+49 228 97735-44· German & English spoken
    Health Insurance for Foreigners in Germany
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    Affordable Schengen visa health insurance for Germany

    from €0.85/day · up to 92 days · Plan Detailsfrom just €0.85 / day (up to 92 days possible) – Plan Details & Coverage

    4.9/5· Since 2009 · 10,000+ policies· Since 2009 · Over 10,000 policies issued

    Good choice — Care Visa Protect meets the legal requirements for Schengen visas (EU Regulation 810/2009). Just review the plan details, then start your application.

    Plan details with variants & benefits.↓ More
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    Plan at a glance

    🏛️ HanseMerkur Reiseversicherung AG, Hamburg

    📄 Instant proof for visa & authorities (PDF)

    🔒 EU-compliant · minimum cover €30,000

    💶 Visa refused? Premium refunded on request, only a €5 admin fee is retained.

    🏷️ from €0.85/day (up to 92 days)

    Visa refused?

    Premium is refundable on request — submit the rejection letter; a small €5 admin fee applies.

    📍 Used across Germany

    Used by applicants at Ausländerbehörden in Berlin, Munich, Hamburg, Frankfurt, Cologne, Stuttgart, Düsseldorf and at German embassies worldwide.

    Care Visa Protect — all prices by age & duration

    Care Visa Protect Daily premium Multiple Visa
    (annual contract)
    up to age 64 €0.85/day €110/year
    65 – 74 years €2.60/day €215/year

    Prices per person. Minimum premium €8.50 per trip. Maximum benefit €50,000 (well above the Schengen minimum of €30,000). Deductible €0. Must be purchased before travel. As of 2026.

    When you're ready: start your application in a few minutes

    Frequently Asked Questions

    Not the right plan yet?

    No problem — compare all options at your own pace and find the best fit:

    Note: We do not provide insurance advice. Content is for general information and orientation only. All information without guarantee, errors and omissions excepted.