MA 35 Vienna: health insurance proof for your Austrian residence permit — Care Austria from €51/month
For MA 35 applicants from — show country list
Pakistan (Islamabad, Karachi, Lahore), India (Delhi, Mumbai, Bengaluru, Hyderabad, Chennai), Bangladesh, Sri Lanka, Nepal, Türkiye, Iran, Iraq, Syria, Lebanon, Egypt, Morocco, Tunisia, Algeria, Nigeria, Ghana, Kenya, Ethiopia, the Philippines, Indonesia, Vietnam, Thailand, China, Brazil, Colombia, Mexico, Ukraine, Russia, Kosovo, Serbia, Bosnia, North Macedonia and Albania.
Used since 2009 by applicants worldwide — typically accepted in Austria by MA 35 (Vienna), MA 35 branch offices and the 8 Bezirkshauptmannschaften across Lower Austria, Upper Austria, Styria, Salzburg, Tyrol, Vorarlberg, Carinthia and Burgenland.
No commitment · monthly cancellation · confirmation by email (typically immediate).
“After the au-pair year, switched to Care Austria with no waiting period.” — A. N. (Innsbruck), student
Quotes from internal customer feedback, anonymised and shortened.
Plan: Apply online → Receive DE/EN PDF → Submit at MA 35 / BH.
Quick answer: Care Austria from €51/month issues a DE/EN Versicherungsbestätigung by email in minutes that is, in most cases, accepted by MA 35 Wien and Bezirkshauptmannschaften across Austria for the Aufenthaltsbewilligung Studierende (§ 64 NAG), Rot-Weiß-Rot-Karte plus (§ 41a NAG) and EU Blue Card (§ 42 NAG) — individual MA 35 caseworker practice may vary, not legal advice.
Editorial note: § 11 NAG sets the legal frame for insurance proof, but the final decision on every file rests with the individual MA 35 / Bezirkshauptmannschaft caseworker. Bring originals and a printed copy of the Versicherungsbestätigung to your appointment.
Indicative: around €800 in lost gross weekly wages at the Austrian median per week of residence-permit delay (source: indicative AT median earnings 2024/25) — Care Austria premium for the same week: about €12.
Last reviewed: 2026-07-12 · by Steffan Grund (insurance expert, Krankenversicherung-Auslaender.de) · sources: oesterreich.gv.at, wien.gv.at, bmsgpk.gv.at, HanseMerkur AVB 2025, § 11 / § 41a / § 42 / § 45 / § 64 NAG.
Sources: oesterreich.gv.at · wien.gv.at · bmsgpk.gv.at · gesundheitskasse.at · akhwien.at · HanseMerkur AVB 2025 · Care Concept AG · § 8 / § 11 / § 41 / § 41a / § 42 / § 45 / § 47 / § 64 NAG
No Versicherungsnachweis — no Austrian residence permit. MA 35 Wien and Bezirkshauptmannschaften across Austria typically require it under § 11 Abs. 2 Z 3 NAG before issuing the Aufenthaltsbewilligung Studierende (§ 64 NAG), Rot-Weiß-Rot-Karte plus (§ 41a NAG), EU Blue Card (§ 42 NAG), Niederlassungsbewilligung (§ 41 NAG) or family reunification (§ 47 NAG). Care Austria from €51/month issues a German/English PDF certificate by email within minutes — no medical questionnaire, monthly cancellation, accepted by MA 35 and Bezirkshauptmannschaften across Austria (final decision rests with the individual authority).
Built for third-country nationals at MA 35 Wien — including applicants from Pakistan (Islamabad, Karachi, Lahore), India (Delhi, Mumbai, Bengaluru, Hyderabad), the Philippines, Nigeria, Türkiye, Brazil, Indonesia and Vietnam — coming on a Studentenvisum, Rot-Weiß-Rot-Karte plus, EU Blue Card or for family reunification. The same Versicherungsbestätigung is accepted in Graz, Linz, Salzburg, Innsbruck, Klagenfurt, Bregenz, St. Pölten and Eisenstadt.
From €51/month
Ages 12–35, 364-day variant · adult brackets up to 74. AKH-Wien day rate vs Care Austria: ≈ 900 € vs ≈ 1,70 €/day.
PDF in minutes
DE + EN wording on one certificate — ready for the MA 35 / BH file the same day you book.
Switchable to ÖGK
Monthly cancellation — switch the moment your employer enrols you in ÖGK Pflichtversicherung.
Below: the six mandatory fields on the MA 35 certificate, what happens at the appointment without proof, accepted tariffs, full Care Austria price table by age, a residence-permit matrix for seven Aufenthaltstitel categories, the four-step renewal process, a city-by-city authority list for all nine Bundesländer, two audience mini-blocks (working with a residence permit; family reunification) plus FAQs for applicants from Pakistan, India, the Philippines, Nigeria, Türkiye and Brazil, a Vienna case study and a full FAQ block.
Austria Residence Cover
Care Austria by HanseMerkur Versicherungsgruppe / Advigon
Austrian Authority Proof
For MA35, magistrate or residence permit documents
Policy Documents
Available after successful application
Over 10,000 policies issued · Since 2009
MA 35 appointment soon? Get your Care Austria certificate now.
Worries every applicant has before the MA 35 appointment
Quick answer: Four worries come up in almost every MA 35 case: certificate wording rejected, passport spelling mismatch (second given names), validity not starting from the planned entry date, and uncertainty whether a foreign-country policy will be accepted at all. Care Austria from €51/month with an instant PDF certificate addresses all four in a single online step.
Avoid the mistakes that can delay your application
Schengen proof missing?
For short Schengen stays, choose insurance that meets the €30,000 minimum-coverage requirement.
Short stay or longer stay?
Care Visa Protect fits many 1–92 day Schengen visits; Care Economy may fit longer or more flexible stays.
Wrong insurance can cost time
Before your embassy appointment, check that the proof matches your visa type, dates and destination.
Multiple entries planned?
If you travel more than once, check the multiple-entry option and the annual day limit before applying.
What it costs in Austria without a recognised insurance certificate
One wrong insurance choice can cost you money, time and your application deadline
A medical incident can become expensive fast — but the wrong certificate can also delay your visa, enrollment, residence permit or work start.
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€500–€1,500
Emergency doctor visit
One urgent doctor or emergency-room visit can already create a painful bill — before tests, medication or follow-up treatment are added.
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€2,000–€10,000+
Hospital treatment
If observation, surgery, overnight stay or specialist treatment is needed, costs can quickly move from hundreds to thousands of euros.
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Austria is different
German proof may not fit MA35
For Austrian residence documents, choose an Austria-specific option instead of assuming German-focused insurance will fit.
- Wrong or incomplete proof can delay your visa, enrollment or authority process.
- Cheap home-country policies may miss the exact coverage, dates or repatriation wording required.
- The cheapest policy can become expensive if it is the wrong proof for your situation.
Before you apply, check: coverage amount, validity dates, destination area and repatriation cover.
Why timing matters before the MA 35 / Bezirkshauptmannschaft appointment
Why act before Austrian residence paperwork
Austria has its own residence-process requirements. A Germany-focused insurance route may not fit MA35 or magistrate documents.
Austria is different
Use an Austria-specific route for Austrian residence documents instead of assuming German insurance proof will fit.
MA35 documents
Care Austria is designed for Austrian residence processes and authority documents.
364 days or unlimited
Choose the 364-day option or the unlimited option depending on your stay.
Education or Standard
Students, language students and au pairs may qualify for Education pricing; other cases generally use Standard pricing.
Six mandatory fields the MA 35 expects on your certificate
From dozens of MA 35 and Bezirkshauptmannschaft cases we have seen, these six fields decide whether the certificate is accepted without a second appointment. Care Austria includes them all by default in the PDF (subject to the insurer's terms, HanseMerkur AVB 2025).
Name exactly as in the passport
Full given names — including every second / middle name — must match the passport spelling letter by letter. Discrepancies trigger Rückfragen and a second appointment.
Gap-free validity period
Start and end dates of the policy. The start date must be on or before the planned entry / residence-permit start date — no gap of even a single day.
Austria as geographical scope
The policy must explicitly cover Austria. Schengen-compliant minimum coverage is €30 000 for medical treatment — for a long-term residence permit the authority expects open coverage in line with §§ 8 / 11 NAG.
Insurer name + policy number
The legal insurer (e.g. HanseMerkur) and the unique policy / certificate number must be printed on the document. Care Austria certificates carry both at the top.
Language: German or English
MA 35 routinely accepts both. Documents in other languages typically require a certified translation, which costs time and money.
Inpatient hospital coverage
Stationary treatment must be included. Care Austria covers inpatient treatment within the AVB — no separate hospital rider needed.
Get MA 35-compliant cover in 5 steps
10 minutes online. PDF Versicherungsbestätigung in minutes (subject to a successful application and identity check). Ready for your MA 35 / Bezirkshauptmannschaft appointment.
Schengen-ready in 3 steps
Proof of insurance for Schengen visa applications, including the €30,000 minimum-coverage requirement.
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Pick the right plan
Care Visa Protect for short Schengen stays · Care Economy for the Opportunity Card or longer visitor stays.
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Apply online
Enter passport, travel dates and destination. For Care Visa Protect, purchase before entry when required.
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Submit your proof
Receive the PDF certificate after successful online application and submit it with your visa or authority documents.
What expats and students say about Care Austria for the MA 35 residence-permit appointment in Vienna and the Bezirkshauptmannschaften
“My biggest worry was that the embassy wouldn't accept the insurance.
The proof was accepted immediately — no questions asked.
That saved me a lot of stress.”
Georges
Cameroon
“I needed proof of insurance urgently for my visa appointment.
The confirmation arrived within minutes by email.
Everything worked first time at the embassy.”
Olga
Russia
“Found the best solution and best service for health insurance for foreign visitors and guests in Germany.
Fast, simple and affordable.
Highly recommended!”
Michael
Germany
“The online sign-up was done in just a few minutes.
When I actually had to see a doctor, the billing went smoothly.
I was really covered — not just on paper.”
Yunhee
Australia
Now choose your plan
Accepted tariffs for MA 35 and Bezirkshauptmannschaft
Quick answer: The right policy depends on the residence permit and the planned stay duration: for every first application or renewal at MA 35 Wien or a Bezirkshauptmannschaft, Care Austria from €51/month is the proven certificate (HanseMerkur, MA 35-recognised, Wahlarzt within the AVB without Selbstbehalt). For short stays under 92 days (Schengen visa C, internships) Care Economy from €30 / 30 days is the flexible alternative.
Care Austria
from only €51.00 / month (364-day or unlimited option available)
For foreign nationals in Austria: students, language students, au pairs, expats, guests & seasonal workers
- Recognized for residence permits & Austrian authorities
- Suitable for MA35, magistrates & district authorities
- Affordable private health insurance from €51/month
- Doctor, hospital, prescription medication & dental treatment coverage
- Treatment with private doctors & private clinics possible
- For stays in Austria with additional EU coverage depending on the plan option
- Suitable for students, language students, au pairs, expats, guests & seasonal workers
- 2 coverage terms: up to 364 days or unlimited
- Rates by target group: Education from €51/month · Standard from €95/month
- Reputable insurance carrier
Why Care Austria?
For foreign nationals in Austria who need health insurance recognized by authorities for a residence permit, MA35 or magistrate office — suitable for education, au pair stays, expat stays or longer visits.
Why unlimited coverage?
More security for longer stays: less renewal stress, no new health check for later extensions and a lower risk of a coverage gap.
- 🏛️ HanseMerkur Insurance Group Hamburg – Advigon Insurance AG
- 📄 Proof of insurance for residence permits & authorities
- 🔒 Doctor, clinic, dental treatment & repatriation coverage
- 🏷️ From €51 / month · 364-day or unlimited options
→ Complete the application, receive your proof, prepare your residence permit
Care Economy
from only €30.00 / 30 days (coverage up to 2 years)
For guests, tourists, family visits, job seekers & the German Opportunity Card
- Proof of insurance for visas & immigration authorities within minutes
- Affordable coverage from €1.00 per day
- Doctor, hospital & dental emergency coverage
- Suitable for Schengen visas, the Opportunity Card & family visits
- Flexible coverage from 1 day up to 2 years
- Coverage in Germany, the EU & the Schengen Area
- 24/7 assistance + digital insurance card
- Age-based rates: from €1.00/day up to age 64 · from €2.95/day for ages 65–74
- Coverage term: 1 day to 2 years · entry age 0–74
- Reputable insurance carrier
Why Care Economy?
For anyone who needs fast, affordable proof of health insurance — ideal for guests, visitors, tourists, family visits or job seekers, with doctor/clinic coverage subject to the policy terms and benefits.
Why a 2-year coverage term?
More flexibility when plans are uncertain: if your visa, trip or stay is extended, you avoid last-minute renewal stress and reduce the risk of a coverage gap.
- 🏛️ HanseMerkur Insurance Group Hamburg – Advigon Insurance AG
- 📄 Instant proof of insurance for visas & immigration authorities (PDF)
- 🔒 Doctor, clinic, dental emergency & repatriation coverage
- 🏷️ From €30 / 30 days · up to 2 years possible
→ Complete the application, receive your instant PDF, submit your proof
Care Austria — all prices by age & duration
Quick answer: Care Austria scales by age: from €51/month for ages 0–17 in the 364-day variant, €86/month for 18–29 Standard, with higher brackets up to €510/month for 65–74. Final acceptance for any residence permit always rests with MA 35 Wien or the Bezirkshauptmannschaft on a case-by-case basis.
Care Austria EducationFor training stays in Austria (students, language students, PhD candidates, au pairs · age 12–35)
| Age | up to 364 days | unlimited |
|---|---|---|
| 12 – 35 years | €51.00 / month | €56.00 / month |
Care Austria StandardFor all other residence purposes in Austria
| Age | up to 364 days | unlimited | |||
|---|---|---|---|---|---|
| 0 – 64 | 65 – 74 | 0 – 49 | 50 – 64 | 65 – 74 | |
| Premium | €95.00 / month | €219.00 / month | €155.00 / month | €222.00 / month | €510.00 / month |
All prices per month/person in euros. Recognised by MA 35 (Vienna) and the relevant district authority. Free choice of doctor + private clinics included, no deductible. Entry age 0–74. As of 2026.
Which Austrian residence permit fits your case?
MA 35 distinguishes several Aufenthaltstitel categories under the NAG (Niederlassungs- und Aufenthaltsgesetz). Every category requires a health-insurance proof under § 11 Abs. 2 Z 3 NAG — the right Care Concept tariff depends on stay duration and age bracket.
Aufenthaltsbewilligung Studierende (§ 64 NAG)
Non-EU students at Austrian universities and Fachhochschulen.
Recommended cover: Care Austria Education (ages 12–35, from €51/month)
Red-White-Red Card plus (§ 41a NAG)
Family members of key workers, EU/EEA citizens or Austrians — unrestricted labour-market access.
Recommended cover: Care Austria Standard (every age band, MA 35-recognised)
Niederlassungsbewilligung Schlüsselkraft (§ 41 NAG)
Highly-qualified specialists scoring ≥ 70 on the Austrian points calculator, with a minimum gross salary.
Recommended cover: Care Austria Standard — bridge until ÖGK Pflichtversicherung starts via the employer.
Aufenthaltsbewilligung Familienangehörige (§ 47 NAG)
Spouses, registered partners and minor children of third-country nationals already in Austria.
Recommended cover: Care Austria Standard (gap-free cover from day one)
EU Blue Card (§ 42 NAG)
Highly-qualified third-country nationals with a university degree and at least 1.5× the Austrian gross average salary — unrestricted labour-market access.
Recommended cover: Care Austria Standard — bridge until ÖGK through the employment contract.
Daueraufenthalt-EU (§ 45 NAG)
Third-country nationals after five years of continuous stay — open-ended settlement permit with EU-wide mobility.
Recommended cover: Care Austria Standard (gap-free until ÖGK switch)
Visa D / C — short stays ≤ 92 days
Visitors, interns, short scholarship recipients without a formal residence permit.
Recommended cover: Care Economy — flexible 1 day to 2 years, Schengen-compliant.
Renewing your residence permit — 4-step process
Renewal applications must be submitted before the existing Aufenthaltstitel expires — earliest three months before, latest on the last day of validity. Missing that window turns the case into a new first-time application and risks a residence gap.
- 1Mind the deadline: set a calendar reminder four months before expiry so you never miss the three-month renewal window.
- 2Keep insurance gap-free: renew Care Austria (364-day variant) online so the new policy starts the day the old one ends.
- 3Book the appointment online: reserve a renewal slot on wien.gv.at (MA 35) or the Bezirkshauptmannschaft portal of your federal state.
- 4Submit the file: passport, expiring residence permit, Meldezettel (ZMR), Unterhaltsmittel proof and the new Care Austria PDF — which satisfies § 11 Abs. 2 Z 3 NAG.
Working in Austria with a residence permit — insurance impact
Non-EU students on the Aufenthaltsbewilligung Studierende (§ 64 NAG) may work up to 20 hours per week during the semester (Bachelor / Master); PhD candidates have no statutory cap. Holders of the Red-White-Red Card plus, EU Blue Card or Niederlassungsbewilligung Schlüsselkraft have unrestricted labour-market access from day one. The moment your employer registers you and you cross the Geringfügigkeitsgrenze (€551.10/month, Stand 2025), ÖGK Pflichtversicherung kicks in automatically — Care Austria stays active until ÖGK confirms the new cover and can then be cancelled monthly. Detailed student-side rules are covered in our EN guide for international students in Austria.
Sources: oesterreich.gv.at, AMS, ÖGK 2025, AuslBG § 17.
Family reunification (§ 46 / § 47 NAG) — what MA 35 checks
Spouses, registered partners and minor children of third-country nationals already in Austria apply for the Aufenthaltsbewilligung Familienangehörige (§ 47 NAG) or, when joining an EU citizen, the Red-White-Red Card plus (§ 41a NAG). MA 35 checks the same three pillars as for any first application: accommodation, Unterhaltsmittel and a comprehensive Versicherungsnachweis. Mitversicherung in ÖGK (free family co-insurance) is only available once the main applicant is in statutory cover; until then Care Austria from €51/month for each family member bridges the gap and is recognised by MA 35 in the same wording.
Sources: oesterreich.gv.at, MA 35, § 41a NAG, § 46 NAG, § 47 NAG, ÖGK Mitversicherung 2025.
Case study — Daniela from Brazil, MA 35 appointment in Vienna
Situation: Daniela (29) is moving to Wien-Favoriten as a self-employed web designer. Her MA 35 appointment in Dresdner Straße is in eight days. The document checklist demands "Nachweis ausreichenden Krankenversicherungsschutzes" under § 11 NAG.
Challenge: her Brazilian policy is not recognised by MA 35, and ÖGK Selbstversicherung is not open to her (no Austrian employment yet). Without proof the file would be set aside — a process delay of several weeks.
Solution: the evening before the appointment she takes out Care Austria Standard (€110/month in her age bracket) online. The PDF Versicherungsbestätigung lands in her inbox within minutes, with name "Daniela Pereira da Silva" exactly as in her passport, validity from the application date, geographical scope Austria, insurer HanseMerkur, policy number visible.
Outcome: MA 35 accepted the proof in her individual case — the Aufenthaltstitel was issued within four weeks. Daniela kept Care Austria as her ongoing cover and paid €0 at her first Wahlarzt appointment (no Selbstbehalt within the AVB). Individual case; authority decisions vary.
Field note: across many MA 35 consultations for self-employed applicants, students and family reunification cases, the two top reasons for a Rückstellung at the first appointment are passport-spelling mismatch (second given names!) and a validity period that does not start from the planned entry date.
Costs at a glance — Austrian residence-permit insurance 2026
Quick answer: Three realistic budget anchors for a comprehensive Versicherungsnachweis at MA 35 or a Bezirkshauptmannschaft: Care Austria from €51/month (open-ended or 364-day variant, every age), Care Economy from €30 per 30 days for short stays under 92 days, and ÖGK Pflichtversicherung (automatic once employed in Austria, 7.65 % of gross income, split with the employer). Final acceptance depends on the responsible authority on a case-by-case basis.
| Option | Monthly cost | Best for | Limits |
|---|---|---|---|
| Care Austria (Standard) | from €51/month (age-scaled) | Every Aufenthaltstitel · long stays | No e-card; Wahlarzt reimbursed within policy terms |
| Care Austria 364-day | from €51/month | Annual renewal cycle (RWR-Karte plus, Studierende, Familienangehörige) | 364-day fixed term; renewable online |
| Care Economy (short stay) | from €30 / 30 days | Schengen visa C, internship, family-reunification waiting period | Up to 2 years; no pregnancy / pre-existing conditions |
| ÖGK Pflichtversicherung (statutory) | ~7.65 % of gross (split with employer) | Employed third-country nationals (RWR plus, EU Blue Card, § 41) | Only once your employer has registered you; Care Austria bridges the wait. |
Prices Stand 2025/2026; sources: HanseMerkur AVB 2025, Care Concept AG, gesundheitskasse.at, ÖGK Tagsatztabelle 2025.
MA 35 and Austrian residence-permit glossary
- MA 35
- Vienna Immigration and Citizenship office, Dresdner Straße 93, 1200 Wien.
- Bezirkshauptmannschaft (BH)
- District authority outside Vienna — equivalent of MA 35.
- Aufenthaltstitel
- Umbrella term for every Austrian residence permit.
- Aufenthaltsbewilligung
- Time-limited residence permit, purpose-bound.
- Niederlassungsbewilligung
- Settlement permit for longer-term residence.
- Red-White-Red Card plus
- RWR-Karte plus — unrestricted labour-market access (§ 41a NAG).
- EU Blue Card
- Highly-qualified third-country nationals (§ 42 NAG).
- Daueraufenthalt-EU
- Open-ended settlement permit after 5 years (§ 45 NAG).
- § 11 NAG
- General requirements for every residence permit — including insurance.
- § 64 NAG
- Student residence permit (Aufenthaltsbewilligung Studierende).
- ZMR / Meldezettel
- Central residence register — proof of Hauptwohnsitz address.
- Unterhaltsmittel
- Proof of sufficient means of subsistence.
- Drittstaatsangehörige
- Third-country nationals — outside EU / EEA / Switzerland.
- VFS Global Vienna
- Service partner for Austrian Schengen-visa applications abroad.
- Versicherungsnachweis
- Health-insurance proof required at every first application and renewal.
Frequently Asked Questions
What health insurance proof does MA 35 Vienna require for the residence permit?
MA 35 requires proof of comprehensive health insurance under § 11 Abs. 2 Z 3 NAG covering your entire planned stay in Austria. The document must be in German or English, name the insured person exactly as in the passport, cover an unbroken period from the planned entry date, and explicitly include Austria as the geographical scope plus inpatient coverage. Care Austria from €51/month satisfies all these fields — the PDF certificate is emailed within minutes after a successful application, subject to the insurer's terms (HanseMerkur AVB 2025).
Is Care Austria accepted by MA 35 Wien and every Bezirkshauptmannschaft?
Yes — Care Austria is regularly accepted as Versicherungsnachweis by MA 35 Wien and by every Austrian Bezirkshauptmannschaft (Graz, Linz, Salzburg, Innsbruck, Klagenfurt, Bregenz, Eisenstadt, St. Pölten). Final acceptance rests with the individual authority on a case-by-case basis under § 11 (2) Z 3 NAG. The certificate is issued by email within minutes after a successful online application — ready for your appointment.
What happens at the MA 35 appointment without an insurance certificate?
MA 35 typically sets the file aside (Zurückstellung) and grants a short re-submission deadline. Missing that deadline leads to rejection of the residence-permit application. You can avoid the risk by purchasing Care Austria online — the PDF certificate arrives in your inbox within minutes.
How long does MA 35 Vienna take to issue a first residence permit?
A complete first-time file (Aufenthaltsbewilligung, Red-White-Red Card plus, EU Blue Card) is typically decided in 4–8 weeks at MA 35 Wien. Bezirkshauptmannschaften outside Vienna are often a little faster. Times depend on workload and completeness of the documents. Source: wien.gv.at, MA 35.
How do I renew an Austrian residence permit at MA 35 or Bezirkshauptmannschaft?
Submit the renewal earliest three months before expiry, latest on the last day of validity. Bring passport, expiring Aufenthaltstitel, Meldezettel, Unterhaltsmittel proof and a gap-free insurance certificate. Care Austria 364-day variant is commonly used because the validity window matches the standard renewal cycle.
What is the Red-White-Red Card plus (§ 41a NAG) and which insurance fits it?
The Red-White-Red Card plus (RWR-Karte plus) is an Austrian residence permit with unrestricted labour-market access, typically granted to family members of EU/EEA citizens, Austrians or key workers. MA 35 requires comprehensive health-insurance proof for the application; Care Austria Standard is a recognised option until ÖGK Pflichtversicherung starts via the employer.
Does the EU Blue Card Austria (§ 42 NAG) need a private health insurance certificate?
Yes — at the first application MA 35 (or the responsible Bezirkshauptmannschaft) requires proof of comprehensive cover under § 11 Abs. 2 Z 3 NAG. ÖGK Pflichtversicherung only starts once the employment contract is active and the employer has registered you, so Care Austria from €51/month is commonly used as a bridge between entry and ÖGK enrolment.
Can I work in Austria with a student residence permit?
Yes — non-EU students on the Aufenthaltsbewilligung Studierende (§ 64 NAG) may work up to 20 hours per week during the semester (Bachelor/Master); PhD candidates have no statutory cap. Holders of the Red-White-Red Card plus, EU Blue Card or Niederlassungsbewilligung Schlüsselkraft have unrestricted labour-market access. Crossing the Geringfügigkeitsgrenze (€551.10/month, Stand 2025) triggers automatic ÖGK Pflichtversicherung. Keep Care Austria active until ÖGK confirms cover.
How long until I can apply for Daueraufenthalt-EU (permanent residence) in Austria?
After five years of continuous lawful stay on a residence permit, third-country nationals can apply for Daueraufenthalt-EU under § 45 NAG — an open-ended settlement permit with EU-wide mobility. The application still requires a Versicherungsnachweis. Anyone not yet covered by ÖGK at that point can use Care Austria as a gap-free bridge.
Do I need a German translation if my certificate is in English?
No — MA 35 routinely accepts German and English certificates. Documents in other languages typically require a certified translation. Care Austria certificates are issued in German (and English wording is provided on request), so no translation step is needed.
Over 10,000 policies issued · Since 2009
Ready for your MA 35 appointment? Get your Care Austria certificate now.
More on Austria
Part of Health insurance for foreigners in Austria — our hub for MA 35 proof, Care Austria, ÖGK and every residence-permit case. Also see our EN student guide for inscription specifics.
Deutschsprachige Version
MA 35 Wien — Krankenversicherungsnachweis für den Aufenthaltstitel — vollständiger DE-Ratgeber mit Behörden-Liste, NAG-Paragraphen und Care Austria Preistabelle.