Blocked Account Timing: Plan Backwards From Your German Embassy Appointment

Open it 6–8 weeks before the visa appointment, leaving enough time for the international money transfer and the issuance of the official confirmation PDF.

Buy insurance last (1–2 weeks before the appointment) so the certificate is as fresh as possible — many embassies require ≤ 4-week-old documents.

Yes — BASTI Smart and Premium tariffs bundle the Sperrkonto + insurance PDF, so timing is synchronised automatically.

Open the blocked account 6–8 weeks before your visa appointment. Sutor Bank (BASTI) typically issues the Sperrbestätigung within 3–5 working days after full identity verification and receipt of €11,904. Care Visa Protect (from €0.85/day) can be added later — the PDF certificate is emailed within minutes.

Yes — care Visa Protect and Care Economy PDF certificates are issued instantly by email — you set the start date up to 6 months in advance. Most students first book insurance, then use the certificate for both the Sperrkonto identity check and the visa appointment booking under § 5 AufenthG.

Start at least 6 weeks before your embassy appointment. The BASTI blocked account typically confirms within a few business days, but allow extra time for identity verification and the required deposit of 11,904 EUR.

With Care Visa Protect (from 0.85 EUR/day), you receive the PDF certificate within minutes via email — accepted by German embassies worldwide.

BASTI Smart costs 4.90 EUR/month + 65 EUR one-time setup fee. It includes the blocked account (11,904 EUR deposit), Care Visa Protect insurance, and DAK eligibility. The insurance alone (Care Visa Protect) starts at 0.85 EUR/day.