+49 228 97735-44· German & English spoken
    Health Insurance for Foreigners in Germany
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    Find a tariff

    Affordable long-term health insurance for foreigners in Germany

    from €58/month · up to 5 years · Online applicationfrom just €58.00 / month (up to 5 years possible) – Online Application

    4.9/5· Since 2009 · 10,000+ policies· Since 2009 · Over 10,000 policies issued

    Almost done — fill in the form and receive your insurance confirmation by email in minutes.

    Why apply now? Confirmation by email in minutes — usable today for embassy, Ausländerbehörde, university or employer.

    What you’ll receive by email after your online application:

    PDF certificate
    Insurance proof
    Policy number
    For the authority
    Payment receipt
    By email
    ✓Refund on visa rejection (€5 fee)✓Email proof in minutes✓GDPR · SSL · EU data processing
    Fill in the form — step by step.↓ More
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    Plan at a glance

    🏛️ HanseMerkur Insurance Group Hamburg – Advigon Insurance AG

    📄 Instant proof for residence permit & authorities

    🔒 Outpatient + inpatient + medical repatriation

    💶 Visa refused? Premium refunded on request, only a €5 admin fee is retained.

    🏷️ from €58/month (up to 5 years)

    Visa refused?

    Premium is refundable on request — submit the rejection letter; a small €5 admin fee applies.

    📍 Used across Germany

    Used by applicants at Ausländerbehörden in Berlin, Munich, Hamburg, Frankfurt, Cologne, Stuttgart, Düsseldorf and many more.

    Care Expatriate — all prices by age & deductible

    Care Expatriateworldwide without USA, Canada and Mexico
    Basic
    BestsellerComfort
    Premium
    Deductible / yr
    150,–
    Deductible / yr
    150,–
    Deductible / yr
    500,–
    Deductible / yr
    0,–
    Deductible / yr
    500,–
    Deductible / yr
    1.000,–
    Entry age:0–12 (€ / month) 64,– 104,– 81,– 191,– 149,– 117,–
    Entry age:13–40 (€ / month) 58,– 84,– 63,– 181,– 141,– 109,–
    Entry age:41–60 (€ / month) 68,– 103,– 77,– 256,– 201,– 156,–
    Entry age:61–74 (€ / month) 246,– 322,– 248,– 432,– 336,– 263,–

    All prices per month/person in euros. Deductible applies per insurance year. As of 2026.

    What happens after you submit?

    Step 1

    Within minutes: PDF by email

    Insurance confirmation usable immediately — digital and printable.

    Step 2

    Print & present

    Use it for visa applications, authorities, universities or employers — just print and show.

    Step 3

    Questions? Plan Details or support

    Re-check the plan details / FAQ or contact the support team.

    Frequently Asked Questions

    Not the right plan yet?

    No problem — compare all options at your own pace and find the best fit:

    Note: We do not provide insurance advice. Content is for general information and orientation only. All information without guarantee, errors and omissions excepted.