Affordable health insurance for international students & language students
from €27.50/month · up to 5 years · Overviewfrom just €27.50 / month (up to 5 years possible) – Overview & Quick Start
Renowned insurer
HanseMerkur Insurance Group Hamburg – Advigon Insurance AG
Visa & renewal
Usable for embassies and immigration offices.
Proof of cover
For visa, authorities, universities, employers.
Documents instantly
Download minutes after applying & present.
A quick check — then apply with confidence:
- Affordable health insurance for language school, studies, Studienkolleg, university of applied sciences, visiting researchers, DSH and further education (educational stay).
- Best-suited for doctor, dentist and hospital (benefits as per the tariff conditions).
- Insured for up to 5 years in Germany / EU / Schengen (except Austria) — sign up once, no extension hassle.
- Suitable if you are aged up to 40 at the time you sign the contract.
- 3 tariff tiers: Basic / Comfort / Premium (choose your variant).
- 24/7 emergency line + digital insurance card — help available anytime, also at night.
- Proof for embassies / visa offices / authorities in minutes — no weeks of waiting.
Why Care College?
Student under 30 with statutory (GKV) obligation? → DAK-Gesundheit (students)
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Plan at a glance
🏛️ HanseMerkur Insurance Group Hamburg – Advigon Insurance AG
📄 Instant proof for embassy & authorities
🔒 Outpatient + inpatient + medical repatriation
💶 Visa refused? Premium refunded on request, only a €5 admin fee is retained.
🏷️ from €27.50/month (up to 5 years)
Visa refused?
Premium is refundable on request — submit the rejection letter; a small €5 admin fee applies.
📍 Used across Germany
Used by applicants at Ausländerbehörden in Berlin, Munich, Hamburg, Frankfurt, Cologne, Stuttgart, Düsseldorf and at German embassies worldwide.
Care College — all prices by age & duration
| Care College |
Basic
|
BestsellerComfort
|
Premium
|
|---|---|---|---|
|
Deductible / yr
120,–
|
Deductible / yr
0,–
|
Deductible / yr
0,–
|
|
| Months 1–24 monthup to 29 yrs (€ / month) | 27,50 | 34,– | 48,– |
| Months 1–24 monthfrom 30 yrs (€ / month) | 33,50 | 50,– | 75,– |
| From 25th monthup to 29 yrs (€ / month) | 49,50 | 57,– | 73,– |
| From 25th monthfrom 30 yrs (€ / month) | 55,– | 73,– | 99,– |
All prices per month/person in euros. Deductible applies per insurance year. Maximum entry age 40. As of 2026.
Next step
Read plan details
Review variants and benefits overview.
Start the online application
Fill in the form & submit — confirmation of cover within minutes.
Confirmation
Insurance confirmation in minutes — simply print and present, e.g. at doctor appointments, for visa applications/renewals, and at authorities (e.g. embassies, immigration offices), universities or employers.
Frequently Asked Questions
Not the right plan yet?
No problem — compare all options at your own pace and find the best fit:
Note: We do not provide insurance advice. Content is for general information and orientation only. All information without guarantee, errors and omissions excepted.