Affordable Schengen visa health insurance for Germany
from €0.85/day · up to 92 days · Overview & Quick Startfrom just €0.85 / day (up to 92 days possible) – Overview & Quick Start
Renowned insurer
HanseMerkur Reiseversicherung AG, Hamburg
Visa & renewal
Usable for embassies and immigration offices.
Proof of cover
For visa, authorities, universities or employers.
Documents instantly
Download minutes after applying & present.
A quick check — then apply with confidence:
- Affordable health insurance for the Schengen visa / short-stay entry to Germany or other Schengen states — meets the legal minimum cover of €30,000.
- For foreign guests and visitors, tourists from abroad, family visits and business travelers — single trip or multiple entries.
- Treatment at doctor, dentist and hospital (benefits as per the tariff conditions).
- Duration 1–92 days (short stay / visit) — or “Multiple Visa” up to 92 days/year in total.
- Must be purchased before entry (not after the trip starts).
- Available up to age 74.
- From €0.85/day, minimum premium €8.50 per person — cheaper than a coffee a day.
- Instant confirmation after the online application — proof for embassies, visa offices and authorities in minutes, not weeks.
Why Care Visa Protect?
Planning a stay longer than 92 days? → Care Economy (up to 2 years)
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Plan at a glance
🏛️ HanseMerkur Reiseversicherung AG, Hamburg
📄 Instant proof for visa & authorities (PDF)
🔒 EU-compliant · minimum cover €30,000
💶 Visa refused? Premium refunded on request, only a €5 admin fee is retained.
🏷️ from €0.85/day (up to 92 days)
Visa refused?
Premium is refundable on request — submit the rejection letter; a small €5 admin fee applies.
📍 Used across Germany
Used by applicants at Ausländerbehörden in Berlin, Munich, Hamburg, Frankfurt, Cologne, Stuttgart, Düsseldorf and at German embassies worldwide.
Care Visa Protect — all prices by age & duration
| Care Visa Protect | Daily premium | Multiple Visa (annual contract) |
|---|---|---|
| up to age 64 | €0.85/day | €110/year |
| 65 – 74 years | €2.60/day | €215/year |
Prices per person. Minimum premium €8.50 per trip. Maximum benefit €50,000 (well above the Schengen minimum of €30,000). Deductible €0. Must be purchased before travel. As of 2026.
Next step
Read plan details
Review variants, benefits and what is covered before you apply.
Start the online application
Fill in the form & submit — confirmation of cover within minutes.
Confirmation
Insurance confirmation in minutes — simply print and present, e.g. at doctor appointments, for visa applications/renewals, and at authorities.
Frequently Asked Questions
Not the right plan yet?
No problem — compare all options at your own pace and find the best fit:
Note: We do not provide insurance advice. Content is for general information and orientation only. All information without guarantee, errors and omissions excepted.