof, Unterhaltsmittel evidence) to the MA 35 Wien office in Dresdner Straße 93 or to your Bezirkshauptmannschaft. The Aufenthaltstitel is typically issued within 4–8 weeks of a complete file." } ], "totalTime": "PT15M", "speakable": { "@type": "SpeakableSpecification", "cssSelector": [ "[data-howto='step']", "[data-aeo='answer']", "h1" ] } }, { "@context": "https://schema.org", "@type": "HowTo", "name": "How to renew an Austrian residence permit at MA 35 or Bezirkshauptmannschaft", "description": "Four-step renewal process for any Aufenthaltstitel in Austria — including the mandatory gap-free Versicherungsnachweis.", "inLanguage": "en", "step": [ { "@type": "HowToStep", "position": 1, "name": "Mind the deadline", "text": "Submit the renewal application no earlier than three months before expiry and no later than the last day of validity. Missing the deadline turns the case into a new first-time application and risks a residence gap." }, { "@type": "HowToStep", "position": 2, "name": "Keep insurance gap-free", "text": "Renew Care Austria (364-day variant) online so the new policy start date follows directly on the old one — no day uncovered." }, { "@type": "HowToStep", "position": 3, "name": "Book the renewal appointment", "text": "Reserve a slot on wien.gv.at (MA 35) or on the Bezirkshauptmannschaft portal of your federal state." }, { "@type": "HowToStep", "position": 4, "name": "Submit the documents", "text": "Passport, expiring residence permit, Meldezettel (ZMR), proof of income (Unterhaltsmittel), and the new health insurance proof. The Care Austria PDF satisfies § 11 Abs. 2 Z 3 NAG." } ], "totalTime": "PT20M", "speakable": { "@type": "SpeakableSpecification", "cssSelector": [ "[data-howto='step']", "[data-aeo='answer']", "h1" ] } }, { "@context": "https://schema.org", "@type": "FAQPage", "speakable": { "@type": "SpeakableSpecification", "cssSelector": [ "[data-aeo=\"answer\"]", ".faq-answer" ] }, "mainEntity": [ { "@type": "Question", "name": "What health insurance proof does MA 35 Vienna require for the residence permit?", "acceptedAnswer": { "@type": "Answer", "text": "MA 35 requires proof of comprehensive health insurance under § 11 Abs. 2 Z 3 NAG covering your entire planned stay in Austria. The document must be in German or English, name the insured person exactly as in the passport, cover an unbroken period from the planned entry date, and explicitly include Austria as the geographical scope plus inpatient coverage. Care Austria from €51/month satisfies all these fields — the PDF certificate is emailed within minutes after a successful application, subject to the insurer's terms (HanseMerkur AVB 2025)." } }, { "@type": "Question", "name": "Is Care Austria accepted by MA 35 Wien and every Bezirkshauptmannschaft?", "acceptedAnswer": { "@type": "Answer", "text": "Yes — Care Austria is regularly accepted as Versicherungsnachweis by MA 35 Wien and by every Austrian Bezirkshauptmannschaft (Graz, Linz, Salzburg, Innsbruck, Klagenfurt, Bregenz, Eisenstadt, St. Pölten). Final acceptance rests with the individual authority on a case-by-case basis under § 11 (2) Z 3 NAG. The certificate is issued by email within minutes after a successful online application — ready for your appointment." } }, { "@type": "Question", "name": "What happens at the MA 35 appointment without an insurance certificate?", "acceptedAnswer": { "@type": "Answer", "text": "MA 35 typically sets the file aside (Zurückstellung) and grants a short re-submission deadline. Missing that deadline leads to rejection of the residence-permit application. You can avoid the risk by purchasing Care Austria online — the PDF certificate arrives in your inbox within minutes." } }, { "@type": "Question", "name": "How long does MA 35 Vienna take to issue a first residence permit?", "acceptedAnswer": { "@type": "Answer", "text": "A complete first-time file (Aufenthaltsbewilligung, Red-White-Red Card plus, EU Blue Card) is typically decided in 4–8 weeks at MA 35 Wien. Bezirkshauptmannschaften outside Vienna are often a little faster. Times depend on workload and completeness of the documents. Source: wien.gv.at, MA 35." } }, { "@type": "Question", "name": "How do I renew an Austrian residence permit at MA 35 or Bezirkshauptmannschaft?", "acceptedAnswer": { "@type": "Answer", "text": "Care Austria 364-day variant is commonly used because the validity window matches the standard renewal cycle. Submit the renewal earliest three months before expiry, latest on the last day of validity. Bring passport, expiring Aufenthaltstitel, Meldezettel, Unterhaltsmittel proof and a gap-free insurance certificate." } }, { "@type": "Question", "name": "What is the Red-White-Red Card plus (§ 41a NAG) and which insurance fits it?", "acceptedAnswer": { "@type": "Answer", "text": "MA 35 requires comprehensive health-insurance proof for the application; Care Austria Standard is a recognised option until ÖGK Pflichtversicherung starts via the employer. The Red-White-Red Card plus (RWR-Karte plus) is an Austrian residence permit with unrestricted labour-market access, typically granted to family members of EU/EEA citizens, Austrians or key workers." } }, { "@type": "Question", "name": "Does the EU Blue Card Austria (§ 42 NAG) need a private health insurance certificate?", "acceptedAnswer": { "@type": "Answer", "text": "Yes — at the first application MA 35 (or the responsible Bezirkshauptmannschaft) requires proof of comprehensive cover under § 11 Abs. 2 Z 3 NAG. ÖGK Pflichtversicherung only starts once the employment contract is active and the employer has registered you, so Care Austria from €51/month is commonly used as a bridge between entry and ÖGK enrolment." } }, { "@type": "Question", "name": "Can I work in Austria with a student residence permit?", "acceptedAnswer": { "@type": "Answer", "text": "Yes — non-EU students on the Aufenthaltsbewilligung Studierende (§ 64 NAG) may work up to 20 hours per week during the semester (Bachelor/Master); PhD candidates have no statutory cap. Holders of the Red-White-Red Card plus, EU Blue Card or Niederlassungsbewilligung Schlüsselkraft have unrestricted labour-market access. Crossing the Geringfügigkeitsgrenze (€551.10/month, Stand 2025) triggers automatic ÖGK Pflichtversicherung. Keep Care Austria active until ÖGK confirms cover." } }, { "@type": "Question", "name": "How long until I can apply for Daueraufenthalt-EU (permanent residence) in Austria?", "acceptedAnswer": { "@type": "Answer", "text": "After five years of continuous lawful stay on a residence permit, third-country nationals can apply for Daueraufenthalt-EU under § 45 NAG — an open-ended settlement permit with EU-wide mobility. The application still requires a Versicherungsnachweis. Anyone not yet covered by ÖGK at that point can use Care Austria as a gap-free bridge." } }, { "@type": "Question", "name": "Do I need a German translation if my certificate is in English?", "acceptedAnswer": { "@type": "Answer", "text": "No — MA 35 routinely accepts German and English certificates. Documents in other languages typically require a certified translation. Care Austria certificates are issued in German (and English wording is provided on request), so no translation step is needed." } }, { "@type": "Question", "name": "What if I miss the MA 35 deadline without an insurance certificate?", "acceptedAnswer": { "@type": "Answer", "text": "MA 35 typically grants a short deadline to provide the missing document. Failure to meet it results in rejection of the residence permit application. You can avoid this by purchasing Care Austria online – the certificate is in your inbox within minutes. See our product overview for all options." } }, { "@type": "Question", "name": "What is the Red-White-Red Card plus (Niederlassungsbewilligung) and how do I prove health insurance?", "acceptedAnswer": { "@type": "Answer", "text": "The Red-White-Red Card plus (§ 41a NAG) is an Austrian residence permit with unrestricted labour-market access, usually granted to family members of skilled workers or EU/EEA citizens. MA 35 requires proof of comprehensive health insurance for the application. Care Austria Standard is a common solution – PDF certificate by email after online application." } }, { "@type": "Question", "name": "How does the EU Blue Card Austria work and what health insurance is accepted?", "acceptedAnswer": { "@type": "Answer", "text": "The EU Blue Card (§ 42 NAG) is for highly-qualified third-country nationals with a university degree and a minimum salary (1.5× Austrian average gross). It grants unrestricted labour-market access. For the MA 35 / Bezirkshauptmannschaft application you must show proof of health insurance covering Austria. Care Austria Standard is commonly used as a bridge until ÖGK statutory coverage kicks in via the employment contract – see our full product overview." } } ] }, { "@context": "https://schema.org", "@type": "QAPage", "inLanguage": "en", "mainEntity": { "@type": "Question", "name": "What health insurance proof does MA 35 Vienna require for the residence permit?", "text": "What health insurance proof does MA 35 Vienna require for the residence permit?", "author": { "@type": "Person", "name": "Steffan Grund", "url": "https://www.krankenversicherung-auslaender.de/impressum/" }, "datePublished": "2026-08-13", "upvoteCount": 0, "answerCount": 1, "acceptedAnswer": { "@type": "Answer", "text": "MA 35 requires proof of comprehensive health insurance under § 11 Abs. 2 Z 3 NAG covering your entire planned stay in Austria. The document must be in German or English, name the insured person exactly as in the passport, cover an unbroken period from the planned entry date, and explicitly include Austria as the geographical scope plus inpatient coverage. Care Austria from €51/month satisfies all these fields — the PDF certificate is emailed within minutes after a successful application, subject to the insurer's terms (HanseMerkur AVB 2025).", "url": "https://www.krankenversicherung-auslaender.de/en/ma35-vienna-health-insurance-proof-residence-permit-austria/", "author": { "@type": "Person", "name": "Steffan Grund", "url": "https://www.krankenversicherung-auslaender.de/impressum/" }, "datePublished": "2026-08-13", "upvoteCount": 0 } } }, { "@context": "https://schema.org", "@type": "DefinedTermSet", "name": "MA 35 Vienna and Austrian residence-permit terminology", "inLanguage": "en", "publisher": { "@type": "Organization", "name": "Krankenversicherung für Ausländer", "url": "https://www.krankenversicherung-auslaender.de" }, "hasDefinedTerm": [ { "@type": "DefinedTerm", "name": "MA 35", "description": "Magistratsabteilung 35 (Municipal Department 35) — Immigration and Citizenship office of the City of Vienna, at Dresdner Straße 93, 1200 Wien.", "inDefinedTermSet": "MA 35 Vienna and Austrian residence-permit terminology" }, { "@type": "DefinedTerm", "name": "Bezirkshauptmannschaft (BH)", "description": "First-instance district authority outside Vienna; responsible for residence permits in the other eight federal states (Graz, Linz, Salzburg, Innsbruck, Klagenfurt, Bregenz, Eisenstadt, St. Pölten).", "inDefinedTermSet": "MA 35 Vienna and Austrian residence-permit terminology" }, { "@type": "DefinedTerm", "name": "Aufenthaltstitel", "description": "Umbrella term for every Austrian residence permit — Aufenthaltsbewilligung, Niederlassungsbewilligung, Red-White-Red Card plus and Daueraufenthalt-EU.", "inDefinedTermSet": "MA 35 Vienna and Austrian residence-permit terminology" }, { "@type": "DefinedTerm", "name": "Aufenthaltsbewilligung", "description": "Time-limited residence permit tied to a specific purpose (study, research, family). Renewable yearly.", "inDefinedTermSet": "MA 35 Vienna and Austrian residence-permit terminology" }, { "@type": "DefinedTerm", "name": "Niederlassungsbewilligung", "description": "Settlement permit for longer stays — typically employment-based, leading toward permanent residence after five years.", "inDefinedTermSet": "MA 35 Vienna and Austrian residence-permit terminology" }, { "@type": "DefinedTerm", "name": "Red-White-Red Card plus", "description": "Aufenthaltstitel with unrestricted access to the Austrian labour market under § 41a NAG, granted mainly to family members of EU/EEA citizens or key workers.", "inDefinedTermSet": "MA 35 Vienna and Austrian residence-permit terminology" }, { "@type": "DefinedTerm", "name": "EU Blue Card", "description": "Residence and work permit for highly-qualified third-country nationals under § 42 NAG. Requires a university degree and at least 1.5× the Austrian gross average salary.", "inDefinedTermSet": "MA 35 Vienna and Austrian residence-permit terminology" }, { "@type": "DefinedTerm", "name": "Daueraufenthalt-EU", "description": "Open-ended settlement permit available to third-country nationals after five years of continuous lawful stay (§ 45 NAG); offers EU-wide mobility.", "inDefinedTermSet": "MA 35 Vienna and Austrian residence-permit terminology" }, { "@type": "DefinedTerm", "name": "§ 11 NAG", "description": "General requirements for issuing any Austrian residence permit — including health insurance proof, accommodation and sufficient means of subsistence.", "inDefinedTermSet": "MA 35 Vienna and Austrian residence-permit terminology" }, { "@type": "DefinedTerm", "name": "§ 64 NAG", "description": "Student residence permit (Aufenthaltsbewilligung Studierende) for non-EU students at Austrian universities and Fachhochschulen.", "inDefinedTermSet": "MA 35 Vienna and Austrian residence-permit terminology" }, { "@type": "DefinedTerm", "name": "§ 41a NAG", "description": "Legal basis for the Red-White-Red Card plus — third-country family members with unrestricted labour-market access.", "inDefinedTermSet": "MA 35 Vienna and Austrian residence-permit terminology" }, { "@type": "DefinedTerm", "name": "ZMR / Meldezettel", "description": "Zentrales Melderegister — the Austrian residence registration system. The Meldezettel form proves your Hauptwohnsitz address and is part of every MA 35 file.", "inDefinedTermSet": "MA 35 Vienna and Austrian residence-permit terminology" }, { "@type": "DefinedTerm", "name": "Drittstaatsangehörige", "description": "Third-country nationals — citizens of countries outside the EU, EEA and Switzerland; usually need a residence permit to stay longer than 90 days.", "inDefinedTermSet": "MA 35 Vienna and Austrian residence-permit terminology" }, { "@type": "DefinedTerm", "name": "Versicherungsnachweis", "description": "Written proof of comprehensive health insurance — a mandatory document at every first application and renewal under § 11 Abs. 2 Z 3 NAG.", "inDefinedTermSet": "MA 35 Vienna and Austrian residence-permit terminology" }, { "@type": "DefinedTerm", "name": "Unterhaltsmittel", "description": "Proof of sufficient means of subsistence (income, scholarship, blocked account) — checked alongside the insurance proof.", "inDefinedTermSet": "MA 35 Vienna and Austrian residence-permit terminology" }, { "@type": "DefinedTerm", "name": "VFS Global Vienna", "description": "Service provider that processes Austrian Schengen-visa applications in selected countries before MA 35 / Bezirkshauptmannschaft becomes responsible inside Austria.", "inDefinedTermSet": "MA 35 Vienna and Austrian residence-permit terminology" } ] }, { "@context": "https://schema.org", "@type": "HowTo", "name": "Schengen-ready in 3 steps", "description": "Proof of insurance for Schengen visa applications, including the €30,000 minimum-coverage requirement.", "inLanguage": "en", "step": [ { "@type": "HowToStep", "position": 1, "name": "Pick the right plan", "text": "Care Visa Protect for short Schengen stays · Care Economy for the Opportunity Card or longer visitor stays." }, { "@type": "HowToStep", "position": 2, "name": "Apply online", "text": "Enter passport, travel dates and destination. For Care Visa Protect, purchase before entry when required." }, { "@type": "HowToStep", "position": 3, "name": "Submit your proof", "text": "Receive the PDF certificate after successful online application and submit it with your visa or authority documents." } ], "totalTime": "PT10M", "speakable": { "@type": "SpeakableSpecification", "cssSelector": [ "[data-howto='step']", "[data-aeo='answer']", "h1" ] } }, { "@context": "https://schema.org", "@type": "ItemList", "name": "Austrian residence-permit authorities by federal state", "itemListOrder": "https://schema.org/ItemListOrderAscending", "numberOfItems": 9, "inLanguage": "en", "itemListElement": [ { "@type": "ListItem", "position": 1, "name": "Vienna — MA 35 — Municipal Department 35, Immigration and Citizenship" }, { "@type": "ListItem", "position": 2, "name": "Graz — Bezirkshauptmannschaft Graz-Umgebung / Magistrat Graz" }, { "@type": "ListItem", "position": 3, "name": "Linz — Magistrat Linz — Aufenthaltsbehörde" }, { "@type": "ListItem", "position": 4, "name": "Salzburg — BH Salzburg-Umgebung / Magistrat Salzburg" }, { "@type": "ListItem", "position": 5, "name": "Innsbruck — BH Innsbruck / Stadtmagistrat Innsbruck" }, { "@type": "ListItem", "position": 6, "name": "Klagenfurt — Magistrat Klagenfurt — Aufenthaltsbehörde" }, { "@type": "ListItem", "position": 7, "name": "Bregenz (Vorarlberg) — BH Bregenz — Aufenthaltsbehörde" }, { "@type": "ListItem", "position": 8, "name": "Eisenstadt (Burgenland) — BH Eisenstadt-Umgebung / Magistrat Eisenstadt" }, { "@type": "ListItem", "position": 9, "name": "St. Pölten (Lower Austria) — Magistrat St. Pölten — Aufenthaltsbehörde" } ] } ] --- EN [+49 228 97735-44](tel:+4922897735-44)· German & English spoken [Health Insurance for Foreigners in Germany ](/en/) - Foreigners in Germany - Visa & Schengen - Studies & Language School - Expats - Employees - Retirees - Blocked Account - Guides [All tariffs](/en/product-overview-germany/)[Find a tariff](/en/tariffinder-germany/) [Find a tariff](/en/tariffinder-germany/) Language Deutsch English العربية Main areas 🌍 Foreigners in Germany [Overview →](/en/health-insurance-foreigners-germany/) Audiences & situations [Overview — all foreigners in GermanyThe umbrella hub: every visa, every audience, recognised cover under § 5 AufenthG — start here. ](/en/health-insurance-foreigners-germany/)[Visa & SchengenFast insurance proof for embassy/foreigners' authority — short stays, Schengen visa, family visit. ](/en/health-insurance-visa-foreigners-germany/)[Studies & Language SchoolAffordable long-term health insurance for international students, Studienkolleg, German courses, exchange students and PhD candidates. ](/en/health-insurance-foreign-students-germany/)[Expats (long-term)Affordable long-term health insurance for expats, international skilled workers, freelancers and their families. ](/en/expat-health-insurance-germany/)[Employees (job start)Foreign employees, skilled workers with work visa, seasonal workers and people in the recognition procedure. ](/en/health-insurance-foreign-employees-germany/)[Retirees / parent reunificationAffordable long-term health insurance for foreign retirees, seniors and their partners, family visits. ](/en/health-insurance-foreign-retirees-germany/) More topics [Blocked account & visaAccepted for visa, Opportunity Card and university enrolment. ](/en/blocked-account-visa-germany/)[AustriaAffordable long-term health insurance for Austria. ](/en/health-insurance-foreigners-austria/)[Au-pair health insuranceAffordable health insurance for au-pairs in Germany, Austria & Switzerland — from €21/month. ](/en/au-pair-health-insurance-germany/)[Guides & FAQThe most common mistakes — and how to avoid them in 2 minutes. ](/en/guide-health-insurance-germany/)[Costs & benefitsWhat does it really cost? Compare tariffs, prices and benefits. ](/en/guide-health-insurance-germany/costs-benefits-germany/) Get started [Find a tariff Find the right insurance. ](/en/tariffinder-germany/)[All tariffs Overview of all tariffs. ](/en/product-overview-germany/) ✈️ Visa & Schengen [Overview →](/en/health-insurance-visa-foreigners-germany/) Audiences & situations [Overview — visa & SchengenThe visa umbrella hub: Schengen, national D-visa, short stay and family reunification at a glance. ](/en/health-insurance-visa-foreigners-germany/)[Schengen visa (up to 90 days)Fast health insurance proof for the Schengen visa — meet embassy requirements and avoid common mistakes. ](/en/health-insurance-visa-foreigners-germany/schengen-visa-health-insurance-germany/)[Short stay without visaAffordable health insurance for tourist and visa-free stays — easy, flexible and quick to apply online. ](/en/health-insurance-visa-foreigners-germany/short-stay-health-insurance-germany/)[Visitors & parent visits (3 months to 5 years)Cover for visitors and parents — for stays from 3 months to 5 years, affordable and online. ](/en/health-insurance-visa-foreigners-germany/foreign-visitors-visa-health-insurance-germany/)[Family reunificationFamily reunification: the right insurance proof for partner & children — so the application doesn't fail on missing documents. ](/en/guide-health-insurance-germany/faq-germany/family-reunification-which-health-insurance-is-commonly-required-germany/) Info & requirements [Insurance proof for the visaWhich insurance proofs embassies and immigration offices actually require. ](/en/guide-health-insurance-germany/visa-residence-germany/insurance-proof-visa-germany/)[Schengen insurance requirementsMinimum coverage, repatriation and validity area — so your proof doesn't fail on formalities. ](/en/guide-health-insurance-germany/visa-residence-germany/requirements-schengen-health-insurance-germany/)[Documents & checklistWhich documents to prepare before the visa application — to avoid delays. ](/en/guide-health-insurance-germany/visa-residence-germany/documents-checklist-german-visa-health-insurance-germany/)[Avoid rejectionThe most common mistakes with visa, proof and insurance — and what embassies pay particular attention to. ](/en/guide-health-insurance-germany/visa-residence-germany/avoid-rejection-of-insurance-proof-for-german-visa-germany/) Get started [Find a tariff Find the right insurance. ](/en/tariffinder-germany/)[All tariffs Overview of all tariffs. ](/en/product-overview-germany/) 🎓 Studies & Language School [Overview →](/en/health-insurance-foreign-students-germany/) Audiences & situations [Overview — students & language schoolThe student umbrella hub: GKV, private student insurance, language course, Studienkolleg, exchange and PhD at a glance. ](/en/health-insurance-foreign-students-germany/)[International studentsAffordable health insurance for international students — with quick proof for enrolment, visa and study start. ](/en/health-insurance-foreign-students-germany/)[Language school & German courseThe right insurance proof for language school & German course — so visa, embassy appointment and course start don't fail. ](/en/guide-health-insurance-germany/health-insurance-students-germany/health-insurance-language-course-before-study-differences-typical-mistakes-germany/)[StudienkollegAffordable health insurance for Studienkolleg — with quick proof for embassy, immigration office and course start, plus online application. ](/en/guide-health-insurance-germany/health-insurance-students-germany/preparatory-college-health-insurance-proof-registration-residence-germany/)[Exchange students & PhD candidatesSuitable health insurance for foreign exchange students & PhD candidates — for studies, exchange programmes, research and PhDs, with online application incl. insurance proof. ](/en/guide-health-insurance-germany/health-insurance-students-germany/exchange-students-phd-students-health-insurance-germany/) Info & decisions [Statutory or private student insurance?Statutory health insurance or private student insurance? Find out what really fits your status and study path. ](/en/guide-health-insurance-germany/health-insurance-students-germany/statutory-or-private-student-health-insurance-germany/)[Student visa & proofWhich insurance proofs really count for visa, university enrolment and authorities. ](/en/guide-health-insurance-germany/health-insurance-students-germany/health-insurance-proof-enrollment-university-germany/)[GKV exemptionExemption from statutory insurance: what to know before deciding — so it doesn't become a problem later. ](/en/guide-health-insurance-germany/health-insurance-students-germany/exemption-from-statutory-health-insurance-students-key-points-germany/)[Blocked account & study startHow blocked account, university enrolment and health insurance interact — so your study start isn't delayed. ](/en/guide-health-insurance-germany/health-insurance-students-germany/blocked-account-study-start-health-insurance-enrollment-germany/) Get started [Find a tariff Find the right insurance. ](/en/tariffinder-germany/)[All tariffs Overview of all tariffs. ](/en/product-overview-germany/) 🏠 Expats [Overview →](/en/expat-health-insurance-germany/) Audiences & situations [Overview — expats long-termAffordable & long-term: 6–60 months, family, freelancers, GKV vs private. ](/en/expat-health-insurance-germany/)[Long-term expats in Germany (6–60 months)Affordable long-term cover in Germany — with accepted proof. ](/en/expat-health-insurance-germany/long-term-health-insurance-foreigners-germany/)[Long-term expats in Austria (6–60 months)Affordable long-term cover in Austria — accepted by MA 35. ](/en/health-insurance-foreigners-austria/)[Expats with family (partner & children)Affordable long-term cover for partner & children — no surprises. ](/en/guide-health-insurance-germany/health-insurance-expats-germany/expat-with-family-joint-planning-partner-children-typical-questions-and-mistakes-germany/)[Freelancers & self-employed without an employerNo employer? Affordable long-term option — GKV or private, clarified fast. ](/en/expat-health-insurance-germany/health-insurance-foreign-self-employed-germany/)[Transition without a job (job search / change / termination)Job change or termination: affordable bridge — long-term cover continues. ](/en/guide-health-insurance-germany/health-insurance-expats-germany/expat-without-employer-during-job-search-how-to-stay-insured-germany/) Info & decisions [Which health insurance fits expats?Which health insurance fits as a long-term expat? Avoid mistakes — so registration works and you can see a doctor when needed. ](/en/guide-health-insurance-germany/health-insurance-expats-germany/)[GKV obligation or private solution? (quick check)Clear in 2 minutes: statutory obligation or private — so you don't commit to the wrong path. ](/en/guide-health-insurance-germany/health-insurance-expats-germany/private-vs-statutory-health-insurance-expats-which-factors-typically-matter-germany/)[Proofs for authorities (residence permit, registration, etc.)Get authority proofs right: avoid common mistakes, save time. ](/en/guide-health-insurance-germany/health-insurance-expats-germany/checklist-documents-immigration-office-expat-insurance-proof-deadlines-germany/)[Family & pregnancy: what to watch forAlready pregnant or planning? Common pitfalls in tariffs (waiting periods/benefits) — so there are no nasty surprises. ](/en/guide-health-insurance-germany/health-insurance-expats-germany/pregnancy-health-insurance-expats-proofs-costs-doctor-germany/) Get started [Find a tariff Find the right insurance. ](/en/tariffinder-germany/)[All tariffs Overview of all tariffs. ](/en/product-overview-germany/) Other groups 💼 Employees [Overview →](/en/health-insurance-foreign-employees-germany/) Audiences & situations [Overview — employees & job startThe employee umbrella hub: job start, Blue Card, job change, GKV obligation and employer proof. ](/en/health-insurance-foreign-employees-germany/)[Job start in GermanySo your job start works: the right health insurance + proof, fast and easy. ](/en/guide-health-insurance-germany/health-insurance-employees-germany/common-mistakes-when-starting-in-germany-registration-checklist-germany/)[Blue Card & skilled workersBlue Card & skilled workers: get insured properly, avoid mistakes — proof for employer and registration. ](/en/guide-health-insurance-germany/health-insurance-employees-germany/bluecard-skilled-workers-health-insurance-proof-employer-registration-germany/)[Job change / new positionJob change made easy: stay insured, avoid mistakes, done quickly. ](/en/guide-health-insurance-germany/health-insurance-employees-germany/job-change-health-insurance-what-happens-with-insurance-and-prove-germany/)[Part-time, mini-job & probationPart-time/mini-job/probation: find the right health insurance — without a wrong decision. ](/en/guide-health-insurance-germany/health-insurance-employees-germany/mini-job-midi-job-full-time-health-insurance-differences-germany/) Info & decisions [GKV registration step by stepGKV in 3 steps: error-free, step by step — so you finish quickly. ](/en/guide-health-insurance-germany/health-insurance-employees-germany/statutory-insurance-registration-step-by-step-employees-germany/)[What certificate does the employer need?Employer proof: which certificate is really required — explained quickly. ](/en/guide-health-insurance-germany/health-insurance-employees-germany/employer-asks-insurance-proof-what-must-one-submit-germany/)[GKV obligation: who must, who may choose?Who must join statutory insurance — and who may choose? Without mistakes. ](/en/guide-health-insurance-germany/health-insurance-employees-germany/statutory-insurance-requirement-who-must-who-may-foreigners-germany/)[Documents & checklist for the job startJob start checklist: documents, deadlines, next steps — so you don't forget anything. ](/en/guide-health-insurance-germany/health-insurance-employees-germany/common-mistakes-when-starting-in-germany-registration-checklist-germany/) [Find a tariff Find the right insurance. ](/en/tariffinder-germany/)[All tariffs Overview of all tariffs. ](/en/product-overview-germany/) 🧓 Retirees [Overview →](/en/health-insurance-foreign-retirees-germany/) Audiences & situations [Overview — retirees & parentsThe retiree umbrella hub: parent reunification, seniors 60+, short visits and pre-existing conditions at a glance. ](/en/health-insurance-foreign-retirees-germany/)[Parent reunification / bringing parents to Germany permanentlyBringing parents to Germany permanently: find the right health insurance — avoid common mistakes. ](/en/health-insurance-foreign-retirees-germany/parent-reunification-health-insurance-germany/)[Foreign retirees/parents 60+ in Germany (6 months to 5 years)For parents 60+: find the right long-term cover — so doctor, hospital and authority proofs don't become a problem. ](/en/health-insurance-foreign-retirees-germany/long-term-health-insurance-seniors-germany/)[Short stay / visiting children (up to 90 days)For parent visits up to 90 days: affordable health insurance for doctor & emergency — incl. proof, quick to apply online. ](/en/guide-health-insurance-germany/health-insurance-retirees-germany/short-visit-seniors-health-insurance-which-coverage-commonly-required-germany/)[Retirees with pre-existing conditions & medication (special cases)Pre-existing conditions or medication? We show what's possible — clearly explained, no false promises. ](/en/guide-health-insurance-germany/health-insurance-retirees-germany/health-insurance-pre-existing-conditions-what-is-commonly-checked-when-taking-out-germany/) Info & decisions [Which health insurance fits retirees? (quick overview)Find the right solution quickly for age, stay and proof — before you choose wrong. ](/en/guide-health-insurance-germany/health-insurance-retirees-germany/)[Statutory possible for retirees? Or rather private? (quick check)Statutory or private as a retiree? Clear in 2 minutes — so you don't decide wrongly. ](/en/health-insurance-foreign-retirees-germany/statutory-or-private-health-fund-foreign-retirees-germany/)[Proof for foreigners' authority & residence permit (checklist)Foreigners' authority: submit the proof correctly — avoid common mistakes, save time. ](/en/guide-health-insurance-germany/health-insurance-retirees-germany/immigration-office-insurance-proof-which-details-should-appear-germany/)[Costs in old age: contributions, deductibles, typical pitfallsWhat does it really cost in old age? Contributions, deductibles and typical cost traps — briefly explained. ](/en/guide-health-insurance-germany/health-insurance-retirees-germany/costs-in-age-premiums-deductible-cost-traps-germany/)[Acceptance, exclusions & waiting periods (age/pre-existing)Age/pre-existing conditions: what's possible, what's excluded, what waiting periods apply — briefly explained. ](/en/guide-health-insurance-germany/health-insurance-retirees-germany/health-insurance-pre-existing-conditions-what-is-commonly-checked-when-taking-out-germany/) [Find a tariff Find the right insurance. ](/en/tariffinder-germany/)[All tariffs Overview of all tariffs. ](/en/product-overview-germany/) 🏦 Blocked Account [Overview →](/en/blocked-account-visa-germany/) Audiences & situations [Overview — blocked accountThe blocked account umbrella hub: student visa, application, timing and Opportunity Card at a glance. ](/en/blocked-account-visa-germany/)[Blocked account for the student visa (national visa D)Combine blocked account + health insurance correctly — so the visa appointment doesn't fail. ](/en/blocked-account-visa-germany/blocked-account-student-visa-monthly-rate-logic-and-health-insurance-proof-germany/)[Blocked account + visa applicationWhich proofs belong together (blocked account, KV, documents) — avoid common mistakes. ](/en/blocked-account-visa-germany/blocked-account-and-health-insurance-for-visa-application-germany/)[Documents & checklist (blocked account)Which documents you really need — so nothing gets delayed. ](/en/blocked-account-visa-germany/blocked-account-documents-checklist-providers-mistakes-the-delay-germany/)[Timing: when to open, when to take out insurance?Order & timing: blocked account + KV in time before the visa appointment. ](/en/blocked-account-visa-germany/blocked-account-timing-opening-and-health-insurance-taking-out-before-visa-appointment-germany/)[Opportunity Card / stay without studiesWhen the blocked account is used for other purposes: what to watch for. ](/en/blocked-account-visa-germany/opportunity-card-residence-without-study-blocked-account-health-insurance-proofs-germany/) Info & decisions [Blocked account explained in 2 minutesWhat it is, what it's needed for, common misunderstandings. ](/en/blocked-account-visa-germany/)[Health insurance as proof for the visa (checklist)Which information must be on the proof — so the embassy/authority accepts it. ](/en/guide-health-insurance-germany/visa-residence-germany/documents-checklist-german-visa-health-insurance-germany/)[Avoid rejection (queries / proof errors)Top mistakes + quick fix — so you don't have to resubmit. ](/en/guide-health-insurance-germany/visa-residence-germany/avoid-rejection-of-insurance-proof-for-german-visa-germany/)[Which insurance fits at study start?How blocked account, university enrolment & health insurance interact. ](/en/guide-health-insurance-germany/health-insurance-students-germany/blocked-account-study-start-health-insurance-enrollment-germany/)[Blocked Account productIf you want to open the account directly: overview + application. ](/en/insurance-plans/blocked-account/overview/) [Find a tariff Find the right insurance. ](/en/tariffinder-germany/)[All tariffs Overview of all tariffs. ](/en/product-overview-germany/) 📚 Guides [Overview →](/en/guide-health-insurance-germany/) Audiences & situations [Overview — guides & FAQThe guides umbrella hub: all topics, FAQs and checklists on health insurance in Germany. ](/en/guide-health-insurance-germany/)[Visa & residenceAvoid common mistakes before applying. ](/en/guide-health-insurance-germany/visa-residence-germany/)[StudentsWhich insurance fits enrolment and visa. ](/en/guide-health-insurance-germany/health-insurance-students-germany/)[FAQShort answers to the most common questions. ](/en/guide-health-insurance-germany/faq-germany/)[Costs & benefitsWhat to look out for in affordable tariffs. ](/en/guide-health-insurance-germany/costs-benefits-germany/) More topics [ExpatsWhat matters during a longer stay. ](/en/guide-health-insurance-germany/health-insurance-expats-germany/)[EmployeesHow employees avoid expensive wrong decisions. ](/en/guide-health-insurance-germany/health-insurance-employees-germany/)[Language course / German courseWhich insurance is needed for language course and visa. ](/en/guide-health-insurance-germany/health-insurance-language-course-german-course-germany/)[RetireesWhat retirees should watch for when moving to Germany. ](/en/guide-health-insurance-germany/health-insurance-retirees-germany/)[StudienkollegSuitable cover for the time at Studienkolleg. ](/en/guide-health-insurance-germany/health-insurance-preparatory-college-germany/) [Find a tariff Find the right insurance. ](/en/tariffinder-germany/)[All tariffs Overview of all tariffs. ](/en/product-overview-germany/) [All tariffs](/en/product-overview-germany/)[Find a tariff](/en/tariffinder-germany/) 1 Step 1/3: Check plan (you are here) 2 Step 2/3: Get PDF proof 3 Step 3/3: Submit to authority [Compare Plans & Proof →](#recommended) [Care Austria from €51/month (open-ended) ](/en/insurance-plans/care-austria/overview/) 1. [Home](/en/) 2. [Austria](/en/health-insurance-foreigners-austria/) 3. [Austria health insurance guide](/en/austria-health-insurance-guide-foreigners/) 4. MA 35 Vienna residence permit insurance 📑 On this page (8) - [→ Worries every applicant has before MA 35](#problems) - [→ What it costs without a recognised certificate](#costs) - [→ Get MA 35-compliant cover in 5 steps](#steps) - [→ Accepted tariffs for MA 35 and BH](#recommended) - [→ Care Austria — prices by age & duration](#prices) - [→ Which Austrian residence permit fits your case?](#permits) - [→ Responsible authorities by federal state](#authorities) - [→ MA 35 and residence-permit glossary](#glossary) No Versicherungsnachweis = MA 35 hands the file back. Care Austria PDF in your inbox the same hour. # MA 35 Vienna: health insurance proof for your Austrian residence permit — Care Austria from €51/month 4.9/5 · 10,000+ policies since 2009 458 customer responses · [our own survey](/en/review-methodology/) · MA 35-recognised **For MA 35 applicants from** — show country list Pakistan (Islamabad, Karachi, Lahore), India (Delhi, Mumbai, Bengaluru, Hyderabad, Chennai), Bangladesh, Sri Lanka, Nepal, Türkiye, Iran, Iraq, Syria, Lebanon, Egypt, Morocco, Tunisia, Algeria, Nigeria, Ghana, Kenya, Ethiopia, the Philippines, Indonesia, Vietnam, Thailand, China, Brazil, Colombia, Mexico, Ukraine, Russia, Kosovo, Serbia, Bosnia, North Macedonia and Albania. Used since 2009 by applicants worldwide — typically accepted in Austria by MA 35 (Vienna), MA 35 branch offices and the 8 Bezirkshauptmannschaften across Lower Austria, Upper Austria, Styria, Salzburg, Tyrol, Vorarlberg, Carinthia and Burgenland. Accepted: MA 35 Vienna (typically) 8 district authorities (typically) Embassy practice GDPR/EU No apostille required No German needed No medical questionnaire (within policy terms) PDF typically in 3–7 min — no Austrian bank account [ Tariff premium Care Austria from 51 €/mo Hospital night uninsured Vienna hospital: 830 €/night (Indicative AT hospital day rate (LKF/self-payer) — varies by state) ](#tarife) No commitment · monthly cancellation · confirmation by email (typically immediate). “Care Austria confirmation in the morning, BH Salzburg appointment in the afternoon — worked.” — P. S. (Salzburg), student Quotes from internal customer feedback, anonymised and shortened. Plan: Apply online → Receive DE/EN PDF → Submit at MA 35 / BH. **Quick answer:** **Care Austria from €51/month** issues a DE/EN Versicherungsbestätigung by email in minutes that is, in most cases, accepted by MA 35 Wien and Bezirkshauptmannschaften across Austria for the Aufenthaltsbewilligung Studierende (§ 64 NAG), Rot-Weiß-Rot-Karte plus (§ 41a NAG) and EU Blue Card (§ 42 NAG) — individual MA 35 caseworker practice may vary, not legal advice. Editorial note: § 11 NAG sets the legal frame for insurance proof, but the final decision on every file rests with the individual MA 35 / Bezirkshauptmannschaft caseworker. Bring originals and a printed copy of the Versicherungsbestätigung to your appointment. Indicative: around €800 in lost gross weekly wages at the Austrian median per week of residence-permit delay (source: indicative AT median earnings 2024/25) — Care Austria premium for the same week: about €12. Last reviewed: 2026-08-13 · by Steffan Grund (insurance expert, Krankenversicherung-Auslaender.de) · sources: oesterreich.gv.at, wien.gv.at, bmsgpk.gv.at, HanseMerkur AVB 2025, § 11 / § 41a / § 42 / § 45 / § 64 NAG. Sources: oesterreich.gv.at · wien.gv.at · bmsgpk.gv.at · gesundheitskasse.at · akhwien.at · HanseMerkur AVB 2025 · Care Concept AG · § 8 / § 11 / § 41 / § 41a / § 42 / § 45 / § 47 / § 64 NAG ![MA 35 Vienna health insurance proof for the Austrian residence permit — Care Austria, third-country nationals, § 11 NAG](/assets/oesterreich-ma35-wien-amt-BnHex510.jpg) **No Versicherungsnachweis — no Austrian residence permit.** MA 35 Wien and Bezirkshauptmannschaften across Austria typically require it under § 11 Abs. 2 Z 3 NAG before issuing the _Aufenthaltsbewilligung Studierende_ (§ 64 NAG), _Rot-Weiß-Rot-Karte plus_ (§ 41a NAG), _EU Blue Card_ (§ 42 NAG), _Niederlassungsbewilligung_ (§ 41 NAG) or _family reunification_ (§ 47 NAG). [Care Austria from €51/month](/en/insurance-plans/care-austria/overview/) issues a German/English PDF certificate by email within minutes — no medical questionnaire, monthly cancellation, accepted by MA 35 and Bezirkshauptmannschaften across Austria (final decision rests with the individual authority). Built for third-country nationals at MA 35 Wien — including applicants from Pakistan (Islamabad, Karachi, Lahore), India (Delhi, Mumbai, Bengaluru, Hyderabad), the Philippines, Nigeria, Türkiye, Brazil, Indonesia and Vietnam — coming on a _Studentenvisum_, _Rot-Weiß-Rot-Karte plus_, _EU Blue Card_ or for family reunification. The same Versicherungsbestätigung is accepted in Graz, Linz, Salzburg, Innsbruck, Klagenfurt, Bregenz, St. Pölten and Eisenstadt. From €51/month Ages 12–35, 364-day variant · adult brackets up to 74. AKH-Wien day rate vs Care Austria: ≈ 900 € vs ≈ 1,70 €/day. PDF in minutes DE + EN wording on one certificate — ready for the MA 35 / BH file the same day you book. Switchable to ÖGK Monthly cancellation — switch the moment your employer enrols you in ÖGK Pflichtversicherung. Below: the six mandatory fields on the MA 35 certificate, what happens at the appointment without proof, accepted tariffs, full Care Austria price table by age, a residence-permit matrix for seven Aufenthaltstitel categories, the four-step renewal process, a city-by-city authority list for all nine Bundesländer, two audience mini-blocks (working with a residence permit; family reunification) plus FAQs for applicants from Pakistan, India, the Philippines, Nigeria, Türkiye and Brazil, a Vienna case study and a full FAQ block. Austria Residence Cover Care Austria by HanseMerkur Versicherungsgruppe / Advigon Austrian Authority Proof For MA35, magistrate or residence permit documents Policy Documents Available after successful application ![Steffan Grund](/assets/steffan-grund-B5K5tUm9.jpg)Written by **Steffan Grund** Reviewed: **July 29, 2026** Sourcesoesterreich.gv.at · wien.gv.at · bmsgpk.gv.at · HanseMerkur AVB · Care Concept AG · § 11 NAG · § 41a NAG · § 64 NAG 4.9/5 458 customer responses · [our own survey](/en/review-methodology/) Over 10,000 policies issued · Since 2009 ## MA 35 appointment soon? Get your Care Austria certificate now. [Care Austria from €51/month (open-ended) ](/en/insurance-plans/care-austria/overview/)[Apply now — Care Austria ab nur 51,00 € / Monat ](/en/insurance-plans/care-austria/apply/)[30-second tariff finder](/en/tariffinder-germany/) [📋 All Plans](/en/product-overview-germany/) 🏛️ Authority-approved 📄 Instant proof 🔒 DAK / HanseMerkur 🏷️ Transparent pricing 4.9/5 · Over 10,000 policies placed since 2009 from 458 customer responses · [our own survey](/en/review-methodology/), not independently verified · [How this rating works](/en/review-methodology/) ## 📌 TL;DR — at a glance - MA 35 Wien and every Bezirkshauptmannschaft require a comprehensive Versicherungsnachweis under § 11 Abs. 2 Z 3 NAG before issuing any Aufenthaltstitel. - Care Austria from €51/month is regularly accepted nationwide — PDF certificate by email within minutes (subject to a successful application and the insurer's terms, HanseMerkur AVB 2025). - Six mandatory fields decide acceptance: name as in passport, gap-free validity, Austria as scope, insurer + policy number, German/English, inpatient cover. - Renewal must be filed earliest 3 months before expiry, latest on the last day of validity — Care Austria 364-day variant covers the renewal cycle. Key facts at a glance Reviewed July 29, 2026 - **Care Austria from €51/month:** PDF Versicherungsbestätigung within minutes, regularly accepted by MA 35 Wien and every Bezirkshauptmannschaft as proof under § 11 Abs. 2 Z 3 NAG. (Source: HanseMerkur AVB 2025). - **MA 35 processing time:** typically 4–8 weeks for a complete first-time residence-permit file (Aufenthaltsbewilligung, RWR-Karte plus, EU Blue Card). Bezirkshauptmannschaften outside Vienna are often a little faster. (Source: wien.gv.at 2025). - **No proof at the appointment:** the file is set aside (Zurückstellung) with a short re-submission deadline; missing it leads to rejection of the residence-permit application. (Source: § 11 NAG). - **AKH Vienna inpatient (self-payer):** around €830+/day in a public LKH per ÖGK Tagsatztabelle 2025 — one hospital week as a self-payer usually exceeds a full year of Care Austria premium. (Source: ÖGK Tagsatztabelle 2025). ## Worries every applicant has before the MA 35 appointment **Quick answer:** Four worries come up in almost every MA 35 case: certificate wording rejected, passport spelling mismatch (second given names), validity not starting from the planned entry date, and uncertainty whether a foreign-country policy will be accepted at all. Care Austria from €51/month with an instant PDF certificate addresses all four in a single online step. ## Avoid the mistakes that can delay your application ### Schengen proof missing? For short Schengen stays, choose insurance that meets the €30,000 minimum-coverage requirement. ### Short stay or longer stay? Care Visa Protect fits many 1–92 day Schengen visits; Care Economy may fit longer or more flexible stays. ### Wrong insurance can cost time Before your embassy appointment, check that the proof matches your visa type, dates and destination. ### Multiple entries planned? If you travel more than once, check the multiple-entry option and the annual day limit before applying. ## What it costs in Austria without a recognised insurance certificate ## One wrong insurance choice can cost you money, time and your application deadline A medical incident can become expensive fast — but the wrong certificate can also delay your visa, enrollment, residence permit or work start. 🏥 €500–€1,500 Emergency doctor visit One urgent doctor or emergency-room visit can already create a painful bill — before tests, medication or follow-up treatment are added. 🏨 €2,000–€10,000+ Hospital treatment If observation, surgery, overnight stay or specialist treatment is needed, costs can quickly move from hundreds to thousands of euros. 🇦🇹 Austria is different German proof may not fit MA35 For Austrian residence documents, choose an Austria-specific option instead of assuming German-focused insurance will fit. - Wrong or incomplete proof can delay your visa, enrollment or authority process. - Cheap home-country policies may miss the exact coverage, dates or repatriation wording required. - The cheapest policy can become expensive if it is the wrong proof for your situation. Before you apply, check: coverage amount, validity dates, destination area and repatriation cover. ## Why timing matters before the MA 35 / Bezirkshauptmannschaft appointment ## Why act before Austrian residence paperwork Austria has its own residence-process requirements. A Germany-focused insurance route may not fit MA35 or magistrate documents. 🇦🇹 Austria is different Use an Austria-specific route for Austrian residence documents instead of assuming German insurance proof will fit. 📄 MA35 documents Care Austria is designed for Austrian residence processes and authority documents. ⚡ 364 days or unlimited Choose the 364-day option or the unlimited option depending on your stay. 💶 Education or Standard Students, language students and au pairs may qualify for Education pricing; other cases generally use Standard pricing. ## Six mandatory fields the MA 35 expects on your certificate From dozens of MA 35 and Bezirkshauptmannschaft cases we have seen, these six fields decide whether the certificate is accepted without a second appointment. Care Austria includes them all by default in the PDF (subject to the insurer's terms, HanseMerkur AVB 2025). Name exactly as in the passport Full given names — including every second / middle name — must match the passport spelling letter by letter. Discrepancies trigger Rückfragen and a second appointment. Gap-free validity period Start and end dates of the policy. The start date must be on or before the planned entry / residence-permit start date — no gap of even a single day. Austria as geographical scope The policy must explicitly cover Austria. Schengen-compliant minimum coverage is €30 000 for medical treatment — for a long-term residence permit the authority expects open coverage in line with §§ 8 / 11 NAG. Insurer name + policy number The legal insurer (e.g. HanseMerkur) and the unique policy / certificate number must be printed on the document. Care Austria certificates carry both at the top. Language: German or English MA 35 routinely accepts both. Documents in other languages typically require a certified translation, which costs time and money. Inpatient hospital coverage Stationary treatment must be included. Care Austria covers inpatient treatment within the AVB — no separate hospital rider needed. ## Get MA 35-compliant cover in 5 steps 10 minutes online. PDF Versicherungsbestätigung in minutes (subject to a successful application and identity check). Ready for your MA 35 / Bezirkshauptmannschaft appointment. ## Schengen-ready in 3 steps Proof of insurance for Schengen visa applications, including the €30,000 minimum-coverage requirement. 1. Pick the right plan Care Visa Protect for short Schengen stays · Care Economy for the Opportunity Card or longer visitor stays. 2. Apply online Enter passport, travel dates and destination. For Care Visa Protect, purchase before entry when required. 3. Submit your proof Receive the PDF certificate after successful online application and submit it with your visa or authority documents. ## What expats and students say about Care Austria for the MA 35 residence-permit appointment in Vienna and the Bezirkshauptmannschaften 4.9/5 458 customer responses · [our own survey](/en/review-methodology/) 5/5 > “My biggest worry was that the embassy wouldn't accept the insurance. > The proof was accepted immediately — no questions asked. > That saved me a lot of stress.” ![Georges from Cameroon](/assets/georges-kamerun-C6GQZGzu.jpg) Georges Cameroon 5/5 > “I needed proof of insurance urgently for my visa appointment. > The confirmation arrived within minutes by email. > Everything worked first time at the embassy.” ![Olga from Russia](/assets/olga-russland--B_6p7O-.jpg) Olga Russia 5/5 > “Found the best solution and best service for health insurance for foreign visitors and guests in Germany. > Fast, simple and affordable. > Highly recommended!” ![Michael from Germany](/assets/michael-deutschland-CFcwSzJg.jpg) Michael Germany 5/5 > “The online sign-up was done in just a few minutes. > When I actually had to see a doctor, the billing went smoothly. > I was really covered — not just on paper.” ![Yunhee from Australia](/assets/yunhee-australien-CaHyNO5z.jpg) Yunhee Australia ### Now choose your plan 4.9/5 458 customer responses · [our own survey](/en/review-methodology/) ## Accepted tariffs for MA 35 and Bezirkshauptmannschaft **Quick answer:** **The right policy depends on the residence permit and the planned stay duration:** for every first application or renewal at MA 35 Wien or a Bezirkshauptmannschaft, **Care Austria from €51/month** is the proven certificate (HanseMerkur, MA 35-recognised, Wahlarzt within the AVB without Selbstbehalt). For short stays under 92 days (Schengen visa C, internships) **Care Economy from €30 / 30 days** is the flexible alternative. ⭐ MA 35 & Bezirkshauptmannschaft-recognised ### Care Austria from only €51.00 / month (364-day or unlimited option available) For foreign nationals in Austria: students, language students, au pairs, expats, guests & seasonal workers - Recognized for residence permits & Austrian authorities - Suitable for MA35, magistrates & district authorities - Affordable private health insurance from €51/month - Doctor, hospital, prescription medication & dental treatment coverage - Treatment with private doctors & private clinics possible - For stays in Austria with additional EU coverage depending on the plan option - Suitable for students, language students, au pairs, expats, guests & seasonal workers - 2 coverage terms: up to 364 days or unlimited - Rates by target group: Education from €51/month · Standard from €95/month - Reputable insurance carrier Why Care Austria? For foreign nationals in Austria who need health insurance recognized by authorities for a residence permit, MA35 or magistrate office — suitable for education, au pair stays, expat stays or longer visits. Why unlimited coverage? More security for longer stays: less renewal stress, no new health check for later extensions and a lower risk of a coverage gap. - 🏛️ HanseMerkur Insurance Group Hamburg – Advigon Insurance AG - 📄 Proof of insurance for residence permits & authorities - 🔒 Doctor, clinic, dental treatment & repatriation coverage - 🏷️ From €51 / month · 364-day or unlimited options [Care Austria – Quick Overview](/en/insurance-plans/care-austria/plan-details/) [Apply online now](/en/insurance-plans/care-austria/apply/) → Complete the application, receive your proof, prepare your residence permit 🔄 Short stays ≤ 92 days · Schengen-compliant ### Care Economy from only €30.00 / 30 days (coverage up to 2 years) For guests, tourists, family visits, job seekers & the German Opportunity Card - Proof of insurance for visas & immigration authorities within minutes - Affordable coverage from €1.00 per day - Doctor, hospital & dental emergency coverage - Suitable for Schengen visas, the Opportunity Card & family visits - Flexible coverage from 1 day up to 2 years - Coverage in Germany, the EU & the Schengen Area - 24/7 assistance + digital insurance card - Age-based rates: from €1.00/day up to age 64 · from €2.95/day for ages 65–74 - Coverage term: 1 day to 2 years · entry age 0–74 - Reputable insurance carrier Why Care Economy? For anyone who needs fast, affordable proof of health insurance — ideal for guests, visitors, tourists, family visits or job seekers, with doctor/clinic coverage subject to the policy terms and benefits. Why a 2-year coverage term? More flexibility when plans are uncertain: if your visa, trip or stay is extended, you avoid last-minute renewal stress and reduce the risk of a coverage gap. - 🏛️ HanseMerkur Insurance Group Hamburg – Advigon Insurance AG - 📄 Instant proof of insurance for visas & immigration authorities (PDF) - 🔒 Doctor, clinic, dental emergency & repatriation coverage - 🏷️ From €30 / 30 days · up to 2 years possible [Care Economy – Quick Overview](/en/insurance-plans/care-economy/plan-details/) [Apply online now](/en/insurance-plans/care-economy/apply/) → Complete the application, receive your instant PDF, submit your proof ## Care Austria — all prices by age & duration **Quick answer:** Care Austria scales by age: from €51/month for ages 12–35 in the Education variant, €95/month for the 0–64 Standard band, up to €510/month for 65–74. Final acceptance for any residence permit always rests with MA 35 Wien or the Bezirkshauptmannschaft on a case-by-case basis. ### Care Austria Education For training stays in Austria (students, language students, PhD candidates, au pairs · age 12–35) Age up to 364 days unlimited 12 – 35 years €51.00 / month €56.00 / month ### Care Austria Standard For all other residence purposes in Austria Age up to 364 days unlimited 0 – 64 65 – 74 0 – 49 50 – 64 65 – 74 Premium €95.00 / month €219.00 / month €155.00 / month €222.00 / month €510.00 / month All prices per month/person in euros. Recognised by MA 35 (Vienna) and the relevant district authority. Free choice of doctor + private clinics included, no deductible. Entry age 0–74. As of 2026. [Care Austria — Overview](/en/insurance-plans/care-austria/overview/) [Apply now](/en/insurance-plans/care-austria/overview/) ## Which Austrian residence permit fits your case? MA 35 distinguishes several Aufenthaltstitel categories under the NAG (Niederlassungs- und Aufenthaltsgesetz). Every category requires a health-insurance proof under § 11 Abs. 2 Z 3 NAG — the right Care Concept tariff depends on stay duration and age bracket. Aufenthaltsbewilligung Studierende (§ 64 NAG) Non-EU students at Austrian universities and Fachhochschulen. Recommended cover: [Care Austria Education (ages 12–35, from €51/month)](/en/insurance-plans/care-austria/overview/) Red-White-Red Card plus (§ 41a NAG) Family members of key workers, EU/EEA citizens or Austrians — unrestricted labour-market access. Recommended cover: [Care Austria Standard (every age band, MA 35-recognised)](/en/insurance-plans/care-austria/overview/) Niederlassungsbewilligung Schlüsselkraft (§ 41 NAG) Highly-qualified specialists scoring ≥ 70 on the Austrian points calculator, with a minimum gross salary. Recommended cover: [Care Austria Standard — bridge until ÖGK Pflichtversicherung starts via the employer.](/en/insurance-plans/care-austria/overview/) Aufenthaltsbewilligung Familienangehörige (§ 47 NAG) Spouses, registered partners and minor children of third-country nationals already in Austria. Recommended cover: [Care Austria Standard (gap-free cover from day one)](/en/insurance-plans/care-austria/overview/) EU Blue Card (§ 42 NAG) Highly-qualified third-country nationals with a university degree and at least 1.5× the Austrian gross average salary — unrestricted labour-market access. Recommended cover: [Care Austria Standard — bridge until ÖGK through the employment contract.](/en/insurance-plans/care-austria/overview/) Daueraufenthalt-EU (§ 45 NAG) Third-country nationals after five years of continuous stay — open-ended settlement permit with EU-wide mobility. Recommended cover: [Care Austria Standard (gap-free until ÖGK switch)](/en/insurance-plans/care-austria/overview/) Visa D / C — short stays ≤ 92 days Visitors, interns, short scholarship recipients without a formal residence permit. Recommended cover: [Care Economy — flexible 1 day to 2 years, Schengen-compliant.](/en/insurance-plans/care-economy/overview/) ## Renewing your residence permit — 4-step process Renewal applications must be submitted before the existing Aufenthaltstitel expires — earliest three months before, latest on the last day of validity. Missing that window turns the case into a new first-time application and risks a residence gap. 1. 1 **Mind the deadline:** set a calendar reminder four months before expiry so you never miss the three-month renewal window. 2. 2 **Keep insurance gap-free:** renew [Care Austria (364-day variant)](/en/insurance-plans/care-austria/overview/) online so the new policy starts the day the old one ends. 3. 3 **Book the appointment online:** reserve a renewal slot on wien.gv.at (MA 35) or the Bezirkshauptmannschaft portal of your federal state. 4. 4 **Submit the file:** passport, expiring residence permit, Meldezettel (ZMR), Unterhaltsmittel proof and the new Care Austria PDF — which satisfies § 11 Abs. 2 Z 3 NAG. ## Responsible authorities by Austrian federal state The Versicherungsnachweis is valid nationwide. The responsible authority depends on your Hauptwohnsitz address — the legal basis (§ 11 NAG) is identical everywhere. City Authority Address Online booking Vienna MA 35 — Municipal Department 35, Immigration and Citizenship Dresdner Straße 93, 1200 Wien wien.gv.at/amtshelfer Graz Bezirkshauptmannschaft Graz-Umgebung / Magistrat Graz depends on Hauptwohnsitz address graz.at / bh-graz-umgebung.gv.at Linz Magistrat Linz — Aufenthaltsbehörde Hauptstraße 1–5, 4041 Linz linz.at/aufenthaltsbehoerde Salzburg BH Salzburg-Umgebung / Magistrat Salzburg depends on Hauptwohnsitz address stadt-salzburg.at Innsbruck BH Innsbruck / Stadtmagistrat Innsbruck Maria-Theresien-Straße 18, 6020 Innsbruck innsbruck.gv.at Klagenfurt Magistrat Klagenfurt — Aufenthaltsbehörde Neuer Platz 1, 9010 Klagenfurt klagenfurt.at Bregenz (Vorarlberg) BH Bregenz — Aufenthaltsbehörde Bahnhofstraße 41, 6900 Bregenz vorarlberg.at Eisenstadt (Burgenland) BH Eisenstadt-Umgebung / Magistrat Eisenstadt depends on Hauptwohnsitz address bgld.gv.at St. Pölten (Lower Austria) Magistrat St. Pölten — Aufenthaltsbehörde Rathausplatz 1, 3100 St. Pölten st-poelten.gv.at ## Working in Austria with a residence permit — insurance impact Non-EU students on the Aufenthaltsbewilligung Studierende (§ 64 NAG) may work up to 20 hours per week during the semester (Bachelor / Master); PhD candidates have no statutory cap. Holders of the Red-White-Red Card plus, EU Blue Card or Niederlassungsbewilligung Schlüsselkraft have unrestricted labour-market access from day one. The moment your employer registers you and you cross the Geringfügigkeitsgrenze (€551.10/month, Stand 2025), ÖGK Pflichtversicherung kicks in automatically — Care Austria stays active until ÖGK confirms the new cover and can then be cancelled monthly. Detailed student-side rules are covered in our [EN guide for international students in Austria](/en/health-insurance-international-students-austria-vienna-graz-salzburg/). Sources: oesterreich.gv.at, AMS, ÖGK 2025, AuslBG § 17. ## Family reunification (§ 46 / § 47 NAG) — what MA 35 checks Spouses, registered partners and minor children of third-country nationals already in Austria apply for the Aufenthaltsbewilligung Familienangehörige (§ 47 NAG) or, when joining an EU citizen, the Red-White-Red Card plus (§ 41a NAG). MA 35 checks the same three pillars as for any first application: accommodation, Unterhaltsmittel and a comprehensive Versicherungsnachweis. Mitversicherung in ÖGK (free family co-insurance) is only available once the main applicant is in statutory cover; until then Care Austria from €51/month for each family member bridges the gap and is recognised by MA 35 in the same wording. Sources: oesterreich.gv.at, MA 35, § 41a NAG, § 46 NAG, § 47 NAG, ÖGK Mitversicherung 2025. ## Case study — Daniela from Brazil, MA 35 appointment in Vienna **Situation:** Daniela (29) is moving to Wien-Favoriten as a self-employed web designer. Her MA 35 appointment in Dresdner Straße is in eight days. The document checklist demands "Nachweis ausreichenden Krankenversicherungsschutzes" under § 11 NAG. **Challenge:** her Brazilian policy is not recognised by MA 35, and ÖGK Selbstversicherung is not open to her (no Austrian employment yet). Without proof the file would be set aside — a process delay of several weeks. **Solution:** the evening before the appointment she takes out Care Austria Standard (€110/month in her age bracket) online. The PDF Versicherungsbestätigung lands in her inbox within minutes, with name "Daniela Pereira da Silva" exactly as in her passport, validity from the application date, geographical scope Austria, insurer HanseMerkur, policy number visible. **Outcome:** MA 35 accepted the proof in her individual case — the Aufenthaltstitel was issued within four weeks. Daniela kept Care Austria as her ongoing cover and paid €0 at her first Wahlarzt appointment (no Selbstbehalt within the AVB). _Individual case; authority decisions vary._ **Field note:** across many MA 35 consultations for self-employed applicants, students and family reunification cases, the two top reasons for a Rückstellung at the first appointment are passport-spelling mismatch (second given names!) and a validity period that does not start from the planned entry date. ## Costs at a glance — Austrian residence-permit insurance 2026 **Quick answer:** Three realistic budget anchors for a comprehensive Versicherungsnachweis at MA 35 or a Bezirkshauptmannschaft: Care Austria from €51/month (open-ended or 364-day variant, every age), Care Economy from €30 per 30 days for short stays under 92 days, and ÖGK Pflichtversicherung (automatic once employed in Austria, 7.65 % of gross income, split with the employer). Final acceptance depends on the responsible authority on a case-by-case basis. Option Monthly cost Best for Limits Care Austria (Standard) from €51/month (age-scaled) Every Aufenthaltstitel · long stays No e-card; Wahlarzt reimbursed within policy terms Care Austria 364-day from €51/month Annual renewal cycle (RWR-Karte plus, Studierende, Familienangehörige) 364-day fixed term; renewable online Care Economy (short stay) from €30 / 30 days Schengen visa C, internship, family-reunification waiting period Up to 2 years; no pregnancy / pre-existing conditions ÖGK Pflichtversicherung (statutory) ~7.65 % of gross (split with employer) Employed third-country nationals (RWR plus, EU Blue Card, § 41) Only once your employer has registered you; Care Austria bridges the wait. Prices Stand 2025/2026; sources: HanseMerkur AVB 2025, Care Concept AG, gesundheitskasse.at, ÖGK Tagsatztabelle 2025. ## MA 35 and Austrian residence-permit glossary MA 35 Vienna Immigration and Citizenship office, Dresdner Straße 93, 1200 Wien. Bezirkshauptmannschaft (BH) District authority outside Vienna — equivalent of MA 35. Aufenthaltstitel Umbrella term for every Austrian residence permit. Aufenthaltsbewilligung Time-limited residence permit, purpose-bound. Niederlassungsbewilligung Settlement permit for longer-term residence. Red-White-Red Card plus RWR-Karte plus — unrestricted labour-market access (§ 41a NAG). EU Blue Card Highly-qualified third-country nationals (§ 42 NAG). Daueraufenthalt-EU Open-ended settlement permit after 5 years (§ 45 NAG). § 11 NAG General requirements for every residence permit — including insurance. § 64 NAG Student residence permit (Aufenthaltsbewilligung Studierende). ZMR / Meldezettel Central residence register — proof of Hauptwohnsitz address. Unterhaltsmittel Proof of sufficient means of subsistence. Drittstaatsangehörige Third-country nationals — outside EU / EEA / Switzerland. VFS Global Vienna Service partner for Austrian Schengen-visa applications abroad. Versicherungsnachweis Health-insurance proof required at every first application and renewal. ## Frequently Asked Questions What health insurance proof does MA 35 Vienna require for the residence permit? MA 35 requires proof of comprehensive health insurance under § 11 Abs. 2 Z 3 NAG covering your entire planned stay in Austria. The document must be in German or English, name the insured person exactly as in the passport, cover an unbroken period from the planned entry date, and explicitly include Austria as the geographical scope plus inpatient coverage. Care Austria from €51/month satisfies all these fields — the PDF certificate is emailed within minutes after a successful application, subject to the insurer's terms (HanseMerkur AVB 2025). Is Care Austria accepted by MA 35 Wien and every Bezirkshauptmannschaft? Yes — Care Austria is regularly accepted as Versicherungsnachweis by MA 35 Wien and by every Austrian Bezirkshauptmannschaft (Graz, Linz, Salzburg, Innsbruck, Klagenfurt, Bregenz, Eisenstadt, St. Pölten). Final acceptance rests with the individual authority on a case-by-case basis under § 11 (2) Z 3 NAG. The certificate is issued by email within minutes after a successful online application — ready for your appointment. What happens at the MA 35 appointment without an insurance certificate? MA 35 typically sets the file aside (Zurückstellung) and grants a short re-submission deadline. Missing that deadline leads to rejection of the residence-permit application. You can avoid the risk by purchasing Care Austria online — the PDF certificate arrives in your inbox within minutes. How long does MA 35 Vienna take to issue a first residence permit? A complete first-time file (Aufenthaltsbewilligung, Red-White-Red Card plus, EU Blue Card) is typically decided in 4–8 weeks at MA 35 Wien. Bezirkshauptmannschaften outside Vienna are often a little faster. Times depend on workload and completeness of the documents. Source: wien.gv.at, MA 35. How do I renew an Austrian residence permit at MA 35 or Bezirkshauptmannschaft? Care Austria 364-day variant is commonly used because the validity window matches the standard renewal cycle. Submit the renewal earliest three months before expiry, latest on the last day of validity. Bring passport, expiring Aufenthaltstitel, Meldezettel, Unterhaltsmittel proof and a gap-free insurance certificate. What is the Red-White-Red Card plus (§ 41a NAG) and which insurance fits it? MA 35 requires comprehensive health-insurance proof for the application; Care Austria Standard is a recognised option until ÖGK Pflichtversicherung starts via the employer. The Red-White-Red Card plus (RWR-Karte plus) is an Austrian residence permit with unrestricted labour-market access, typically granted to family members of EU/EEA citizens, Austrians or key workers. Does the EU Blue Card Austria (§ 42 NAG) need a private health insurance certificate? Yes — at the first application MA 35 (or the responsible Bezirkshauptmannschaft) requires proof of comprehensive cover under § 11 Abs. 2 Z 3 NAG. ÖGK Pflichtversicherung only starts once the employment contract is active and the employer has registered you, so Care Austria from €51/month is commonly used as a bridge between entry and ÖGK enrolment. Can I work in Austria with a student residence permit? Yes — non-EU students on the Aufenthaltsbewilligung Studierende (§ 64 NAG) may work up to 20 hours per week during the semester (Bachelor/Master); PhD candidates have no statutory cap. Holders of the Red-White-Red Card plus, EU Blue Card or Niederlassungsbewilligung Schlüsselkraft have unrestricted labour-market access. Crossing the Geringfügigkeitsgrenze (€551.10/month, Stand 2025) triggers automatic ÖGK Pflichtversicherung. Keep Care Austria active until ÖGK confirms cover. How long until I can apply for Daueraufenthalt-EU (permanent residence) in Austria? After five years of continuous lawful stay on a residence permit, third-country nationals can apply for Daueraufenthalt-EU under § 45 NAG — an open-ended settlement permit with EU-wide mobility. The application still requires a Versicherungsnachweis. Anyone not yet covered by ÖGK at that point can use Care Austria as a gap-free bridge. Do I need a German translation if my certificate is in English? No — MA 35 routinely accepts German and English certificates. Documents in other languages typically require a certified translation. Care Austria certificates are issued in German (and English wording is provided on request), so no translation step is needed. What if I miss the MA 35 deadline without an insurance certificate? MA 35 typically grants a short deadline to provide the missing document. Failure to meet it results in rejection of the residence permit application. You can avoid this by purchasing [Care Austria online](/en/insurance-plans/care-austria/overview/) – the certificate is in your inbox within minutes. See our [product overview](/produktuebersicht/) for all options. What is the Red-White-Red Card plus (Niederlassungsbewilligung) and how do I prove health insurance? The Red-White-Red Card plus (§ 41a NAG) is an Austrian residence permit with unrestricted labour-market access, usually granted to family members of skilled workers or EU/EEA citizens. MA 35 requires proof of comprehensive health insurance for the application. Care Austria Standard is a common solution – PDF certificate by email after online application. How does the EU Blue Card Austria work and what health insurance is accepted? The EU Blue Card (§ 42 NAG) is for highly-qualified third-country nationals with a university degree and a minimum salary (1.5× Austrian average gross). It grants unrestricted labour-market access. For the MA 35 / Bezirkshauptmannschaft application you must show proof of health insurance covering Austria. Care Austria Standard is commonly used as a bridge until ÖGK statutory coverage kicks in via the employment contract – see our [full product overview](/produktuebersicht/). 4.9/5 458 customer responses · [our own survey](/en/review-methodology/) Over 10,000 policies issued · Since 2009 ## Ready for your MA 35 appointment? Get your Care Austria certificate now. [Care Austria from €51/month (open-ended) ](/en/insurance-plans/care-austria/overview/)[Plan details ab nur 51,00 € / Monat ](/en/insurance-plans/care-austria/plan-details/)[30-second tariff finder](/en/tariffinder-germany/) [📋 All Plans](/en/product-overview-germany/) 🏛️ Authority-approved 📄 Instant proof 🔒 DAK / HanseMerkur 🏷️ Transparent pricing ### More on Austria Part of [Health insurance for foreigners in Austria](/en/health-insurance-foreigners-austria/) — our hub for MA 35 proof, Care Austria, ÖGK and every residence-permit case. Also see our [EN student guide](/en/health-insurance-international-students-austria-vienna-graz-salzburg/) for inscription specifics. ### Deutschsprachige Version [MA 35 Wien — Krankenversicherungsnachweis für den Aufenthaltstitel](/ratgeber-krankenversicherung-oesterreich/ma-35-wien-krankenversicherung-nachweis-aufenthaltstitel/) — vollständiger DE-Ratgeber mit Behörden-Liste, NAG-Paragraphen und Care Austria Preistabelle. Editorial guidance only. Embassy and immigration-office requirements can vary by consulate, city and individual file; final acceptance always rests with the responsible authority. [Imprint (German)](/impressum/)[Privacy (German)](/datenschutz/)[Contact (German)](/kontakt/) Copyright © 2026 Health insurance for foreigners, foreign guests and visitors in Germany and the EU. All rights reserved. All information without guarantee, errors excepted. Note: The content of this site is for general information and orientation purposes only. It does not constitute legal or insurance advice. For binding information, please contact the responsible Ausländerbehörde (foreigners' authority) or a lawyer. Last updated: July 29, 2026.