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    Health Insurance for Foreigners in Germany
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    Blocked Account Confirmation Missing or Payout Blocked in Germany

    A blocked account with €11,904 (12-month deposit) is required for most German student visas and the Opportunity Card (Chancenkarte). The BASTI package (€4.90/month + €65 setup) bundles the account with recognized health insurance, satisfying both visa requirements at once.

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    Frequently asked questions

    What can I do if my German blocked account confirmation is missing before the visa appointment?

    Contact the provider (BASTI or Fintiba) immediately — BASTI reissues the confirmation PDF within 24 hours after the €11,904 deposit clears. Bring the SWIFT transfer receipt to the embassy as a fallback. Health insurance proof (Care Visa Protect from €0.85/day) is filed separately.

    Why is my blocked account payout blocked in Germany?

    BASTI (€4. Common reasons: missing Anmeldung (address registration), missing tax ID, incomplete Immatrikulation proof, or an unverified passport scan. 90/month + €65 setup) releases the monthly €992 rate once all three documents are on file — insurance proof is not required for payout.

    How long does BASTI take to issue the blocked account confirmation?

    Typically 2–5 working days after the €11,904 deposit is received. Priority processing available for embassy deadlines. The insurance certificate (Care Visa Protect from €0.85/day) is issued in minutes and can be filed independently of the account confirmation.

    What documents does the embassy need if the blocked account confirmation is delayed in Germany?

    Provisional SWIFT receipt of the €11,904 transfer + the BASTI application confirmation + the health insurance PDF (Care Visa Protect from €0.85/day). Most embassies grant a 2-week extension to file the final blocked account certificate.

    Can I get the visa with a missing blocked account confirmation in Germany?

    The blocked account confirmation is a mandatory § 16b AufenthG proof alongside health insurance (Care Visa Protect for the visa file, DAK-Studenten ~€135. Usually no. 52/month from enrolment). Ask the embassy for a re-scheduled appointment while BASTI reissues the PDF.

    When should I contact the blocked account provider?

    If your confirmation hasn't arrived within 7 business days after completing identity verification and depositing the full amount, contact support immediately with your ticket number and passport details.

    Can I get health insurance while my blocked account is stuck?

    Yes — health insurance is independent. With Care Visa Protect (from 0.85 EUR/day), you get your PDF certificate within minutes, regardless of your blocked account status.

    How long does it take to unblock a German blocked account?

    It depends on the cause. Name corrections take 2–7 business days, re-verification 1–3 days. With BASTI, video identification is faster than post-ident, reducing overall wait times.

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