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    Health Insurance for Foreigners in Germany
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    Employer Change: Which Data and Numbers Does the New Employer Need? (2026) in Germany

    Practical guide for foreigners in Germany: what the German Ausländerbehörde (immigration office) and the German embassy commonly accept, how to attach the right insurance proof, and which recognized tariffs (Care Visa Protect, Care Economy, Care Expatriate, DAK-Gesundheit) typically apply for this situation.

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    Frequently asked questions

    Which data does the new employer need for the health insurance in Germany?

    HR files § 28a SGB IV registration within 6 weeks — contributions 17. Five items: Sozialversicherungsnummer (SV-Nummer), Steuer-ID, DAK-Gesundheit Mitgliedsbescheinigung, IBAN for salary, and the Arbeitsbescheinigung from the previous employer. 8% of gross split 50/50.

    Do I keep my DAK-Gesundheit membership when changing employer?

    The new employer simply reports the change to DAK-Gesundheit under § 28a SGB IV. Yes — the Krankenkasse follows the person, not the job. No new membership is needed unless you actively switch funds (§ 175 SGB V, 18-month binding rule).

    What is the Sozialversicherungsnummer and where do I get it?

    A 12-digit lifelong ID issued by the DRV Bund (Deutsche Rentenversicherung) at the first-ever GKV registration in Germany. DAK-Gesundheit requests it for new members within 2 weeks; without it, the M10 electronic notification cannot be filed.

    Can I switch health funds when I change employer in Germany?

    Yes — an employer change triggers a special right to switch Krankenkassen (§ 175 SGB V), overriding the normal 18-month binding period. DAK-Gesundheit (English service, €120/year Garantietarif rebate) is a popular target fund at 17.8% of gross.

    How long does the health insurance transfer take after an employer change?

    The new employer files § 28a SGB IV within 6 weeks, but DAK-Gesundheit issues an updated Mitgliedsbescheinigung within 24 hours for HR — contributions 17. Same-day digitally. 8% of gross flow from the first payroll.

    What documents does a new employer need for health insurance in Germany?

    Your new employer needs a Mitgliedsbescheinigung (health insurance membership certificate), your social security number, and your tax ID. You can request the certificate from your current insurer – for example, the DAK Gesundheit for employees (from approx. 17.8 % of gross salary) provides it digitally within hours.

    Can I switch health insurance when changing jobs in Germany?

    Yes. When you change employers, the usual 12-month lock-in period does not apply. You can freely choose any statutory health insurer. If you need a temporary solution during a gap, Care Economy (from 30 € / 30 days) can bridge short waiting periods.

    What happens to my health insurance if there is a gap between two jobs in Germany?

    Your statutory health insurance (GKV) continues without interruption – even during short gaps between employment contracts. If the gap is longer, you can use an incoming insurance like Care Economy as a bridge. Your employer handles the re-registration once you start the new position.

    Choose your situation

    Visa insurance

    Schengen & national visa

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    Student insurance

    GKV & private (Care College)

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    Expat & freelancer

    Care Expatriate, long-term

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    Employees

    DAK-Gesundheit, GKV

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    Retirees & seniors

    Care Expatriate / S1 form

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    Tools & checks

    Tariff finder, requirement checks

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