Au-pair insurance Austria for foreigners — Care Au-Pair from €21/month, MA 35-recognised
Popular with au pairs from — show country list
Pakistan (Islamabad, Karachi, Lahore), India (Delhi, Mumbai, Bengaluru, Hyderabad, Chennai), Bangladesh, Sri Lanka, Nepal, Türkiye, Iran, Iraq, Syria, Lebanon, Egypt, Morocco, Tunisia, Algeria, Nigeria, Ghana, Kenya, Ethiopia, the Philippines, Indonesia, Vietnam, Thailand, China, Brazil, Colombia, Mexico, Ukraine, Russia, Kosovo, Serbia, Bosnia, North Macedonia and Albania.
Used since 2009 by applicants worldwide — typically accepted in Austria by MA 35 (Vienna), MA 35 branch offices and the 8 Bezirkshauptmannschaften across Lower Austria, Upper Austria, Styria, Salzburg, Tyrol, Vorarlberg, Carinthia and Burgenland.
No commitment · monthly cancellation · confirmation by email (typically immediate).
“After the au-pair year, switched to Care Austria with no waiting period.” — A. N. (Innsbruck), student
Quotes from internal customer feedback, anonymised and shortened.
Plan: Book Care Au-Pair online → Receive DE/EN PDF → Submit at MA 35 / BH.
Indicative: around €800 in lost gross weekly wages at the Austrian median per week of residence-permit delay (source: indicative AT median earnings 2024/25) — Care Austria premium for the same week: about €12.
Last reviewed: 2026-07-03 · by Steffan Grund (insurance expert, Krankenversicherung-Auslaender.de) · sources: oesterreich.gv.at, wien.gv.at, gesundheitskasse.at, HanseMerkur AVB 2025, § 11 / § 63 NAG, § 1 Abs. 2 Z 5 AuslBG, § 49 ASVG.
Sources: oesterreich.gv.at · wien.gv.at · gesundheitskasse.at · bmsgpk.gv.at · HanseMerkur AVB 2025 · Care Concept AG · § 11 NAG · § 63 NAG · § 1 Abs. 2 Z 5 AuslBG · § 49 ASVG · ÖIF Integrationsvereinbarung
No Versicherungsnachweis — no au-pair residence permit. MA 35 Wien and Bezirkshauptmannschaften across Austria (Graz, Linz, Salzburg, Innsbruck, Klagenfurt, Bregenz, St. Pölten, Eisenstadt) require it under § 11 Abs. 2 Z 3 NAG before issuing the Aufenthaltsbewilligung Sonderfälle (§ 63 NAG). Care Au-Pair from €21/month is the au-pair-specific DACH tariff — PDF certificate by email within minutes after a successful application and identity check (HanseMerkur AVB 2025). Care Austria from €51/month is the adult fallback above age 35 or for free Wahlarzt billing.
From €21/month
Si €21 · S €26 · M €35 bestseller · XL €43. Ages ≤ 35, 1–24 months — one booking covers the 12 + 6-month extension.
PDF in minutes
Ready for the MA 35 / BH file the same day you book — name as in the passport, scope Austria, HanseMerkur policy number.
Liability + accident
M and XL cover accidental damage in the host family's home — ÖGK does not include household liability.
Below: six MA 35 mandatory fields, an Austrian Wahlarzt cost check, the Care Au-Pair price table, a 5-situation residence-permit matrix (incl. EU/EEA Anmeldebescheinigung), the ÖGK vs Care Au-Pair flowchart, the 12 → 18-month extension flow, authorities for all nine Bundesländer, a Vienna case study and FAQs for au pairs from the US, UK, India, Pakistan, the Philippines, Bangladesh, Vietnam, Nigeria, Türkiye, Brazil, Colombia, Indonesia, Egypt, Morocco, Ukraine, Russia, China, Kosovo, Serbia and the EU/EEA.
Popular with au pairs from Pakistan (Islamabad, Karachi, Lahore), India (Delhi, Mumbai, Bengaluru), the Philippines, Indonesia, Vietnam, Nigeria, Türkiye, Brazil, Colombia, Bangladesh, Egypt, Morocco, Ukraine, Russia, China and beyond — Care Au-Pair pricing does not depend on nationality, only on age and contract length. The PDF Versicherungsnachweis is issued in English and German for MA 35 Wien and every Bezirkshauptmannschaft.
Austria Residence Cover
Care Austria by HanseMerkur Versicherungsgruppe / Advigon
Austrian Authority Proof
For MA35, magistrate or residence permit documents
Policy Documents
Available after successful application
Over 10,000 policies issued · Since 2009
Au-pair contract signed? Get your Care Au-Pair certificate now.
Four worries every au pair has before flying to Vienna
Quick answer: Four worries dominate au-pair onboarding to Austria: accidental damage in the host family's home, getting sick during the language course, weekend trips inside Schengen, and MA 35 paperwork rejection. Care Au-Pair M from €35/month combines health and household liability in one policy and produces the MA 35 certificate within minutes.
Avoid the mistakes that can delay your application
Schengen proof missing?
For short Schengen stays, choose insurance that meets the €30,000 minimum-coverage requirement.
Short stay or longer stay?
Care Visa Protect fits many 1–92 day Schengen visits; Care Economy may fit longer or more flexible stays.
Wrong insurance can cost time
Before your embassy appointment, check that the proof matches your visa type, dates and destination.
Multiple entries planned?
If you travel more than once, check the multiple-entry option and the annual day limit before applying.
What it costs in Austria without recognised au-pair insurance
One wrong insurance choice can cost you money, time and your application deadline
A medical incident can become expensive fast — but the wrong certificate can also delay your visa, enrollment, residence permit or work start.
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€500–€1,500
Emergency doctor visit
One urgent doctor or emergency-room visit can already create a painful bill — before tests, medication or follow-up treatment are added.
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€2,000–€10,000+
Hospital treatment
If observation, surgery, overnight stay or specialist treatment is needed, costs can quickly move from hundreds to thousands of euros.
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Austria is different
German proof may not fit MA35
For Austrian residence documents, choose an Austria-specific option instead of assuming German-focused insurance will fit.
- Wrong or incomplete proof can delay your visa, enrollment or authority process.
- Cheap home-country policies may miss the exact coverage, dates or repatriation wording required.
- The cheapest policy can become expensive if it is the wrong proof for your situation.
Before you apply, check: coverage amount, validity dates, destination area and repatriation cover.
Why timing matters before the MA 35 / Bezirkshauptmannschaft appointment
Why act before Austrian residence paperwork
Austria has its own residence-process requirements. A Germany-focused insurance route may not fit MA35 or magistrate documents.
Austria is different
Use an Austria-specific route for Austrian residence documents instead of assuming German insurance proof will fit.
MA35 documents
Care Austria is designed for Austrian residence processes and authority documents.
364 days or unlimited
Choose the 364-day option or the unlimited option depending on your stay.
Education or Standard
Students, language students and au pairs may qualify for Education pricing; other cases generally use Standard pricing.
Six mandatory fields MA 35 expects on the au-pair certificate
From dozens of MA 35 and Bezirkshauptmannschaft au-pair cases we have seen, these six fields decide whether the certificate is accepted at the first appointment. Care Au-Pair includes them all by default in the PDF (subject to HanseMerkur AVB 2025).
Name exactly as in the passport
Every given name — including middle names — must match the passport letter by letter. Spelling mismatches are a common reason for a Rückstellung at the first appointment.
Gap-free validity period
Policy start date on or before the planned entry / au-pair start date — no day uncovered. End date covering the planned 12-month (or 18-month extended) au-pair window.
Austria as geographical scope
Policy must explicitly cover Austria. Schengen minimum cover is €30,000 for medical treatment; for the long-term au-pair permit MA 35 expects open coverage in line with § 11 NAG.
Insurer name + policy number
Legal insurer (HanseMerkur) and unique policy / certificate number must be printed on the PDF. Care Au-Pair certificates show both at the top.
Language: German or English
MA 35 routinely accepts both. Documents in other languages typically require a certified translation, which costs additional time and money.
Inpatient hospital coverage
Stationary treatment must be included. Care Au-Pair covers inpatient treatment within the AVB — no separate hospital rider needed for the residence-permit file.
Get au-pair insurance in 5 steps
10 minutes online. PDF Versicherungsbestätigung within minutes (subject to a successful application and identity check). Ready for your MA 35 / Bezirkshauptmannschaft appointment and the host-family contract.
Schengen-ready in 3 steps
Proof of insurance for Schengen visa applications, including the €30,000 minimum-coverage requirement.
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Pick the right plan
Care Visa Protect for short Schengen stays · Care Economy for the Opportunity Card or longer visitor stays.
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Apply online
Enter passport, travel dates and destination. For Care Visa Protect, purchase before entry when required.
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Submit your proof
Receive the PDF certificate after successful online application and submit it with your visa or authority documents.
What au pairs say about Care Au-Pair for the MA 35 Aufenthaltsbewilligung Sonderfälle in Austria
“My biggest worry was that the embassy wouldn't accept the insurance.
The proof was accepted immediately — no questions asked.
That saved me a lot of stress.”
Georges
Cameroon
“I needed proof of insurance urgently for my visa appointment.
The confirmation arrived within minutes by email.
Everything worked first time at the embassy.”
Olga
Russia
“Found the best solution and best service for health insurance for foreign visitors and guests in Germany.
Fast, simple and affordable.
Highly recommended!”
Michael
Germany
“The online sign-up was done in just a few minutes.
When I actually had to see a doctor, the billing went smoothly.
I was really covered — not just on paper.”
Yunhee
Australia
Now choose your plan
Recommended au-pair tariffs for Austria
Quick answer: The right policy depends on age, budget and the host-family contract: Care Au-Pair from €21/month is the au-pair-specific tariff with optional liability (M, XL) and accident cover (XL), available up to age 35. For applicants above 35 or with a strong Wahlarzt preference, Care Austria from €51/month is the adult fallback with free choice of doctor.
Care Au-Pair
from only €21.00 / month (coverage up to 24 months)
For foreign au pairs in Germany & host families
- Proof of insurance for visas & immigration authorities quickly available (PDF)
- Meets requirements for authorities & au pair contracts
- Doctor, hospital, prescription medication & dental treatment coverage
- For au pair stays in Germany
- 4 plan levels: Si, S, M & XL — based on budget and coverage needs
- Temporary trips outside the host country may be covered depending on tariff and conditions
- 24/7 assistance + digital insurance card
- Coverage term: 1 to 24 months · entry age up to 35
- Rates by plan level: from €21 / month
- Reputable insurance carrier
Why Care Au-Pair?
For foreign au pairs in Germany who need affordable health insurance and fast proof of coverage for visas, immigration authorities or the au pair contract — suitable for both au pairs and host families.
Why a 24-month coverage term?
More planning security during the au pair stay: less renewal stress and a lower risk of a coverage gap if the stay lasts longer.
- 🏛️ HanseMerkur Insurance Group Hamburg – Advigon Insurance AG
- 📄 Instant proof of insurance for visas & immigration authorities (PDF)
- 🔒 Doctor, clinic, dental emergency & repatriation coverage
- 🏷️ From €21 / month · coverage up to 24 months
→ Complete the application, receive your instant PDF, submit your proof
Care Austria
from only €51.00 / month (364-day or unlimited option available)
For foreign nationals in Austria: students, language students, au pairs, expats, guests & seasonal workers
- Recognized for residence permits & Austrian authorities
- Suitable for MA35, magistrates & district authorities
- Affordable private health insurance from €51/month
- Doctor, hospital, prescription medication & dental treatment coverage
- Treatment with private doctors & private clinics possible
- For stays in Austria with additional EU coverage depending on the plan option
- Suitable for students, language students, au pairs, expats, guests & seasonal workers
- 2 coverage terms: up to 364 days or unlimited
- Rates by target group: Education from €51/month · Standard from €95/month
- Reputable insurance carrier
Why Care Austria?
For foreign nationals in Austria who need health insurance recognized by authorities for a residence permit, MA35 or magistrate office — suitable for education, au pair stays, expat stays or longer visits.
Why unlimited coverage?
More security for longer stays: less renewal stress, no new health check for later extensions and a lower risk of a coverage gap.
- 🏛️ HanseMerkur Insurance Group Hamburg – Advigon Insurance AG
- 📄 Proof of insurance for residence permits & authorities
- 🔒 Doctor, clinic, dental treatment & repatriation coverage
- 🏷️ From €51 / month · 364-day or unlimited options
→ Complete the application, receive your proof, prepare your residence permit
Care Au-Pair — all prices by tier and duration
Quick answer: Care Au-Pair scales by feature, not age: Si €21/month (insurance only), S €26/month, M €35/month (bestseller — includes liability for accidents in the host family's home), XL €43/month (liability plus accident cover). Eligible up to age 35, term 1–24 months. Final acceptance always rests with MA 35 Wien or the Bezirkshauptmannschaft on a case-by-case basis.
| Care Au-Pair |
Care Au-Pair SI
|
Care Au-Pair S
|
BestsellerCare Au-Pair M
|
Care Au-Pair XL
|
|---|---|---|---|---|
| Monthly premium (€/month) | €21.00 / month | €26.00 / month | €35.00 / month | €43.00 / month |
| Deductible | 50 €/case | 35 €/case | 0 € | 0 € |
All prices per month/person in euros. Entry age up to 35. Term 1–24 months. Insurable groups include foreign au pairs with permanent residence abroad during a stay in Germany, plus German/Austrian residents abroad. Scope depends on residence, host country and tariff conditions; USA, Canada and Mexico excluded. 3-month post-contract liability (all plans). As of 2026.
Which Austrian permit fits your au-pair situation?
Five au-pair situations come up at MA 35 and the Bezirkshauptmannschaften. Each one needs a health-insurance proof under § 11 Abs. 2 Z 3 NAG — the right Care Concept tariff depends on citizenship, age and stay duration.
Aufenthaltsbewilligung Sonderfälle unselbständiger Erwerbstätigkeit (§ 63 NAG)
Third-country au pairs aged 18–28, restricted labour-market access for the au-pair activity only. The standard route for non-EU au pairs.
Recommended cover: Care Au-Pair Si–XL (ages ≤ 35, 1–24 months, from €21/month)
Freedom of movement — EU / EEA / Swiss au pairs
Au pairs from any EU / EEA member state or Switzerland. No residence permit required; an Anmeldebescheinigung (§ 51 NAG) is filed after 3 months.
Recommended cover: Care Au-Pair M or XL — for added liability and accident cover.
National D-visa for the run-up phase
Third-country candidates who enter before the au-pair contract starts (language course, MA 35 appointment, ZMR registration).
Recommended cover: Care Economy — flexible 1 day to 2 years, Schengen-compliant.
Au pair > 35 years or Wahlarzt preference
Applicants over the Care Au-Pair age cap or with a strong free-choice-of-doctor preference.
Recommended cover: Care Austria Standard — ages 0–74, Wahlarzt without Selbstbehalt within the AVB.
Extension beyond 12 months (up to 18 months)
Au pairs extending their stay; ÖIF Integrationsvereinbarung Module 1 (German A2) may become relevant.
Recommended cover: Care Au-Pair is bookable for the full 24-month maximum.
Extending an au-pair stay from 12 to 18 months — 4-step process
Austrian au-pair stays are capped at 12 months under § 1 Abs. 2 Z 5 AuslBG iVm § 49 ASVG, with a possible 6-month extension to a total of 18 months. File the extension before the existing permit expires — missing the deadline turns the case into a new first application and risks a residence gap.
- 1Mind the legal cap: 12 + 6 = 18 months maximum. Set a calendar reminder three months before expiry.
- 2Keep insurance gap-free: renew Care Au-Pair online — the tariff is bookable for the full 24-month maximum in a single purchase.
- 3Prepare ÖIF Module 1: stays beyond 12 months can trigger Module 1 of the Integrationsvereinbarung (German A2). Continue the host-family German course and keep proof of attendance.
- 4Submit at MA 35 / BH: passport, expiring permit, ZMR Meldezettel, extended au-pair contract and the gap-free Care Au-Pair PDF — which satisfies § 11 Abs. 2 Z 3 NAG.
What the Austrian host family is responsible for
Under Austrian au-pair rules the host family is the employer. They provide a private room, full board and pocket money, must register the au pair with ÖGK once pocket money exceeds the Geringfügigkeitsgrenze (~ €518.44/month, Stand 2025), and must enable at least two hours of German language course per week. The au-pair workload is capped at 20 hours per week of childcare and light household help. Many host families also fund Care Au-Pair as part of the contract — the €21–€43/month premium fits inside the typical au-pair budget and removes the household liability worry on both sides.
Sources: oesterreich.gv.at, gesundheitskasse.at, AMS, § 1 Abs. 2 Z 5 AuslBG, § 49 ASVG.
ÖGK and Care Au-Pair — when each route applies
When pocket money is at or above the Geringfügigkeitsgrenze (~ €518.44/month, 2025), the host family must register the au pair with ÖGK; statutory cover then begins from the registration date. Below the threshold, no automatic ÖGK cover applies and Care Au-Pair is the only continuous protection. In both cases MA 35 still wants a written Versicherungsnachweis at the Aufenthaltsbewilligung file — the Care Au-Pair PDF delivers this from day one and can be cancelled monthly once ÖGK confirms cover.
Sources: gesundheitskasse.at, ÖGK Tagsatztabelle 2025, MA 35 Versicherungsnachweis-Hinweise.
Case study — Mariana from the Philippines, au pair in Wien-Hietzing
Situation: Mariana (24) lands a 12-month au-pair contract with a family in Wien-Hietzing. Her MA 35 appointment in Dresdner Straße is in three weeks. The document checklist demands "Nachweis ausreichenden Krankenversicherungsschutzes" under § 11 Abs. 2 Z 3 NAG and an au-pair-typical liability cover.
Challenge: her Philippine policy is not recognised by MA 35; ÖGK Pflichtversicherung will not start until the host family registers her after entry. Without proof, the Aufenthaltsbewilligung Sonderfälle file would be set aside.
Solution: two weeks before departure she takes out Care Au-Pair M (€35/month) online. The PDF Versicherungsbestätigung arrives within minutes with her name "Mariana Cruz Reyes" exactly as in the passport, validity from the planned entry date, geographical scope Austria, insurer HanseMerkur and policy number visible. The host family in Hietzing covers the premium as part of the au-pair contract.
Outcome: MA 35 accepted the proof in her individual case — the Aufenthaltsbewilligung Sonderfälle was issued within six weeks. Three months into the stay Mariana broke a host-family Smart TV; Care Au-Pair M reimbursed the €820 repair invoice within the AVB. Individual case; authority and insurer decisions depend on the file.
Field note: across many MA 35 au-pair consultations, the two top reasons for a Rückstellung at the first appointment are passport-spelling mismatch (middle names!) and a policy with no Austrian geographical scope.
Costs at a glance — au-pair insurance Austria 2026
Quick answer: Three realistic budget anchors for au-pair cover in Austria: Care Au-Pair from €21/month (Si, insurance only) up to €43/month (XL, liability + accident) for ages ≤ 35; Care Austria from €51/month for applicants above 35 or with a Wahlarzt preference; and ÖGK Pflichtversicherung via the host family, mandatory once pocket money is at or above the Geringfügigkeitsgrenze.
| Option | Monthly cost | Best for | Limits |
|---|---|---|---|
| Care Au-Pair Si | €21/month | Tight budgets, no liability needed | €50/case Selbstbehalt; no liability cover |
| Care Au-Pair M (bestseller) | €35/month | Typical au-pair file — adds household liability | No Selbstbehalt; no accident cover |
| Care Au-Pair XL | €43/month | Maximum protection — liability + accident | Eligible up to age 35 |
| Care Austria Standard | from €51/month (age-scaled) | Au pairs > 35, Wahlarzt preference, fallback file | No e-card; Wahlarzt reimbursed within AVB |
| ÖGK Pflichtversicherung (statutory) | paid by host family above the marginal-earnings threshold | Pocket money ≥ Geringfügigkeitsgrenze (~ €518.44/mo) | Starts only after host-family registration; Care Au-Pair bridges the wait. |
Prices Stand 2025/2026; sources: HanseMerkur AVB 2025, Care Concept AG, gesundheitskasse.at, ÖGK Tagsatztabelle 2025.
Au-pair Austria glossary
- Au pair
- Young person 18–28 (insurable to 35 with Care Au-Pair) hosted by an Austrian family for up to 18 months.
- Host family (Gastfamilie)
- Austrian family acting as employer; provides room, board, pocket money, German course.
- § 63 NAG
- Aufenthaltsbewilligung Sonderfälle — the au-pair residence permit for third-country nationals.
- § 1 Abs. 2 Z 5 AuslBG
- Austrian Foreign Workers Act defining the au-pair activity and the 12 + 6-month cap.
- § 49 ASVG
- General Social Insurance Act used to determine au-pair social-insurance status.
- ÖGK
- Österreichische Gesundheitskasse — single statutory health-insurance fund since 2020.
- Geringfügigkeitsgrenze
- Marginal-earnings threshold (~ €518.44/mo 2025) triggering ÖGK registration.
- ÖIF Modul 1
- Module 1 of the Integrationsvereinbarung (German A2) for stays beyond 12 months.
- ZMR / Meldezettel
- Central residence register — proof of Hauptwohnsitz at the host family's address.
- Haftpflicht (Liability)
- Covers accidental damage in the host family's home; included in Care Au-Pair M, XL.
- Unfall (Accident)
- Lump sum on permanent disability; included in Care Au-Pair XL.
- Wahlarzt
- Doctor outside ÖGK contract; Care Austria reimburses within AVB, no Selbstbehalt.
- Care Au-Pair
- Care Concept tariff for au pairs in DACH, ages ≤ 35, 1–24 months, Si/S/M/XL variants.
- Versicherungsnachweis
- Written proof of insurance required at every Aufenthaltsbewilligung file.
- AVB
- Allgemeine Versicherungsbedingungen — the general policy terms.
Frequently Asked Questions
What insurance does an au pair need in Austria?
Au pairs in Austria need a health-insurance proof for the Aufenthaltsbewilligung Sonderfälle unselbständiger Erwerbstätigkeit (§ 63 NAG) at MA 35 Wien or the responsible Bezirkshauptmannschaft, plus a household liability cover for accidental damage at the host family's home. <a href='/en/insurance-plans/care-au-pair/overview/' class='text-primary underline'>Care Au-Pair from €21/month</a> is designed specifically for au pairs in DACH (Germany, Austria, Switzerland) — M and XL include the host-family liability inside the policy.
How much does Care Au-Pair cost in Austria?
Care Au-Pair Si €21/month (health only), S €26, M €35 (bestseller — adds liability for accidents in the host family's home), XL €43 (liability + accident cover). Eligible up to age 35, term 1–24 months — long enough for any Austrian au-pair stay including the 6-month extension. Prices Stand 2025/2026; HanseMerkur AVB 2025.
Is Care Au-Pair accepted by MA 35 Vienna and the Bezirkshauptmannschaften?
In the regular case yes — Care Au-Pair meets the health-insurance requirement under § 11 Abs. 2 Z 3 NAG for the Aufenthaltsbewilligung Sonderfälle at MA 35 Wien and at Bezirkshauptmannschaften in Graz, Linz, Salzburg, Innsbruck, Klagenfurt, Bregenz, Eisenstadt and St. Pölten. Final acceptance always rests with the responsible authority on a case-by-case basis. The PDF certificate is issued by email within minutes after a successful application, subject to the insurer's terms.
Care Au-Pair or Care Austria — which one should I pick?
Care Au-Pair (from €21/month) is the cheaper, au-pair-specific option with optional liability (M, XL) and accident cover (XL), available up to age 35. <a href='/en/insurance-plans/care-austria/overview/' class='text-primary underline'>Care Austria from €51/month</a> is the adult tariff with free choice of doctor (Wahlarzt) and no Selbstbehalt within the AVB — the recommended path for au pairs over 35 or who want unrestricted Wahlarzt billing.
Does Care Au-Pair cover liability damage in the host family's home?
Yes — Care Au-Pair M and XL include household liability cover (Haftpflichtversicherung) within the AVB. Accidental damage to host-family property (broken electronics, water damage, scratched parquet) is reimbursed up to the policy limits. The Si variant does not include liability — the au pair would have to pay damages out of pocket.
What happens if the au pair gets sick in Austria?
With Care Au-Pair the au pair visits an Allgemeinmediziner or — depending on the variant and Selbstbehalt — a Wahlarzt and submits the invoice for reimbursement within the AVB. Without recognised cover the bill is paid out of pocket: a Wahlarzt first visit in Austria typically costs €120–€300 (gesundheitskasse.at 2025) and an inpatient day at AKH Wien around €830 (ÖGK Tagsatztabelle 2025). A valid policy protects both the au pair and the host family.
How long can an au pair stay in Austria?
Au-pair stays are capped at 12 months, extendable by 6 months for a total of 18 months under § 1 Abs. 2 Z 5 AuslBG iVm § 49 ASVG. Care Au-Pair is bookable for 1–24 months in a single purchase, so a single online booking covers the full Austrian au-pair window including any extension.
What is the Geringfügigkeitsgrenze and when does ÖGK kick in?
The Austrian Geringfügigkeitsgrenze is approximately €518.44/month in 2025 (gesundheitskasse.at). When au-pair pocket money is at or above this threshold, the host family must register the au pair with ÖGK; below it there is no automatic statutory cover. Either way MA 35 still wants a written Versicherungsnachweis — Care Au-Pair delivers this from day one and can be cancelled monthly once ÖGK confirms.
Does the au pair need ÖIF Module 1 (German A2) for an extension?
Stays beyond 12 months can trigger Module 1 of the Integrationsvereinbarung at the Österreichischer Integrationsfonds (German A2). The host family is required to enable at least two hours of German language course per week; keep proof of attendance. The exact requirement is decided by MA 35 / Bezirkshauptmannschaft on a case-by-case basis.
How fast is the Care Au-Pair PDF certificate?
After completing the online application the PDF Versicherungsbestätigung is typically issued by email within minutes, subject to a successful application and the insurer's terms (HanseMerkur AVB 2025). It carries the name as in the passport, validity period, geographical scope Austria, insurer name and policy number — the key items MA 35 and Bezirkshauptmannschaften check before issuing the Aufenthaltsbewilligung.
I'm an EU / EEA / Swiss au pair — do I still need Care Au-Pair in Austria?
EU, EEA and Swiss au pairs benefit from freedom of movement and file an Anmeldebescheinigung (§ 51 NAG) instead of a residence permit. Statutory ÖGK cover starts via the host family once pocket money exceeds the Geringfügigkeitsgrenze (~ €518.44/month, 2025). Below the threshold there is no automatic cover; <a href='/en/insurance-plans/care-au-pair/overview/' class='text-primary underline'>Care Au-Pair M or XL</a> is still recommended for the gap before ÖGK registration and for the au-pair-specific household liability that ÖGK does not include.
What's the cheapest au-pair insurance in Austria?
The cheapest fully MA 35-suitable cover is Care Au-Pair Si at €21/month (health only). Most host families and au pairs pick M at €35/month because it adds household liability for accidental damage in the host family's home — a single broken Smart TV (€500–€1,500 repair) usually exceeds the annual premium difference between Si and M. Comparable adult tariffs (Care Austria, ÖGK Selbstversicherung) start around €51/month — see the costs table above.
I'm a US, UK, Indian or Filipino au pair coming to Vienna or Graz — what changes?
The Austrian au-pair Aufenthaltsbewilligung Sonderfälle (§ 63 NAG) is open to most third-country nationals aged 18–28 with a signed host-family contract. Citizens of the US, UK, India, the Philippines, Brazil, Colombia and similar countries file the same documents at MA 35 Wien or the responsible Bezirkshauptmannschaft in Graz, Linz, Salzburg, Innsbruck, Klagenfurt, Bregenz, St. Pölten or Eisenstadt. Care Au-Pair is recognised regardless of nationality — what matters is gap-free validity, scope Austria, name as in the passport and the HanseMerkur policy number on the PDF.
Over 10,000 policies issued · Since 2009
Ready for your MA 35 au-pair appointment? Get your Care Au-Pair certificate now.
More on Austria
Part of Health insurance for foreigners in Austria. Closely related: MA 35 Vienna residence-permit proof and international students in Austria.
Deutschsprachige Version
Au-Pair-Versicherung Österreich für Ausländer — vollständiger DE-Ratgeber mit Care-Au-Pair-Preistabelle, Behördenliste und ÖGK-Anmeldung über die Gastfamilie.