Dental Treatment in Germany

Statutory GKV (DAK Studenten €150.65/mo, DAK Angestellte 17.8% gross) covers routine check-ups twice a year, basic fillings, extractions and standard prophylaxis under § 28 SGB V. Private Incoming tariffs like Care Expatriate cover acute pain treatment; cosmetic and orthodontic work is excluded on all Incoming lines.

Only acute pain relief and emergency extractions are covered on Care Expatriate (from €58/month age 18–29, €246/month age 61–74). Fillings are covered on Comfort and XL tiers; dentures, crowns and implants are excluded across all Incoming products.

€0 with GKV for amalgam or standard composite in visible areas (§ 28 SGB V). White premium composites in molars cost €40–120 additional co-payment. Private patients pay by GOZ tariff — typically €80–200 per tooth.

No — implants are always out-of-pocket in GKV (€1,500–3,000/tooth) and excluded in Care Expatriate, Care Economy and Care Visa Protect. Foreigners planning implants usually take a separate Zahnzusatzversicherung after they hold a German residence permit.

Only acute pain relief for unforeseen problems, up to €500 (EU Reg. 810/2009 minimum). Care Visa Protect from €0.85/day meets embassy requirements; planned dental work is not covered on any Schengen tariff.

Statutory insurance (GKV) covers basic dental care (fillings, extractions, pain relief) and provides a fixed subsidy of 60–75% for standard dental prosthetics. Incoming insurance like Care Economy (from 30 EUR/30 days) covers only emergency pain treatment. Long-term insurance like Care Expatriate (from 58 EUR/month) may cover dental depending on the variant.

A simple filling costs 50–200 EUR, a crown 300–1,500 EUR, an implant 1,500–5,000 EUR. Without insurance, you pay the full amount. With GKV, the subsidy covers only a fraction of prosthetic costs.

No. Incoming tariffs like Care Economy cover only acute pain treatment – no crowns, bridges, or implants. For dental prosthetics coverage, you need GKV or a long-term policy like Care Expatriate (from 58 EUR/month).