Blocked Account for Student Visa in Germany: Monthly Rate, Logic and Insurance Proof

The annual amount of €11,904 is paid out as €992/month to the student's personal German bank account, ensuring federal student aid (Bafög)-equivalent living costs.

Students under 30 use DAK-Gesundheit (GKV) with mandatory M10 e-notification. Students over 30 / exempt from GKV use Care Student.

BASTI Premium bundles DAK Fit&Travel (free under age 39) which sends the M10 e-notification to the university — needed for enrolment.

€992/month × 12 = €11,904 — the BAföG-equivalent living-cost benchmark set annually by BMI under § 13a AufenthV. The blocked account releases exactly €992 into your German current account each month; no lump-sum withdrawals are permitted, so budgeting for rent (avg. €400–600 WG-Zimmer) and food is predictable.

The €992/month payout starts the day after the account confirmation and successful residence registration (Anmeldung §17 BMG). If BASTI/Sutor Bank delays the first payout, keep 2 months' cash (~€2,000) as buffer — this is the single most common reason students borrow at the start of the semester.

Currently 992 EUR per month (11,904 EUR total for 12 months). The BASTI blocked account (from 4.90 EUR/month) handles this automatically and can include health insurance in the Smart package.

Yes — the blocked account covers living expenses, not health insurance. For the visa you need both. With Care Visa Protect (from 0.85 EUR/day) you get instant proof, or choose BASTI Smart which bundles both.

Yes — the BASTI Smart package (from 4.90 EUR/month) bundles the blocked account with Care Visa Protect and the DAK student tariff. One application, one provider, both certificates.