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    Health Insurance for Foreigners in Germany
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    Blocked Account for Language Course / Preparatory College in Germany

    A blocked account with €11,904 (12-month deposit) is required for most German student visas and the Opportunity Card (Chancenkarte). The BASTI package (€4.90/month + €65 setup) bundles the account with recognized health insurance, satisfying both visa requirements at once.

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    Frequently asked questions

    What blocked account amount is needed for a German language course visa?

    €11,904 for 12 months (2026 BAföG rate) — the same amount as for full studies. Combined with Care Visa Protect (from €0.85/day) for the visa file and Care College (from €27.50/month) for the language course residence permit under § 16f AufenthG.

    Is the blocked account amount the same for language course and Studienkolleg in Germany?

    Yes — €11,904 for 12 months in both cases. The insurance differs: Care College (from €27.50/month, 1–60 months, recognised by embassies) covers both language course and Studienkolleg phases before Immatrikulation.

    Which insurance is required for a German language course visa with a blocked account?

    Care Visa Protect (from €0.85/day, €30,000 Schengen cover) for the visa appointment, followed by Care College (from €27.50/month, ages 18–29 Basic) once the residence permit for the language course is issued under § 16f AufenthG.

    Can I use the same blocked account for language course and full study in Germany?

    Yes — only the insurance changes: from Care College (from €27.50/month) to DAK-Studenten (~€135.52/month) on day 1 of Immatrikulation.

    Do embassies accept BASTI for German Studienkolleg and language course visas?

    Yes — bASTI is recognised by all German embassies for § 16f AufenthG (language / Studienkolleg) and § 16b AufenthG (studies). Smart and Premium tiers bundle health insurance — Care Visa Protect + DAK Garantietarif — into a single visa proof.

    Do I need a blocked account for a language course in Germany?

    It depends on your visa type. For a D-visa (national visa, stay over 90 days), you typically need proof of financial means — usually a blocked account. BASTI blocked account (from 4.90 EUR/month) handles this with video identification.

    What changes when I transition from language course to university?

    Your insurance requirements change: once enrolled at a German university, you need statutory health insurance (GKV). Care College (from €27.50/month) covers the preparatory phase, then you switch to GKV like DAK (from approx. 135 EUR/month).

    Can I keep my blocked account when switching from Studienkolleg to university?

    Yes — the same BASTI blocked account stays active across all phases. You only need to ensure the balance covers the remaining study period. The Smart package automatically includes DAK for the university transition.

    Choose your situation

    Visa insurance

    Schengen & national visa

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    Student insurance

    GKV & private (Care College)

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    Expat & freelancer

    Care Expatriate, long-term

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    Employees

    DAK-Gesundheit, GKV

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    Retirees & seniors

    Care Expatriate / S1 form

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    Tools & checks

    Tariff finder, requirement checks

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