Visitor & tourist health insurance for foreigners in Germany
from €30/30 days · 1 day to 2 years · Overview & Quick Startfrom just €30 / 30 days (1 day up to 2 years possible) – Overview & Quick Start
Renowned insurer
HanseMerkur Insurance Group Hamburg – Advigon Insurance AG
Visa & renewal
Usable for embassies and immigration offices.
Proof of cover
For visa, authorities, host families, employers.
Documents instantly
Download minutes after applying & present.
A quick check — then apply with confidence:
- Cover from 1 day up to 2 years (730 days) — sign up once for the entire visit. Entry age 0–74.
- Affordable option for visitors, tourists, Chancenkarte holders, jobseekers and family-reunification visa applicants.
- Best-suited for doctor, dentist and hospital (treatment within the tariff benefits).
- 24/7 emergency line + digital insurance card — help available anytime.
- Proof for authorities in minutes — meets visa requirements where €30,000 minimum cover applies.
- Visa refused? Premium refunded on request, only a €5 admin fee is retained.
Why Care Economy?
Staying longer than 2 years or coming for work/freelance? Then Care Economy is not the right fit — consider long-term cover instead. → Care Expatriate · Coming as a student, language student or for Studienkolleg? → Care College
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Plan at a glance
🏛️ HanseMerkur Insurance Group Hamburg – Advigon Insurance AG
📄 Instant proof for visa & authorities (PDF)
🔒 Outpatient + inpatient + medical repatriation
💶 Visa refused? Premium refunded on request, only a €5 admin fee is retained.
🏷️ from €30 / 30 days (up to 2 years)
Visa refused?
Premium is refundable on request — submit the rejection letter; a small €5 admin fee applies.
📍 Used across Germany
Used by applicants at Ausländerbehörden in Berlin, Munich, Hamburg, Frankfurt, Cologne, Stuttgart, Düsseldorf and at German embassies worldwide.
Care Economy — all prices by age, duration & deductible
| Care Economy Duration |
Bestsellerup to 64
|
up to 64
|
Bestseller65+
|
65+
|
|---|---|---|---|---|
| no deductible | with deductible | no deductible | with deductible | |
| up to 90 days | €1.18/day | €1.00/day | €3.48/day | €2.95/day |
| 91–180 days | €1.59/day | €1.35/day | €4.37/day | €3.70/day |
| 181–365 days | €2.30/day | €1.95/day | €5.84/day | €4.95/day |
| 366–730 days | €2.83/day | €2.40/day | €9.32/day | €7.90/day |
All prices per day/person in euros. Minimum premium €10 per person and term. Deductible is the share you pay yourself. Entry age 0–74. As of 2026.
Next step
Read plan details
Review variants, deductible options and what is covered.
Start the online application
Fill in the form & submit — confirmation of cover within minutes.
Confirmation
Insurance confirmation in minutes — simply print and present, e.g. at doctor appointments, for visa applications/renewals, and at authorities.
Frequently Asked Questions
Not the right plan yet?
No problem — compare all options at your own pace and find the best fit:
Note: We do not provide insurance advice. Content is for general information and orientation only. All information without guarantee, errors and omissions excepted.