Free Tools: Tariff Finder, Proof Checks and Planners Germany 2026

Use the Schengen minimum-cover quick-check to confirm that your policy meets the €30,000 threshold and includes repatriation. Then run the visa-appointment planner to lock in a start date. Care Visa Protect is the standard match — from €0.85/day, minimum premium €7.50.

Run the Students Check tool: it asks your age, enrolment type (Sprachkurs, Studienkolleg, degree) and any GKV-exemption status, then routes you to Care College, DAK-Gesundheit or Care Student depending on the answer.

The tariff finder returns a personalised premium in ~60 seconds across 11 tariffs. Yes — every tool is designed for pre-arrival planning. You can compare tariffs, check requirements and purchase online from abroad. The PDF certificate is emailed instantly and accepted at the visa appointment.

Under 60 seconds. The tariff finder runs 5 questions; the Schengen quick-check runs 3; the visa-appointment planner runs 4. All tools output a source-based recommendation with tariff link (e.g. Care Visa Protect from €0.85/day) and, where relevant, the exact § of the German Aufenthaltsgesetz.

Free and source-based — every recommendation cites either EU Regulation 810/2009 (Schengen), § 5 SGB V (statutory-insurance obligation) or the insurer's AVB. No credit card, no email registration and no follow-up sales call. You decide whether to book Care Visa Protect, Care Expatriate or DAK-Gesundheit yourself.