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    Health Insurance for Foreigners in Germany
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    Proof-Check: Enthält Your Versicherungsbestätigung alle Pflichtangaben? in Germany

    Use this free, source-based check to see what insurance proof a German embassy or the German Ausländerbehörde (immigration office) commonly expects in your situation. Recognized tariffs from €0.85/day (Care Visa Protect) to long-term Care Expatriate are linked where applicable — no sales pressure.

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    Frequently asked questions

    What information must be on a health insurance certificate for a Schengen visa?

    Schengen cover: €30,000 minimum sum insured (EU Reg. 810/2009, Art. 15). The certificate must show: your name as in the passport, policy number, insurer, coverage amount (at least €30,000), geographic scope (Schengen or wider), validity period covering the entire stay, and explicit mention of medical repatriation.

    Will a printed PDF be accepted as proof of insurance at the embassy?

    Yes — German embassies and Ausländerbehörden routinely accept printed PDF certificates. Care Visa Protect and Care Economy issue the PDF by email within minutes. Bring a colour print and, ideally, a second copy for the file.

    Which insurance certificate is accepted for a German residence permit (Aufenthaltstitel)?

    The Ausländerbehörde requires a certificate that shows comprehensive cover for the requested permit duration — repatriation, no low annual cap, coverage of Germany and the EU. Care Expatriate is the standard long-term match; short bridges use Care Economy.

    Which seven fields must appear on the certificate for a German visa?

    Under § 5 AufenthG and EU Reg. 810/2009 Art. 15: (1) insured name matching passport, (2) date of birth, (3) validity period, (4) minimum €30,000 cover, (5) medical repatriation clause, (6) territorial scope (Schengen for C-visa, Germany for D-visa) and (7) EU/EEA-admitted insurer. Care Visa Protect (from €0.85/day) and Care Economy (from €30 / 30 days) print all seven by default.

    Is a policy without repatriation accepted for a German visa?

    No. EU Regulation 810/2009 Art. 15 explicitly requires medical repatriation on every Schengen certificate; § 5 AufenthG applies the same rule to D-visas. Certificates without the repatriation line are refused. Care Visa Protect and Care Economy include unlimited medical repatriation as standard.

    Choose your situation

    Visa insurance

    Schengen & national visa

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    Student insurance

    GKV & private (Care College)

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    Expat & freelancer

    Care Expatriate, long-term

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    Employees

    DAK-Gesundheit, GKV

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    Retirees & seniors

    Care Expatriate / S1 form

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    Tools & checks

    Tariff finder, requirement checks

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